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Well it appears that approximately 7 days after deciding I probably should get a contract (for the first time in 3 years) I have a contract..

Just got to deal with the joys of AMS and a banks onboarding pain...

Oh and sort out an umbrella firm.......

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They probably aren't new - more we know what you did in 2011/15 and we now have an accessible / usable year on which we can pin it on you...

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I'm guessing the logic goes - anyone who was subject to a loan scheme and hasn't filled in the appropriate fields on the 2019/20 tax return is in for a nasty surprise...

And a lot of people probably never filled in anything when they used a scheme and may have completely missed the loan...

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It also depends on the industry / skill set you are in. For years many clients would refuse to reveal who they were because of the behaviour of 1 particular agency in the sector and when you witnessed that agency in action you could fully understand the client's view......

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Got to say it's great to see HMRC doing something even though the problem is solved by the return of old-fashioned IR35...

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Snap - but not exactly excited more resigned to it unless I find something interesting (because today's interview really wasn't interesting at all)......

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I can't reply to HMRC webinar on umbrella risks, 4 Oct 2022 - Contractor UK Bulletin Board probably because the url ends in a number......

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It's perfectly possible that the agency is doing payroll* - were I an end client I would be insisting on it (because adding umbrellas simply adds supply chain risk).
* it may also explain why the margin is 25% (it's employer NI)

As for the rest - yep that clause should been removed...

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For an umbrella speak to Lucy at Home - Clarity Umbrella Ltd - UK PAYE Umbrella Company

And as I said before you will be taxed a lot if you go via an umbrella so the sane plan is to put as much as possible into a SIPP pension pot....

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Yes you can work an inside contract alongside other work - provided the inside contract hasn't got any t&cs about not working for anyone else.

My advice would be to try and throw as much as possible of the inside contract into your pension......

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So are the unwitting spouses and children of murderers - because that is what your argument comes down to.

And yes I do know the unwitting spouse and children of a murderer - they went from a lovely house next to my parents to a rental flat in a nearby town (owned actually by another neighbour...

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How did I miss that ...

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I'm off to spend my ill-gotten billions. Good luck.......

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Agents will say anything to get you to take their contract - when you take the contract it becomes money for them and if you don't take it it becomes additional work for no money..

Also see https://forums.contractoruk.com/acco...anges-post2947...

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The question is how can Truss bin Kwasi without also going herself......

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oops...

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You didn't miss it - this is general so I assumed people would take my sarcasm as read.

In reality were I to use that flowchart for the general public it would be a bit clearer than that and more focussed on working practices than magic phrases.

The biggest issue going forward...

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The flow chart is meant as a joke - but based on a couple of conversations yesterday HMRC really aren't happy about Friday's changes because Chapter 8 investigations are beyond painful for them...

The other thing I'm hearing is that agencies are starting to realise that April is going to...

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The one thing we are clearly seeing is an arrogant poster who is accidently revealing

• a lack of reading comprehension skills
• any understanding of how markets work
• an unwillingness to do research while expecting everything to be given to him on a plate

...

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Because you both don't appear to listen to other people's posts nor to be willing to do any research. The simple fact is the market works as WTFH describes AND provided you follow some simple pieces of advice it's very unlikely HMRC will come calling.

And even if they did come calling you...