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malvolio
malvolio
More fingers than teeth
Last Activity: Today, 09:01
Joined: 6 July 2005
Location: Walking in the garden, dreaming of Olivia...
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  • Got to say that a payroll services provider that doesn't understand pension payments is not a company to be dealing with. Perhaps escalate your question to someone in the company who actually knows what they're talking about rather than the office junior on the phone line.
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  • malvolio
    replied to GDP per head falling
    Not really sure I agree. Job-related pensions and non-state pensions are coming from invested funds, not capital, so that argument doesn't stand up. State pensions are paid for out of taxation, but that is not a huge cost in terms of overall GDP. There has also been an increase in inward investment...
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  • malvolio
    replied to Facebook is down
    To be fair, the Mail Online is a different beast to the Mail online newspaper, with a different demographic and its own editorial team. If you have to read the Mail, the latter is the one to aim for.....
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  • malvolio
    replied to Spring budget - what tax to cut?
    [QUOTE=Smartie;n4286020]

    The IFS disagree with you: https://ifs.org.uk/articles/health-s...ing-top-likely /[quote]
    ...compared to this year. If you hink any plans for this year and next will lsurvive the election, then you haven't been paying attention.

    They have enough...
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  • malvolio
    replied to Spring budget - what tax to cut?
    Again, untrue. The figures as a percentage of GDP are compared to 2020/21, when there were significant extra funds ploughed in. Generally the actual budget has grown in real terms for quite a while. Obviously recent high inflation will have had an impact - but only a short term one....
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  • malvolio
    replied to Spring budget - what tax to cut?
    Tl;DR

    Obvious, but they are looking at the wrong question. Perhaps if they examined the proportion of taxes paid to the exchequer by the various groupings, you might get a more realistic response...

    Personally, as someone who won't be affected by a cut in NIs, the level of...
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  • malvolio
    replied to Spring budget - what tax to cut?
    Absolutely. The NHS being underfunded is a total myth, they have around 10% of GDP. What they can't do is spend it properly, mainly caused by long running support contracts via PFI, pension commitments and utterly stupid compartmentalisation of areas like procurement (localised competitive tendering...
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  • malvolio
    replied to Spring budget - what tax to cut?
    I used to be around that level for the Telegraph, routinely completing it inside a 15 minute tea break. Haven't tried it for a while.

    My par for the Times was to complete it between Swindon and Didcot on the 125 to London - so around 15 minutes. These days I have most of the early morning...
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  • malvolio
    replied to Spring budget - what tax to cut?
    Or perhaps I'm being economical with the truth in the pursuit of winding up the gullible?

    As regards crosswords, the Guardian one is defiantly obtuse on occasion - I don't mind difficult, but there are limits. I prefer the Times daily, which takes a satisfying 20-30 minutes on average....
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  • It's not precisely answering your question, but this article might throw a little light on the overall factors...
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  • malvolio
    replied to Spring budget - what tax to cut?
    Starmer is nowhere near as good as Blair. For all the latter's faults at least he had a clear idea of his path forward (or backward, depending on your point of view!)....
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  • malvolio
    replied to Spring budget - what tax to cut?
    And how is that relevant? I have a Guardian one as well, just for the comedy value (actually no, it's for the crossword).

    When will it get into your thick head that people are not defined by the papers they read, apart from those who are scared of having their own opinion so have to rely...
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  • malvolio
    replied to Private care for father-in-law
    I agree that an IFA or a Wealth Manager are the people to ask for how to sort the finances. Also, have a word with Social Services - some care costs can be claimable but the application process terrifies most people (and certainly all likely OAP candidates) so an insider view is valuable.
    ...
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  • malvolio
    replied to Spring budget - what tax to cut?
    NICs is a non-starter. What government will increase the baseline tax level by 20% or so, which is what that would imply? "Mail readers" is a lazy trope, incidentally, it's not like "Guardian readers" are a bastion of common sense and reality. Any radical change in taxation would...
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  • malvolio
    replied to State of the Market
    An HMG role perhaps, the rate is about right for a Grade EO office worker of around £28k pa. Not the first time a civil servant has calculated a contractor rate by dividing a grade salary....
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  • malvolio
    replied to No whites!
    No no no. "Safe" is not about safety in any shape or form, it is about not having your ignorant prejudices challenged by an alternative and possibly much better informed viewpoint, so allowing you to meander along in your cosy little bubble untroubled by harsh reality. It's how u universities...
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  • malvolio
    replied to Sorry Miss Beggum / Mrs Riedijk
    Except when she had grown up (rather forcibly, admittedly) she still refused to repent her position and is now of an age when the defence of "being underage" no longer applies. You may remember her refusing to condemn those who beheaded people in front of her...

    As for your earlier...
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  • malvolio
    replied to No whites!
    How is that even legal?

    More to the point, self-appointed guardians of assorted minorities (not just different ethnicity, but a whole rainbow of them) keep banging on about being treated differently to the other 90-plus percent of the population. It clearly has not crossed their tiny bigoted...
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  • malvolio
    replied to VAT on school fees (if Labour win)
    I also hear the Pope tends to the Catholic religious viewpoint...

    Don't make the mistake of thinking that Labour has any kind of monetarist economic awareness. History has proved that all they know is tax and spend and "cost vs value" is an alien concept. You might also spot they...
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    Last edited by malvolio; 28 February 2024, 11:22.

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  • malvolio
    replied to Sorry Miss Beggum / Mrs Riedijk
    Or the government agreeing to a clearly demonstrated wish to damage the country by aligning with a terrorist organisation. Bangladesh doesn't want her back for the same reason. Yes she is a silly little girl who has learned a harsh lesson - but that doesn't then mean we have to bail her out....
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