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Forum: Umbrella Companies

All about umbrella companies.

  1. Sticky Thread Sticky: Is there an umbrella company where you can choose your pension and other benefits?

    Public sector contract - considering a brolly but would like to choose what's included. Any suggestions?

    Started by GDL, 26th January 2017 12:00
    • Replies: 4
    • Views: 1,521
    9th May 2017 13:30 Go to last post
  2. Sticky Thread Sticky: Should I trade as a Limited Company, umbrella or composite

    Hi everyone, Can't help but notice that there are many posts on here that ask the same question - should I use an umbrella or my own Ltd Company. Thought it might be useful to summarise once and for all the pros and cons of each method and how much you would be likely to take home. Might save...

    Started by simondolan, 10th May 2006 11:10
    18 Pages
    1 2 3 ... 18
    • Replies: 176
    • Views: 160,111
    5th May 2017 09:16 Go to last post
  3. Sticky Thread Sticky: Umbrella companies 'expenses policy' changed

    We have had a great deal of enquiries lately about umbrella companies 'expenses policies' changing so I thought I would offer a little clarification. Umbrella companies do not really have an 'expenses policy' as they can only process those expenses that will be allowed under HMR&C guidelines,...

    Started by LisaContractorUmbrella, 8th August 2012 12:26
    2 Pages
    1 2
    • Replies: 11
    • Views: 11,213
    17th April 2017 20:51 Go to last post
  4. Sticky Thread Sticky: Umbrella calculations and why they differ!

    In recent months we have seen more and more enquiries from contractors looking to work via an umbrella company, and querying why we cannot offer them a higher take home :tired – so I thought I would put this small guide together to help you understand what might be going on… So first of all...

    Started by lucycontractorumbrella, 31st January 2017 13:23
    2 Pages
    1 2
    • Replies: 11
    • Views: 5,896
    2nd February 2017 10:29 Go to last post
  5. Sticky Thread Sticky: Don't be fooled by imposter umbrella companies

    I've decided to repost this following a couple of sad posts regarding HMRC Enquiries on umbrellas that were not what they seemed. As the latest umbrella company (Compusource) hits the buffers with contractor's money, I thought I'd remind people what 'due diligence' is all about. It's all...

    Started by cojak, 12th April 2014 14:20
    • Replies: 2
    • Views: 2,088
    12th December 2016 20:51 Go to last post
  6. Sticky Thread Sticky: Everything you ever wanted to know about umbrella companies but were afraid to ask...

    There have been so many questions by new contractors about umbrella companies and the way that they work that I thought I would put together a help guide. Hopefully it will answer most of the questions that crop up: All umbrella companies will process your payments through PAYE (Pay As You Earn)...

    Started by LisaContractorUmbrella, 23rd October 2006 13:58
    9 Pages
    1 2 3 ... 9
    • Replies: 82
    • Views: 77,286
    30th April 2016 14:33 Go to last post
  7. Sticky Thread Sticky: Dispensations

    Hi Everyone, We are asked about umbrella company dispensations almost every day so I thought I would add something here to try and help clarify the situation. All umbrella companies have dispensations - if we didn't we would spend all our time filling in forms for the Inland Revenue :( ...

    Started by LisaContractorUmbrella, 29th November 2006 15:56
    5 Pages
    1 2 3 ... 5
    • Replies: 47
    • Views: 54,379
    14th June 2012 07:58 Go to last post
  1. Help! I think my umbrella company has screwed me over!

    I am having an absolute nightmare and need some help! I've been contracting since August 2016 and at the time I was rushed into choosing an umbrella company to use, a friend of mine recommended me Payerise and I blindly just went with them as she told me she had used them years without issue. ...

    Started by londongirl7, 11th April 2017 20:20
    2 Pages
    1 2
    hmrc, payerise, tax, umbrella
    • Replies: 13
    • Views: 1,125
    Today 15:05 Go to last post
  2. Umbrella company payslip - different amounts of tax

    Yes I have asked them! OK, been with umbrella since start of tax year. Also, provided them with tax code etc. Surely the tax every week (based on same gross) should be the same? Am I right? I've noticed it fluctuates a fair bit by £200 or so. Hmmmm.

    Started by psychocandy, Today 13:10
    • Replies: 2
    • Views: 79
    Today 14:57 Go to last post
  3. Umbrella PSL list

    Agencies that you have applied for roles through that tell you they have a preferred umbrella lists you have to choose from if you want a role through them, I know you don’t have to choose one and can walk away as much as they don’t have to agree to use the one you would prefer to use that’s not on...

    Started by curtis, Yesterday 15:50
    • Replies: 4
    • Views: 161
    Today 12:05 Go to last post
  4. Holiday/sick pay, hours offered etc

    All very confusing but I understand this is because of government legislation? Coming from previously ltd company setup I found it all very confusing when umbrella is talking about holiday pay/sick pay etc. And also the contract saying they were offering a minimum of 336 hours of work. All I...

    Started by psychocandy, 7th April 2017 02:44
    4 Pages
    1 2 3 ... 4
    • Replies: 35
    • Views: 2,108
    Today 11:10 Go to last post
  5. Newbie for only 3 months contract

    Hi guys! This is my first post. I have got a 3 months contract with the promise of getting permanent afterwards. They told me they needed someone ASAP (talked with them this morning and starting tomorrow) and it is faster for them to hire someone in a contract basis than permanent. It is my...

    Started by jesbelga, Yesterday 09:31
    2 Pages
    1 2
    • Replies: 16
    • Views: 363
    Yesterday 15:48 Go to last post
  6. Approach from Procorre

    I've been approached by Procorre saying they have work - however, they don't seem to want to provide a job spec and want to discuss over the phone. This is unusual as I only ever take projects within big blue chip organisations. I've read a few posts here about this outfit and there's more alarm...

    Started by flamel, 18th April 2016 20:06
    procorre ireland
    • Replies: 5
    • Views: 1,900
    Yesterday 09:10 Go to last post
  7. Umbrella company won't pay. What can we do

    Please note- It is the agency who won't pay not the umbrella company. Hi all, hoping someone would be able to help out or offer some advice. Offered 12 weeks of work from a company via agency. Worked 2 weeks without payment, was paid on the 3rd week, end of the 4th week the work was...

    Started by Jm90, 18th May 2017 16:50
    • Replies: 9
    • Views: 359
    19th May 2017 12:11 Go to last post
  8. Question on Umbrella Reviews

    Hi There Newbie to contracting here So my scenario is the following. I will only be a contractor for a short period of time for an IT role (6m only) then I'm back to permanent roles, this is why I want to use an umbrella company. But I'm really struggling to find how to get reviews of the...

    Started by LillyC, 12th May 2017 10:07
    2 Pages
    1 2
    umbrella companies, umbrella recommendations
    • Replies: 15
    • Views: 646
    19th May 2017 12:02 Go to last post
  9. Feedback on ContractorUmbrella partner agencies on Capita CL1 supplier list

    Going back to an old PS client via Capita CL1 and client says the role will be inside IR35 under the new rules so to ensure a separate route than my previous outside IR35 contract with same client (though not via Capita) I'm going to use a different agency and use an umbrella instead of my Ltd (if...

    Started by Hobosapien, 16th May 2017 10:42
    • Replies: 1
    • Views: 218
    17th May 2017 14:06 Go to last post
  10. Sterling Umbrella - avoid

    Wish I'd never signed up with them to be honest. I've got a real thing with companies who take your money and they do the absolute minimum. No reply to emails, no call backs when promised etc. (I had an accountant once like this). I just can't be bothered with all of this having to chase...

    Started by psychocandy, 26th April 2017 08:34
    • Replies: 6
    • Views: 446
    17th May 2017 07:40 Go to last post
  11. Apprentice levy what does your umbrella charge you?

    I believe the apprentice levy is based upon umbrella company turnover so varies. Shall we compare what we pay? I'll start the ball rolling. Cloud9 - 0.5% of gross pay

    Started by bikeman, 9th May 2017 15:03
    • Replies: 4
    • Views: 382
    11th May 2017 18:42 Go to last post
  12. Umbrella companies that let you pay more into your pension?

    Appreciate that you've got to pay into their scheme to reap the maximum benefits but are there any umbrellas out there who will let you pay more than the minimum? I'm with Sterling and they're set up with NEST. All good. BUT they'll only do the absolute minimum (1%?) which is not a lot. Anything...

    Started by psychocandy, 2nd May 2017 08:21
    2 Pages
    1 2
    • Replies: 11
    • Views: 647
    10th May 2017 08:05 Go to last post
  13. What incentive is there for umbrellas to chase payment

    Like most I work through an umbrella company and like most my employment contract with them is min wage plus bonus, so when they don't get paid they are only liable to pay me min wage. There doesn't seem to be much incentive for them to chase payments for the £20 or so they commission they get...

    Started by bikeman, 8th May 2017 12:25
    • Replies: 4
    • Views: 347
    9th May 2017 13:07 Go to last post
  14. Help please, best to go limited? No idea, please help.

    Hi there, I'm hoping someone can take the time to help us. My husband is contracting at the moment and has been offered work via an agency ( already In 2nd week) he also had to sign up to be paid via an umbrella company at the same time, they said they couldn't pay him directly as a self...

    Started by Jm90, 4th May 2017 14:03
    • Replies: 9
    • Views: 347
    5th May 2017 09:15 Go to last post
  15. Independent advice

    Hi all, Can anyone convince me that this forum isn't biased in terms of advice for umbrella companies since it seems to only be linked positively with one particular umbrella company? Are there any independent organisations that provide advice to new contractors looking for an umbrella...

    Started by jkgom, 2nd May 2017 17:38
    2 Pages
    1 2
    • Replies: 15
    • Views: 652
    3rd May 2017 19:35 Go to last post
  16. 46% Tax? You've got to be joking..

    Hi all, My umbrella company have quoted that I pay a 46% tax rate: - 12% Employees NI - 20% Income Tax - 13.8% Employers NI (Is this not like paying for somebody else's tax?!) - 0.5% Apprenticeship levy (umbrella company also provided little explanation for this one) Absolutely happy to...

    Started by jkgom, 3rd May 2017 11:39
    2 Pages
    1 2
    • Replies: 11
    • Views: 884
    3rd May 2017 17:39 Go to last post
  17. Another newbie seeking advice

    Good morning everyone Stumbled across this forum after my Agency advised last Wed that they will not longer be willing to pay me through the UC I had been using for 13 months as they did not pass their due diligence process and they have given me a list of screened and approved UC's to try. I am...

    Started by panders, 30th April 2017 07:58
    2 Pages
    1 2
    • Replies: 13
    • Views: 652
    2nd May 2017 14:52 Go to last post
  18. How do I get paid? Strange situation

    I recently did 3 small contracts for a marketing agency (3 days/3 days/1 day). I am not set up as a LTD company, so I had to go through an umbrella agency, Parasol. The first contract has been processed. I submitted my timesheet and I was supposed to be paid on the 17th, but no payment yet. ...

    Started by JonnyCW, 25th April 2017 17:57
    • Replies: 7
    • Views: 503
    27th April 2017 08:51 Go to last post
  19. No contract between client and brolly

    I've signed an employment contract with my brolly and was expecting them to have a contract between themselves and the client (there is no agent). It now turns out that the client hasn't produced a contract and the brolly isn't too bothered about not having one. I'm thinking that without a...

    Started by bikeman, 24th April 2017 15:35
    • Replies: 2
    • Views: 345
    24th April 2017 16:21 Go to last post
  20. Tax saving through Pension Contributions

    Over the last few months, especially with the looming IR35 Legislation change, we have received more and more enquiries about the option of going via an umbrella based on an “inside IR35” verdict, so I thought it may be worthwhile to take a look at one consideration for contractors working via a...

    Started by lucycontractorumbrella, 16th March 2017 09:10
    • Replies: 3
    • Views: 731
    24th April 2017 08:19 Go to last post

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