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[gables]

off topic from state of the market... glad you said that as I ignore Trustpilot along with Tripadvisor ...

[gables]

Totally agree and unlike you I don't get it all, in fact it makes me disregard any comment they make....

[gables]

There are some (more) sensible replies to your question; for me though if, maybe a big IF but you would know how big, continuing as a long term contractor is a genuine option having said no thanks to permie then I'd be staying as a contractor, reasons (1) 2k/month more and (2) I wouldn't be trusting...

[gables]

I've been extended 1 year to end of November 2025 (in a bank inside IR35) - hopefully I've not jinxed it.

[gables]

Paul Di'Anno (Andrews) - 66

Original Iron Maiden front man on first two Maiden albums which for me are their best, closely followed by Number of the Beast Bruce's first.

[gables]

Ah ok thanks; I'd mistakenly presumed the umbrella paid the workers before getting the payment from the agency, in much the same manner an agency pays a ltd before getting payment from client....

[gables]

It's more than just paperwork though isn't it? By that I mean contractors get paid way before the umbrella gets the money for the timesheet\invoice. I appreciate this was much the same with an agency and Ltd but that seems quite a bit simpler i.e. my Ltd invoices the agency, they pay me before the client...

[gables]

And here in Scotland we're already at 6% for Additional Dwelling Supplement (ADS), come on keep up you lot :-)...

[gables]

Yep, and for me ground white pepper :-)...

[gables]

Definitely the only cereal to consider, obviously made traditionally with water, salt and a dash of pepper :-)...

[gables]

Not sure how? Isn't the "Higher Rate for Additional Dwellings" paid when buying a property in addition to one you already have?...

[gables]

And don't make the mistake I did when an 18 month contract was coming to end... during which both my parents died, as did my wife's Mum oh and her dog, I'd hoped for a month off but a cock up on dates and communications and I started the next contract 3 days later after the weekend.. Jeez ...