Hardly surprising given that agencies are now starting to pay attention to who employs their workers.
so all they can do is move up the chain a bit and pray the en clients don’t catch on so quickly...
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Given that the example was converting some plain text into an SQL query - that's the sort of thing I can do locally on my Mac Studio - heck someone has got a version that would happily run in 2gb of RAM - see https://huggingface.co/distil-labs/d...-0.6b-text2sql.
Now there are a...
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I've just looked at them and oh boy those prices are ouch.
£370 for 32gb of DDR5 RAM
I've got 48GB of unopened DDR5 5600mhz that I never got round to using - that's going to pay for a weekend away....
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Hey that was why 50% going to university was introduced back in the 1990's - nothing has changed....
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Hey I resemble that.
This I think was very much PSR / AMS playing via tight on timesheet deadlines for the Lols.
Reality is AMS (alongside a lot of other agencies) want to split the umbrella paying of workers away from the agency paying the invoices to the umbrella - to the...Last edited by eek; 28 January 2026, 18:30.
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It's a f***ing mess.
From what I've heard the workers were previously self employed but an agency got involved. So they added an "umbrella" in the middle because the agency knew they couldn't keep the workers as self employed.
Of course the "umbrella" then...Last edited by eek; 19 January 2026, 22:21.
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Not quite, technically it's the umbrella's money that you earnt for the umbrella.
The correct thing would be that every penny is paid to you but some umbrellas are owned by private equity who have large debts that need to be paid because they overpaid for the umbrella in the first plac...
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Hey that isn't the worst of it.
over the weekend I discovered an umbrella company that went bankrupt where HMRC haven't picked up on things and the administrators have just thrown debt collectors at the contractors with the express intent of recovering all money via bankruptcy if necessary....
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Literally everyone apart from parasol will charge a small fee for processing salary sacrifice pensions......
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Limited companies don't have the issue that post April anything the umbrella does wrong results in you as the agency receiving a demand for significant sums of money from HMRC.
There is an argument that for many firms this should increase the number of outside IR35 contracts but it's hard...
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If it's PSR AMS then a different part of Giant does a lot of processing for them - hence the push as it's less work all round if you use Giant.
As for the TUPEing that's irrelevant here. If the umbrella was closing down due to them merging with a different umbrella then you would be TUPEd...Last edited by eek; 16 January 2026, 12:34.
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29 January 2026
- 15:29 - cojak clicked Likes for this node: HMRC list of dodgy tax avoidance schemes by eek
- 14:00 - cojak clicked Likes for this node: Over 700,000 graduates out of work ... by eek
- 11:46 - cojak clicked Likes for this node: Britain is on the cusp of an economic boom by eek
- 10:55 - ladymuck clicked Likes for this node: Where to buy RAM? by eek
- 10:46 - ladymuck clicked Likes for this node: Over 700,000 graduates out of work ... by eek
- 00:04 - Protagoras clicked Likes for this node: Britain is on the cusp of an economic boom by eek
19 January 2026
- 19:49 - cojak clicked Thanks for this node: Paid by an umbrella and chased by HMRC? by eek
- 13:51 - sadkingbilly clicked Likes for this node: Salary sacrifice time delay by eek
18 January 2026
- 14:02 - cojak clicked Likes for this node: Agency forcing me to change umbrella - citing new regs? by eek
16 January 2026
- 16:24 - cojak clicked Thanks for this node: Agency forcing me to change umbrella - citing new regs? by eek
11 January 2026
- 08:53 - Protagoras clicked Likes for this node: Which Umbrella from PSL (again !) by eek
31 December 2025
- 23:14 - Tractor Trace clicked Likes for this node: How to handle a 250 mile round trip to work fortnightly on an Inside IR35 contract? by eek
- 17:08 - Protagoras clicked Likes for this node: How to handle a 250 mile round trip to work fortnightly on an Inside IR35 contract? by eek
22 December 2025
- 15:49 - woody1 clicked Likes for this node: Churchill Knight & Boox clients being investigated as Managed Service Companies by eek
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