Forum: Umbrella Companies

HI First time post...I am a clinician caught under IR35. Can my Umbrella Company deduct the employers pension contribution from my payment if I decide to go with their Pension provider?? They are currently deducting employers NI. Thanks in advance :)

Been searching for a while. Some umbrellas are crap for pension and only do the minimum - the rest has go in via AVC so you negate the NI saying. Danbro let you treat all pension contributions as employer contribs. So you're saving ALL the NI (inc employer NI I think?). Same with childcare...

Hi all Is anyone on here who works through Giant Umbrella and has successfully gone through a mortgage application process? I'm having massive issues with Leeds (who are reputedly contractor friendly) as although I've explained my situation as an employee of Giant they are fixated on the word...

Hey guys I’m new to the forum, and I work as a locum doctor. I was encouraged by my locum agency to use “Elite Contractor Care” I asked how it worked and got this in an email: “was a pleasure speaking to you earlier after being referred by your agency consultant. As requested please find below...

I've been contracting for a few months with Parasol and have just discovered that they pass on employer's NI on what are described as 'employer's pension contributions'. My understanding was that employee's pension contributions are subject to both forms of NI, but that employer's were not. ...

I know some Umbrellas offer a 'Salary-Sacrifice' pension scheme (i.e. deducted from gross rather than net income), but plenty don't offer this. Ones that I am aware do include contractor payroll. Are there others? Thanks in advance for any advice.

Hi all. I just wanted to share my experience with Parasol. If you are thinking of using them, my one piece of advice to you is: don't. Find a different umbrella, or go Limited. I did some work with them for a two month contract (or thereabouts) a few months ago, and inputted my time sheets...

Hi, I have about ten weeks pay outstanding from my umbrella company for various short term assignments over the last few months. A handful have been paid. This is because the agency I am working though hasn't paid the umbrella. I have tried speaking to the agency directly, but have got nowhere...

Hi, I am soon to enter into contracting and this forum has been HUGELY helpful in the lead up to this as it's deterred me from using these "80%+" companies. I have had email correspondence with Giant, and will call Contractor Umbrella today... Can anyone give any feedback on Giant? Do they...

Morning all, Just after some advice to check I am not going mad. I work through a compliant Umbrella company, current client co. wants to send me from my base location (Halifax) all over the country for meetings, usually about once a week to either London, Bristol or Belfast. To date it has...

Hi, I'm with Danbro now which has been more flexible that my previous Brolly (limited choice through the agency) but on every mileage claim I need to include the following, "My attendance at the current workplace under this assignment will not last for more than 24 months. I understand that if it...

Hi All, Has anyone used a company called The Network Effect or know of any reviews. They are offering a service called a cooperative umbrella Planned pay using our cooperative umbrella Use more of your annual tax allowances (circa £40k available per annum) Some utility around expenses...

Just started a contract through an Umbrella; there has been a slight hiccup in that timesheets through the Umbrella and internal (electronic for the end client) are not being matched. Consequently, those invoices raised by my Umbrella are sitting in limbo because the 2 timesheets are not being...

They seem to have massively messed up their move to a new system over the weekend. I received an update email saying some people did not get paid on Friday due to issues with the move but they would be in over the weekend to sort the issue out but no updates since then. I cannot access the new...

Hi There Newbie to contracting here So my scenario is the following. I will only be a contractor for a short period of time for an IT role (6m only) then I'm back to permanent roles, this is why I want to use an umbrella company. But I'm really struggling to find how to get reviews of the...

I might be giving up contracting as been on the bench for a while, but I have a short piece of work and may use an umbrella company. Is there anything to look out for? I remember years ago when I used one (before I used a scheme) that Professional Passport was mentioned. I see their website is...

Okay I have been offered a short 3 month contract in the NHS which may fill a gap, my choices offered are ( rounded up ) PAYE £16 via agency, or umbrella £19 ph Having researched the umbrella route it's right on the cusp of being unviable with the extras payable (employers nat ins, apprentice...

Hi Not sure if anyone can advise me, I work on a freelance basis for a few companies, in the middle of which I was offered some agency contract work. I use an Umbrella as I don't have a Limited company; the work is in 4 hour stints and can vary from nothing in a month to working 2 to 3 days...

Hello Newbie here...... Apologies this has probably already been asked a million times but...... I'm confused between Umbrella and PAYE! I understand how PAYE is calculated (Personal allowance / Tax / NI) but what's the benefit of an Umbrella company when potentially you are going to...