Umbrella Companies
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Forum: Umbrella Companies

All about umbrella companies.

  1. Sticky Thread Sticky: Is there an umbrella company where you can choose your pension and other benefits?

    Public sector contract - considering a brolly but would like to choose what's included. Any suggestions?

    Started by GDL, 26th January 2017 12:00
    3 Pages
    1 2 3
    • Replies: 24
    • Views: 8,904
    23rd May 2018 20:06 Go to last post
  2. Sticky Thread Sticky: READ ME before choosing your umbrella

    Read this first before picking up the phone. Guidance (on) Providers of Tax Avoidance Schemes (POTAS) And read this as well 10 things you need to know about tax avoidance Be aware that by using a legitimate umbrella that will pay the expected amount of tax and NI, you will receive...

    Started by cojak, 7th July 2017 08:57
    2 Pages
    1 2
    • Replies: 15
    • Views: 7,300
    2nd May 2018 14:12 Go to last post
  3. Sticky Thread Sticky: Everything you ever wanted to know about umbrella companies but were afraid to ask...

    There have been so many questions by new contractors about umbrella companies and the way that they work that I thought I would put together a help guide. Hopefully it will answer most of the questions that crop up: All umbrella companies will process your payments through PAYE (Pay As You Earn)...

    Started by LisaContractorUmbrella, 23rd October 2006 13:58
    9 Pages
    1 2 3 ... 9
    • Replies: 84
    • Views: 89,295
    19th April 2018 14:40 Go to last post
  4. Sticky Thread Sticky: Why am I paying Employers NI?

    OK so I get asked this question over and over and it appears that some companies still cease to explain things properly to contractors leaving them disgruntled when they see their first payslip, so let me explain the situation in simple terms for any newbies... So what you need to be aware of is...

    Started by lucycontractorumbrella, 9th August 2017 15:21
    • Replies: 7
    • Views: 3,823
    13th September 2017 15:33 Go to last post
  5. Sticky Thread Sticky: Umbrella calculations and why they differ!

    In recent months we have seen more and more enquiries from contractors looking to work via an umbrella company, and querying why we cannot offer them a higher take home :tired – so I thought I would put this small guide together to help you understand what might be going on… So first of all...

    Started by lucycontractorumbrella, 31st January 2017 13:23
    2 Pages
    1 2
    • Replies: 11
    • Views: 16,963
    2nd February 2017 10:29 Go to last post
  6. Sticky Thread Sticky: Don't be fooled by imposter umbrella companies

    I've decided to repost this following a couple of sad posts regarding HMRC Enquiries on umbrellas that were not what they seemed. As the latest umbrella company (Compusource) hits the buffers with contractor's money, I thought I'd remind people what 'due diligence' is all about. It's all...

    Started by cojak, 12th April 2014 14:20
    • Replies: 2
    • Views: 5,688
    12th December 2016 20:51 Go to last post
  7. Sticky Thread Sticky: Umbrella companies 'expenses policy' changed

    We have had a great deal of enquiries lately about umbrella companies 'expenses policies' changing so I thought I would offer a little clarification. Umbrella companies do not really have an 'expenses policy' as they can only process those expenses that will be allowed under HMR&C guidelines,...

    Started by LisaContractorUmbrella, 8th August 2012 12:26
    2 Pages
    1 2
    • Replies: 10
    • Views: 15,010
    16th August 2012 07:02 Go to last post
  8. Sticky Thread Sticky: Dispensations

    Hi Everyone, We are asked about umbrella company dispensations almost every day so I thought I would add something here to try and help clarify the situation. All umbrella companies have dispensations - if we didn't we would spend all our time filling in forms for the Inland Revenue :( ...

    Started by LisaContractorUmbrella, 29th November 2006 15:56
    5 Pages
    1 2 3 ... 5
    • Replies: 47
    • Views: 65,333
    14th June 2012 07:58 Go to last post
  1. Contractor Pensions

    HI First time post...I am a clinician caught under IR35. Can my Umbrella Company deduct the employers pension contribution from my payment if I decide to go with their Pension provider?? They are currently deducting employers NI. Thanks in advance :)

    Started by Doc1, 6th June 2018 12:44
    contractor pensions
    • Replies: 3
    • Views: 304
    14th June 2018 09:08 Go to last post
  2. Danbro - cracking pension/childcare scheme

    Been searching for a while. Some umbrellas are crap for pension and only do the minimum - the rest has go in via AVC so you negate the NI saying. Danbro let you treat all pension contributions as employer contribs. So you're saving ALL the NI (inc employer NI I think?). Same with childcare...

    Started by psychocandy, 15th August 2017 09:58
    4 Pages
    1 2 3 ... 4
    • Replies: 34
    • Views: 3,086
    6th June 2018 08:50 Go to last post
  3. Giant Umbrella Mortgage?

    Hi all Is anyone on here who works through Giant Umbrella and has successfully gone through a mortgage application process? I'm having massive issues with Leeds (who are reputedly contractor friendly) as although I've explained my situation as an employee of Giant they are fixated on the word...

    Started by rovingclimber, 31st May 2018 10:30
    2 Pages
    1 2
    umbrella giant mortgage
    • Replies: 15
    • Views: 438
    6th June 2018 08:49 Go to last post
  4. “ELITE Contractor Care” please help

    Hey guys I’m new to the forum, and I work as a locum doctor. I was encouraged by my locum agency to use “Elite Contractor Care” I asked how it worked and got this in an email: “was a pleasure speaking to you earlier after being referred by your agency consultant. As requested please find below...

    Started by Hussar, 16th May 2018 16:03
    3 Pages
    1 2 3
    • Replies: 21
    • Views: 1,212
    5th June 2018 21:35 Go to last post
  5. Employer's Pension Contributions and NI

    I've been contracting for a few months with Parasol and have just discovered that they pass on employer's NI on what are described as 'employer's pension contributions'. My understanding was that employee's pension contributions are subject to both forms of NI, but that employer's were not. ...

    Started by rotcartnoc, 1st December 2017 14:36
    • Replies: 7
    • Views: 848
    5th June 2018 21:33 Go to last post
  6. Umbrellas that offer 'Salary-Sacrifice' pensions

    I know some Umbrellas offer a 'Salary-Sacrifice' pension scheme (i.e. deducted from gross rather than net income), but plenty don't offer this. Ones that I am aware do include contractor payroll. Are there others? Thanks in advance for any advice.

    Started by JamesC34, 14th May 2018 12:31
    • Replies: 3
    • Views: 317
    5th June 2018 21:27 Go to last post
  7. Thumbs down Parasol Group: A Warning (Do not use this Umbrella Company)

    Hi all. I just wanted to share my experience with Parasol. If you are thinking of using them, my one piece of advice to you is: don't. Find a different umbrella, or go Limited. I did some work with them for a two month contract (or thereabouts) a few months ago, and inputted my time sheets...

    Started by siouxsieryan, 21st February 2017 10:15
    2 Pages
    1 2
    parasol, review, umbrella company
    • Replies: 17
    • Views: 11,992
    5th June 2018 21:23 Go to last post
  8. Agency not paying umbrella company

    Hi, I have about ten weeks pay outstanding from my umbrella company for various short term assignments over the last few months. A handful have been paid. This is because the agency I am working though hasn't paid the umbrella. I have tried speaking to the agency directly, but have got nowhere...

    Started by AppleEater, 11th May 2018 18:49
    • Replies: 9
    • Views: 378
    14th May 2018 10:35 Go to last post
  9. New contractor looking for reliable umbrellas - Giant Group?

    Hi, I am soon to enter into contracting and this forum has been HUGELY helpful in the lead up to this as it's deterred me from using these "80%+" companies. I have had email correspondence with Giant, and will call Contractor Umbrella today... Can anyone give any feedback on Giant? Do they...

    Started by srogers13, 9th May 2018 15:51
    • Replies: 7
    • Views: 485
    11th May 2018 15:09 Go to last post
  10. Off site expenses (not home to temporary workplace)

    Morning all, Just after some advice to check I am not going mad. I work through a compliant Umbrella company, current client co. wants to send me from my base location (Halifax) all over the country for meetings, usually about once a week to either London, Bristol or Belfast. To date it has...

    Started by Ketto, 4th May 2018 08:22
    • Replies: 5
    • Views: 321
    4th May 2018 16:09 Go to last post
  11. Claiming mileage under my brolly and SDC

    Hi, I'm with Danbro now which has been more flexible that my previous Brolly (limited choice through the agency) but on every mileage claim I need to include the following, "My attendance at the current workplace under this assignment will not last for more than 24 months. I understand that if it...

    Started by Flips, 2nd May 2018 21:15
    • Replies: 6
    • Views: 323
    4th May 2018 08:14 Go to last post
  12. The Network Effect

    Hi All, Has anyone used a company called The Network Effect or know of any reviews. They are offering a service called a cooperative umbrella Planned pay using our cooperative umbrella Use more of your annual tax allowances (circa £40k available per annum) Some utility around expenses...

    Started by Ronin, 24th April 2018 15:05
    • Replies: 4
    • Views: 477
    24th April 2018 16:20 Go to last post
  13. New to Umbrella's - when should I get paid?

    Just started a contract through an Umbrella; there has been a slight hiccup in that timesheets through the Umbrella and internal (electronic for the end client) are not being matched. Consequently, those invoices raised by my Umbrella are sitting in limbo because the 2 timesheets are not being...

    Started by Banshee, 19th April 2018 14:22
    • Replies: 2
    • Views: 374
    20th April 2018 10:03 Go to last post
  14. Whats happening at Contractor Umbrella?

    They seem to have massively messed up their move to a new system over the weekend. I received an update email saying some people did not get paid on Friday due to issues with the move but they would be in over the weekend to sort the issue out but no updates since then. I cannot access the new...

    Started by davetza, 9th April 2018 12:03
    2 Pages
    1 2
    • Replies: 14
    • Views: 1,428
    19th April 2018 10:19 Go to last post
  15. Question on Umbrella Reviews

    Hi There Newbie to contracting here So my scenario is the following. I will only be a contractor for a short period of time for an IT role (6m only) then I'm back to permanent roles, this is why I want to use an umbrella company. But I'm really struggling to find how to get reviews of the...

    Started by LillyC, 12th May 2017 10:07
    2 Pages
    1 2
    umbrella companies, umbrella recommendations
    • Replies: 16
    • Views: 4,226
    9th April 2018 20:20 Go to last post
  16. Regulate Umbrella

    I might be giving up contracting as been on the bench for a while, but I have a short piece of work and may use an umbrella company. Is there anything to look out for? I remember years ago when I used one (before I used a scheme) that Professional Passport was mentioned. I see their website is...

    Started by WalterWhite, 5th April 2018 16:13
    • Replies: 2
    • Views: 421
    5th April 2018 20:17 Go to last post
  17. PAYE v Umbrella

    Okay I have been offered a short 3 month contract in the NHS which may fill a gap, my choices offered are ( rounded up ) PAYE £16 via agency, or umbrella £19 ph Having researched the umbrella route it's right on the cusp of being unviable with the extras payable (employers nat ins, apprentice...

    Started by Yonmons, 26th September 2017 14:03
    2 Pages
    1 2
    • Replies: 11
    • Views: 1,833
    29th March 2018 08:23 Go to last post
  18. Moved: International Contracts tax Liability - Help please

    Started by Razzy, 8th March 2018 10:26
    • Replies: -
    • Views: -
    8th March 2018 10:26 Go to last post
  19. Question Tax return advice - part umbrella, part freelance

    Hi Not sure if anyone can advise me, I work on a freelance basis for a few companies, in the middle of which I was offered some agency contract work. I use an Umbrella as I don't have a Limited company; the work is in 4 hour stints and can vary from nothing in a month to working 2 to 3 days...

    Started by sue51, 3rd March 2018 12:43
    freelance, umbrella
    • Replies: 3
    • Views: 597
    5th March 2018 12:58 Go to last post
  20. Smile Difference between PAYE and Umbrella

    Hello Newbie here...... Apologies this has probably already been asked a million times but...... I'm confused between Umbrella and PAYE! I understand how PAYE is calculated (Personal allowance / Tax / NI) but what's the benefit of an Umbrella company when potentially you are going to...

    Started by Cargie, 23rd February 2018 19:27
    • Replies: 4
    • Views: 730
    27th February 2018 10:41 Go to last post

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