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Or you could look at the person who wrote the act (Rebecca) and that the end point is going to be a small number of lead agencies accepting the risk but explicitly requiring workers to use one of y number of named approved umbrellas from which they receive paper trails confirming everyone is paid 100%...
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Please go and read the act, it’s written in a particular way that accidentally made one of the expected models (agency owning arms length umbrella) pointless.
or you could look at Rebecca’s myths https://www.contractoruk.com/umbrell...tractors_shoul...
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Nope the way the law is written end clients will want at least 1 conpany /agency between them and the company paying the worker.
if a worker is on agency payroll and the agency doesn’t pay the tax bill the end client is liable.
put an umbrella at the end of the chain and...
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How can you live in London yet not be able to spell Marylebone and Farringdon.
equally Marylebone is a small station everyone else refers to that area as “West End” (which is what current clientco calls it) / Baker Street...
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There is still a whole world of dodgy agencies (in sectors such as healthcare) using dodgy umbrellas to undercut the rates legitimate agencies need to charge to workers.
Add workers who don’t know what’s going on and need work - (possibly a few more pence per pound) and you can see...
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Got to say - the only thing this year's change in rates did was make me ensure Mrs Eek is receiving £501 a month from the business....
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Mudskipper is the MX5 owner round here - LM has the decent Nissan sports car - as she is a Fairlady...
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