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malvolio
malvolio
More fingers than teeth
Last Activity: Today, 15:46
Joined: 6 July 2005
Location: Walking in the garden, dreaming of Olivia...
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  • plus depreciation, plus lost interest on capital, plus servicing, plus consumables...

    If you want an objective answer, the RAC are saying up to 65ppm for a "standard" petrol car, rather less for an EV....
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  • malvolio
    replied to New mileage rate (55p/mile)
    I well remember the long arguments PCG had with Osborn to get it from 40ppm to 45ppm, so it is well overdue.

    Still at least15pm below the actual costs of course...
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  • malvolio
    replied to PGMOL, FTT v2
    No, two seriously major wins for contractors. It's only HMRC that think they are chasing tax dodgers....
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  • malvolio
    replied to PGMOL, FTT v2
    For comparison, the Arctic Systems case which followed a similar path,was reportedly arond £700k. That was 20 years ago....
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  • malvolio
    replied to State Pension Affordability
    There's a lot more than oil coming through Hormuz, fertilisers being a major one. And America uses a lot of fertiliser......
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  • malvolio
    replied to State Pension Affordability
    British heavy industry in the 70s died because it couldn't compete with other countries' standards. Compare a Morris Marina to the equivalent Toyota for example, or a ship built for around a2/3rds the cost of a Clyde side yard. Not everything you read about Thatcher is even vaguely accurate; she was...
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  • malvolio
    replied to State Pension Affordability
    It's all true, sweetpea.

    We didn't have minimum wage legislation

    We bought on a local government mortgage scheme just before it closed giving a 95% mortgage. Tte other 5% we had to find ourselves. Nothing o do with right-to-buy.

    You clearly have no idea of the...
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  • malvolio
    replied to State Pension Affordability
    Bought a £12,500 ex-council house on a sub-£3k a year salary working a three shift rotation, so "3x salary" doesn't work...

    Didn't do university. Did day release/evening class at college but had to stop that when I went on the shift rotation.

    We had zero social...
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  • malvolio
    replied to State Pension Affordability
    Having worked and saved and paid taxes for 50 years (and still paying taxes now I'm retired), why should I sacrifice my comfortable, paid-for, spacious house to live in a shoe box for someone else? And get rid of a life's worth of possessions to do so?

    OK, that's harsh, but it is reality....
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  • malvolio
    replied to Non-stick frying pans that stay non-stick
    If it's properly hot, properly seasoned and properly oiled, steel or cast iron pans are non-stick anyway... But IME heating a dry non-stick to a high heat without any oil in it does do real damage. Heating the oil to a high temperature is rather less so....
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