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[hobnob]

There would normally be 2 contracts: one between your limited company (or umbrella) and the agency, and one between the agency and the client.

In this case, the first contract might not exist. However, you don't know the status of the second contract.

[hobnob]

Basically, there are 2 ways for umbrellas to handle holiday pay:
1. They pay you the same money whether you're working or not (similar to a permanent job), i.e. they put 12.07% of your taxable pay into a separate fund and dip into that fund on bank holidays etc.
2. They give that holiday...

[hobnob]

I don't think it's bad etiquette, but you'll need to check for any kind of "handcuff" clause in your contract. Often there will be something to say that you can't work with that client for 6 months (or whatever) after the current contract ends, unless you use the same agent....

[hobnob]

Leaving aside your main question, "moving inside" is dangerous: the implication is that your role was actually inside IR35 all along, and therefore that you miscategorised it (when you were responsible for the determination), so you might find HMRC coming after you for back taxes.
...

[hobnob]

NLUK is correct. I worked through Sapphire a few years ago, and they sent me a document to sign digitally (via Signable). This document included an employment contract, from page 3 onwards; your documentation might be different, but have a look through and you should find something.

Looking...

[hobnob]

If it's covered by a scope of work then I don't see a problem: it's quite common for companies to hire an external trainer. The problem comes if they brought you in to do X, then say "while you're here, can you do some training too?" That would act as SDC (Supervision, Direction, and Cont...

[hobnob]

I do my own self-assessment tax return (SATR), which is pretty straightforward. However, I think it's worth paying an accountant for the rest.

[hobnob]

I've been wondering how far this goes. If someone tells an agent "Yes, I have clearance" then that's a breach. However, if someone tells an agent "No, I don't have that clearance", is that allowed?

On the face of it, that's not revealing anything confidential, and someone...

[hobnob]

Related to my previous post, if your wife is an employee then I don't think the limited company can simply stop paying her; I assume that the company would need to make her redundant, and issue a P45. (This might involve redundancy pay, depending on the employment contract and how long she's been working...

[hobnob]

Just to double-check, are you sure that you're an employee? I.e. is there an employment contract between you and your limited company? That's unusual for a director, but it is allowed.

If you are an employee, I believe that you have to pay yourself (at least) minimum wage; check your employment...

[hobnob]

Take a look at this page:
April 2021 changes to off-payroll working for clients - GOV.UK (www.gov.uk)

In particular, that gives a specific definition of a small company (based on turnover, balance, and number of employees).

"If you’re a small-sized client in the...

[hobnob]

I'm pretty sure it is monthly salary for the OP.
£1300 / £8.72 (minimum hourly wage) ~= 149 hours
37.5 hours per week x 4 weeks = 150 hours

I haven't figured out the exact calculations for holiday pay, but I've been looking at this page:
Calculating holiday pay for workers...

[hobnob]

Here's an anonymised version of my latest payslip. There's a gross figure for the total payments (basic rate + holiday pay + additional taxable wage), and hopefully the OP has something similar.

(There's no breakdown of employment costs, but it corresponds to apprenticeship levy + employer's...

[hobnob]

I think that's pretty standard for umbrellas. Holiday pay means that you get the money upfront (as you earn it) and then nothing when you take time off; the alternative is that you can ask them to hold onto it, and pay you when you take time off.

As I said in my previous post, the basic...

[hobnob]

Picking up on this point, I assume that you get payslips from your limited company? (You can probably download these from your online accountant.) Each payslip should include your tax code. You should also have received a letter from HMRC each year, informing you of your new tax code....

[hobnob]

I think she means "the accountant has made the sensible decision to close for the weekend"....

[hobnob]

Yes, you are a PAYE employee of the umbrella company. You will be paying employee NI on the combined amount (basic rate + bonus + holiday pay), and you will be paying income tax on that same amount minus any employee pension contribution.

Your basic rate is almost certainly based on minimum...

[hobnob]

I agree with Lance - the main problem is that you'll either be double-booked (if both contracts want you available from 9-5) or that you'll burn out by working 16 hours a day.

However, you said "start hiring": are you planning to subcontract, i.e. hire someone else to do one of...

[hobnob]

For the first part, absolutely. I've had people compliment me before, e.g. when I worked somewhere without a dress code but made a conscious choice to shift from jeans/T-shirt to "smart casual". I was flattered, and I had no problem with that. Likewise, I think it would be perfectly acceptable...

[hobnob]

There's an argument that choosing silly options causes problems. E.g. when MPs are looking at funding for faith-based schools, they refer to the census to see what proportion of population are religious. So, if you're not religious at all, it's better to say that. (Of course, if you genuinely do live...