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dsc
More time posting than coding
Last Activity: 24 October 2021, 19:34
Joined: 30 July 2018
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  • dsc
    replied to Mental health day. What does it mean for you?!
    The more it's discussed the more "normal" it gets, the more people try to seek help when depressed. Main issue is that therapy is the most effective tool and it's not widely available (on NHS at least), meds do help as well, but they are not as long lasting as therapy. Unfortunately it's the...
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  • dsc
    replied to Energy Crisis
    Heard that they are currently delivering 18% below pre pandemic levels and this is mostly due to them wanting to fill up their storage atm....
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  • dsc
    replied to Short term (~2yrs) buy or rent?
    Met up with the landlord today, turns out the agents decided to bump up the prices they passed on to him and now we are talking £475-525k range. Mind you place is only 60sqm, so absolutely crazy money.

    Looks like renting it is...
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  • dsc
    replied to Short term (~2yrs) buy or rent?
    You're the one comparing the two, I simply asked if you've been to both. What's not fecking clear here? And why would I care if you've been to Afghanistan or NK?...
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  • dsc
    replied to Short term (~2yrs) buy or rent?
    I've never been to NE England, but you've not answered my question.

    Both....
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  • dsc
    replied to Short term (~2yrs) buy or rent?
    When's the last time you've been to Eastern Europe and / or Poland?

    I've lived in Lincoln for 3 years and had enough, so not planning to move there any time soon, thank you very much. There's a reason why it's cheap......
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  • dsc
    replied to Short term (~2yrs) buy or rent?
    This particular bungalow is a bit "special" in that it is wedged between two walls and only has a tiny patio with a palm tree and a 2m wall above which there's gardens that belong to other houses up the slope. No land to speak of really, also feck all loft space as the ceilings are pushed...
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  • dsc
    replied to Short term (~2yrs) buy or rent?
    Had an agent in to evaluate the place, it's going to be roughly £435-445k, with a 10% deposit its a £1750 monthly payment, so very close to some rentals in the area (I said £1500 before, but it seems higher). Landlord might go higher / lower although I can't see why he would go lower unless he needs...
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  • dsc
    replied to Short term (~2yrs) buy or rent?
    Thanks for the replies everyone.

    So I was assuming first two years of mortgage would be a 50-50 split in the monthly payment between interest and what goes towards the house, so those two effectively cancel out each other in terms of monthly costs. The big thing which remains is the cost...
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  • dsc
    started a topic Short term (~2yrs) buy or rent?

    Short term (~2yrs) buy or rent?

    Currently renting, landlord is selling the place (don't blame him tbh with the current market) so we have to move out by the end of the year (me, wife, 3yo). We are in discussions with him re buying the place but realistically its too small for us already and there might be a second child on the way....
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  • Yeah, I thought that this might be a tulipe idea...

    The reason why I assumed it might work is because the current pimp is a massive agency and the job is with a big corp. I ignored the fact that the UK corp office might be looking to cut costs and go with smaller UK based agencies or simply...
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  • dsc
    started a topic Bypassing pimp...in favour of another pimp

    Bypassing pimp...in favour of another pimp

    Got called by a pimp recently, I'm pretty much a perfect match for the role, no idea about rates but it seems interesting so I told them I'll have a think, chat with current client etc. and get back to them. Pimp is from a UK based agency I heard about before, it's pretty tiny and I know of a few people...
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