Umbrella Companies
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Forum: Umbrella Companies

All about umbrella companies.

  1. Sticky Thread Sticky: Why am I paying Employers NI?

    OK so I get asked this question over and over and it appears that some companies still cease to explain things properly to contractors leaving them disgruntled when they see their first payslip, so let me explain the situation in simple terms for any newbies... So what you need to be aware of is...

    Started by lucycontractorumbrella, 9th August 2017 15:21
    • Replies: 9
    • Views: 4,817
    14th August 2018 13:35 Go to last post
  2. Sticky Thread Sticky: READ ME before choosing your umbrella

    Read this first before picking up the phone. Guidance (on) Providers of Tax Avoidance Schemes (POTAS) And read this as well 10 things you need to know about tax avoidance Be aware that by using a legitimate umbrella that will pay the expected amount of tax and NI, you will receive...

    Started by cojak, 7th July 2017 08:57
    2 Pages
    1 2
    • Replies: 16
    • Views: 8,853
    27th June 2018 10:26 Go to last post
  3. Sticky Thread Sticky: Is your umbrella open to criminal prosecution on June 27th [2018]?

    To all of those dodgy umbrellas out there: what are you going to do with your "fully HMRC compliant" BS now?

    Started by cojak, 27th June 2018 10:22
    • Replies: 0
    • Views: 837
    27th June 2018 10:22 Go to last post
  4. Sticky Thread Sticky: Is there an umbrella company where you can choose your pension and other benefits?

    Public sector contract - considering a brolly but would like to choose what's included. Any suggestions?

    Started by GDL, 26th January 2017 12:00
    3 Pages
    1 2 3
    • Replies: 24
    • Views: 10,400
    23rd May 2018 20:06 Go to last post
  5. Sticky Thread Sticky: Everything you ever wanted to know about umbrella companies but were afraid to ask...

    There have been so many questions by new contractors about umbrella companies and the way that they work that I thought I would put together a help guide. Hopefully it will answer most of the questions that crop up: All umbrella companies will process your payments through PAYE (Pay As You Earn)...

    Started by LisaContractorUmbrella, 23rd October 2006 13:58
    9 Pages
    1 2 3 ... 9
    • Replies: 84
    • Views: 91,950
    19th April 2018 14:40 Go to last post
  6. Sticky Thread Sticky: Umbrella calculations and why they differ!

    In recent months we have seen more and more enquiries from contractors looking to work via an umbrella company, and querying why we cannot offer them a higher take home :tired – so I thought I would put this small guide together to help you understand what might be going on… So first of all...

    Started by lucycontractorumbrella, 31st January 2017 13:23
    2 Pages
    1 2
    • Replies: 11
    • Views: 18,279
    2nd February 2017 10:29 Go to last post
  7. Sticky Thread Sticky: Umbrella companies 'expenses policy' changed

    We have had a great deal of enquiries lately about umbrella companies 'expenses policies' changing so I thought I would offer a little clarification. Umbrella companies do not really have an 'expenses policy' as they can only process those expenses that will be allowed under HMR&C guidelines,...

    Started by LisaContractorUmbrella, 8th August 2012 12:26
    2 Pages
    1 2
    • Replies: 10
    • Views: 15,969
    16th August 2012 07:02 Go to last post
  8. Sticky Thread Sticky: Dispensations

    Hi Everyone, We are asked about umbrella company dispensations almost every day so I thought I would add something here to try and help clarify the situation. All umbrella companies have dispensations - if we didn't we would spend all our time filling in forms for the Inland Revenue :( ...

    Started by LisaContractorUmbrella, 29th November 2006 15:56
    5 Pages
    1 2 3 ... 5
    • Replies: 47
    • Views: 67,241
    14th June 2012 07:58 Go to last post
  1. Umbrella company wont work with agency.

    Hi new here. Has anyone heard of an umbrella company refusing to work with an agency. I have heard it the other way around.

    Started by spike22, 7th August 2018 18:11
    • Replies: 9
    • Views: 357
    Yesterday 08:51 Go to last post
  2. 1 month lay off for operation - can I claim sick pay?

    I'm working as an agency Radiotherapist through an umbrella company currently on a 2 months plus contract. I have an operation scheduled for early next month which will mean a one month recovery time unable to work. My current contract was due to finish just before the operation but I was...

    Started by NickA, 14th August 2018 19:21
    • Replies: 2
    • Views: 139
    16th August 2018 07:46 Go to last post
  3. The Network Effect

    Hi All, Has anyone used a company called The Network Effect or know of any reviews. They are offering a service called a cooperative umbrella Planned pay using our cooperative umbrella Use more of your annual tax allowances (circa £40k available per annum) Some utility around expenses...

    Started by Ronin, 24th April 2018 15:05
    • Replies: 5
    • Views: 1,005
    15th August 2018 16:29 Go to last post
  4. Insurance inbetween contracts

    Hello, I was wondering if umbrella companies offer insurance inbetween contracts. I'm looking to take a month break in a few months, plus the amount of time needed to find a new contract. Can I still be insured if I take unpaid leave through my umbrella? Or will I have to purchase personal...

    Started by Lix, 12th August 2018 22:12
    2 Pages
    1 2
    • Replies: 19
    • Views: 322
    15th August 2018 12:31 Go to last post
  5. Umbrella Companies

    Hi everyone, Sorry, It's a bit lengthy. But... I'm currently doing some contract work and am looking in to the options that Umbrella Cos provide. I have some background in payroll and finance so i know that certain schemes run by certain umbrellas should be avoided.

    Started by pdbr, 10th August 2018 13:24
    • Replies: 4
    • Views: 204
    14th August 2018 13:08 Go to last post
  6. New to Umbrella

    Hi, I understand I have to pay employers NI (even though I was not told this) but why do I pay Employers pension basically I`m paying £96.02 a week before I pay my tax and NI this is daylight robbery

    Started by deldez, 4th August 2018 08:30
    • Replies: 5
    • Views: 449
    14th August 2018 13:03 Go to last post
  7. Can an Umbrella contractually OPT employee OUT?

    As per subject field. I have just signed an Umbrella Contract and section 18.1 states they will Opt me out now and forever!? I've provided an image of this below but basically it states "You give the company the authority to opt you out" Is this legal?

    Started by TelcoData, 30th July 2018 18:41
    • Replies: 5
    • Views: 290
    14th August 2018 13:00 Go to last post
  8. Which umbrella?

    I am not new here but lost login details so started a new account. Currently contracting via Lucy's company and extremely satisfied too, however I am due to start a new inside IR35 contract in a few weeks and have been told I can only use 1 of 5 pre-approved umbrellas which is an absolute shame....

    Started by WESTON1, 6th July 2018 15:46
    2 Pages
    1 2
    • Replies: 19
    • Views: 1,559
    7th August 2018 20:28 Go to last post
  9. Chased by HMRC after using Giant

    Hi, I worked through the umbrella company, Giant, for around 8 months but became so frustrated by the fact that they wouldn't pay me on the same day each week, as well as abysmal customer service, that I decided to leave and just get paid directly by the agency through whom I'd secured the job....

    Started by slam3000, 19th July 2018 18:52
    • Replies: 3
    • Views: 648
    29th July 2018 17:46 Go to last post
    • Replies: -
    • Views: -
    25th July 2018 22:07 Go to last post
  10. Rather stunned, need help

    Hi all, been researching umbrellas as potential employers are asking for this. The lowest quote I can find is £404 a week on a day rate of £112. That's £70 a week less than standard employers PAYE. £70 a WEEK! I'm horrified. How has this been worked out and surely umbrellas don't charge £70 a week...

    Started by sally40t, 6th July 2018 18:10
    • Replies: 2
    • Views: 605
    10th July 2018 10:46 Go to last post
  11. Umbrella Company for Working in Belgium

    Hi, I am considering relocating to Belgium to work more closely with my end client on a contract that seems to be going very well and is quite long term. I found an umbrella company called Worldwide Contracting Solutions - Worldwide Contracting Solutions (WCS) who can give me a retention of...

    Started by Certifiedpro, 7th July 2018 06:32
    • Replies: 1
    • Views: 333
    7th July 2018 09:28 Go to last post
  12. Claiming expenses under brolly in IR35

    Hi, I'm about to start a new temp contract closer to home and on more money so want to get off to a good start and make life easier for myself. I'm also going to be shareholder in my partner's Ltd company for the first time so not sure if this complicates things or just means I have to do a self...

    Started by Flips, 30th June 2018 11:14
    3 Pages
    1 2 3
    • Replies: 24
    • Views: 1,222
    4th July 2018 09:05 Go to last post
  13. Stay away from Payerise Umbrella

    I joined them after recommendation, looking for a PAYE payroll service. They said I had to be taxed at 42% as a high rate earner. After a 3-4 months when I asked for a P60 they presented a minimum taxable amount. Rest of the net income came into a form of a dividend voucher. They also gave me...

    Started by AnotherVictim of Payerise, 27th June 2018 12:27
    • Replies: 5
    • Views: 819
    3rd July 2018 10:25 Go to last post
  14. New contractor looking for reliable umbrellas - Giant Group?

    Hi, I am soon to enter into contracting and this forum has been HUGELY helpful in the lead up to this as it's deterred me from using these "80%+" companies. I have had email correspondence with Giant, and will call Contractor Umbrella today... Can anyone give any feedback on Giant? Do they...

    Started by srogers13, 9th May 2018 15:51
    • Replies: 9
    • Views: 1,045
    28th June 2018 21:04 Go to last post
  15. Giant Umbrella Mortgage?

    Hi all Is anyone on here who works through Giant Umbrella and has successfully gone through a mortgage application process? I'm having massive issues with Leeds (who are reputedly contractor friendly) as although I've explained my situation as an employee of Giant they are fixated on the word...

    Started by rovingclimber, 31st May 2018 10:30
    2 Pages
    1 2
    umbrella giant mortgage
    • Replies: 16
    • Views: 1,052
    28th June 2018 20:46 Go to last post
  16. “ELITE Contractor Care” please help

    Hey guys I’m new to the forum, and I work as a locum doctor. I was encouraged by my locum agency to use “Elite Contractor Care” I asked how it worked and got this in an email: “was a pleasure speaking to you earlier after being referred by your agency consultant. As requested please find below...

    Started by Hussar, 16th May 2018 16:03
    3 Pages
    1 2 3
    • Replies: 26
    • Views: 2,821
    28th June 2018 09:14 Go to last post
  17. Help! I think my umbrella company has screwed me over!

    I am having an absolute nightmare and need some help! I've been contracting since August 2016 and at the time I was rushed into choosing an umbrella company to use, a friend of mine recommended me Payerise and I blindly just went with them as she told me she had used them years without issue. ...

    Started by londongirl7, 11th April 2017 20:20
    2 Pages
    1 2
    hmrc, payerise, tax, umbrella
    • Replies: 18
    • Views: 6,935
    27th June 2018 10:32 Go to last post
  18. Danbro - cracking pension/childcare scheme

    Been searching for a while. Some umbrellas are crap for pension and only do the minimum - the rest has go in via AVC so you negate the NI saying. Danbro let you treat all pension contributions as employer contribs. So you're saving ALL the NI (inc employer NI I think?). Same with childcare...

    Started by psychocandy, 15th August 2017 09:58
    4 Pages
    1 2 3 ... 4
    • Replies: 35
    • Views: 4,222
    25th June 2018 10:13 Go to last post
  19. Contractor Pensions

    HI First time post...I am a clinician caught under IR35. Can my Umbrella Company deduct the employers pension contribution from my payment if I decide to go with their Pension provider?? They are currently deducting employers NI. Thanks in advance :)

    Started by Doc1, 6th June 2018 12:44
    contractor pensions
    • Replies: 3
    • Views: 750
    14th June 2018 09:08 Go to last post

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