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Forum: Accounting / Legal

Financial and legal issues affecting IT contractor companies, including IR35.

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  1. All about umbrella companies.

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  2. For discussions relating to enquiry letters being sent out by HMRC.

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  3. Debates on tax, IR35, T&S and the impending zombie apocalypse.

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    IPSE CC Elections Go to last post

    26th April 2017, 13:36

  4. To discuss the changes to PS contracts that are due later this year.

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  1. Sticky Thread Sticky: DIY Pensions Advice for a Limited Company!

    Hello, This is my first post - so be kind please!!! Has anyone here used an online pension manager, like Nutmeg, for a private pension? By this I mean contributing funds straight from a ltd company tax free? I've met two Independent Financial Advisors who manage pensions for ltd...

    Started by lumalist, 20th February 2017 20:54
    4 Pages
    1 2 3 ... 4
    advice, pensions
    • Replies: 38
    • Views: 5,872
    Yesterday 11:33 Go to last post
  2. Sticky Thread Sticky: Basic advice when running your own Contractor business

    Here is a place for those 101's that people seem to forget/not know. Try and make the title easily searchable. This thread is stuff that we have learned over the years. But we expect people using this forum to do their own due dilligence - we point them in the right direction, it's for them...

    Started by cojak, 20th January 2013 10:32
    4 Pages
    1 2 3 ... 4
    • Replies: 31
    • Views: 83,725
    Yesterday 11:11 Go to last post
  3. Sticky Thread Sticky: Accountant recommendation threads inc local requests

    Updated 23 June 2016 - This got out of date so am doing a bit of rehash. I've added any new ones, taken off some that seem to have disappeared and given a nod to some of the Accountants that are actively giving good advice on the forums but don't seem to have been recommended by posters. Updated...

    Started by northernladuk, 16th August 2011 20:59
    30 Pages
    1 2 3 ... 30
    • Replies: 292
    • Views: 162,539
    23rd April 2017 14:03 Go to last post
  4. Sticky Thread Sticky: Contracting in Belgium - A Short Guide to Tax and Social Security

    Introduction OK so it's not so short any more. This information has been compiled based on experience, and expert advice. In response to the numerous emails and PMs I get concerning the fluid and uncertain environment for working in Belgium, I have tried to summarise the issues and pitfalls,...

    Started by nodric, 17th November 2009 12:33
    50 Pages
    1 2 3 ... 50
    belgium, umbrella company, umbrella recommendations
    • Replies: 496
    • Views: 225,502
    6th April 2017 13:32 Go to last post
  5. Sticky Thread Sticky: The 24 Month Rule in a nutshell

    How many more times.... a) It's about the journey, not the client and not why you are there b) Go to the known (or anticipated) end date of your current gig. c) Count back 24 months by the calendar. d) If between those two dates you have spent less than 40% of your time at that...

    Started by malvolio, 14th January 2014 14:58
    21 Pages
    1 2 3 ... 21
    • Replies: 202
    • Views: 92,122
    31st March 2017 19:35 Go to last post
  6. Sticky Thread Sticky: A new forum for Public Sector IR35 matters

    This place is going to get swamped very soon, so just to let you all know that you can post about the Public Sector and IR35 changes here: Public Sector IR35 Any posts regarding PS IR35 will be moved there.

    Started by cojak, 21st January 2017 07:38
    • Replies: 0
    • Views: 2,729
    21st January 2017 07:38 Go to last post
  7. Sticky Thread Sticky: Agencies demanding extra information: new reporting requirements

    Posters have been turning up indignant that agencies are demanding extra information from them mid-contract. To which the answer is: suck it up. The Government has legislated that agencies have to collect information and pass it onto them. The Income Tax (Pay As You Earn) (Amendment No. 2)...

    Started by cojak, 30th July 2015 10:53
    2 Pages
    1 2
    • Replies: 12
    • Views: 15,465
    29th June 2016 13:58 Go to last post
  8. Sticky Thread Sticky: Loans from EBTs and other Trusts

    Welcome to the Loans thread. To date loan arrangements have been discussed in many threads on CUK, regularly appearing in the BN66 thread diluting that thread and losing the concentration of information to those associated only with loans and not with S58 FA2008. Its time that loans had its own...

    Started by Emigre, 21st January 2011 14:42
    83 Pages
    1 2 3 ... 83
    • Replies: 823
    • Views: 302,781
    9th March 2016 09:51 Go to last post
  1. Use of home as office

    I think im getting confused as to how much I can claim as an expense for this. I currently rent a 1 bed flat which I live in permanently and from where I also run the business (work from home sometimes and do the books!). If The flat has 3 rooms, 1 of which I use as my office, can I claim a...

    Started by pickle, 31st March 2004 14:58
    2 Pages
    1 2
    • Replies: 11
    • Views: 4,589
    9th April 2004 11:46 Go to last post
  2. Ltd vs Umbrella, Old subject i know advice greatly welcome

    Hey all, I know this topic has been discussed over and over but reading through posts from the last two years im still in a bit of an indecision what to do. I have been contracting for 6 months, And have just landed a 12 month contract, At the end of the day is it worth me moving away from the...

    Started by allanh1, 7th April 2004 14:41
    • Replies: 3
    • Views: 1,624
    7th April 2004 15:45 Go to last post
  3. any recommendations for an umbrella company

    I have decided to close my ltd co because I can t be bothered with it any more. Can anyone recommend a good umbrella company please?

    Started by cjameslondon, 2nd April 2004 15:40
    • Replies: 3
    • Views: 1,192
    5th April 2004 23:34 Go to last post
  4. Sack the wife

    30000 is the tax free maximum, 600 is the statutory minimum. She's not a shareholder and has been an employee for over 3 years, what can she get? I've had a discussion with an accountant friend who says "If it's legal to pay the tax free maximum, surely I could employ the baby for a couple of...

    Started by BigBoyBigTime, 3rd April 2004 20:12
    • Replies: 2
    • Views: 1,104
    5th April 2004 20:14 Go to last post
  5. Retrospective IR35

    Hi. I have been advised that my contracts since the inception of IR35 may in fact put me within IR35. I may therefore have been "avoiding tax" even though I see myself as a law abiding citizen. I am horrified that the men in black may soon be arriving at my door. I don't want to go into details of...

    Started by onlyqanda, 1st April 2004 09:37
    • Replies: 4
    • Views: 2,311
    1st April 2004 13:16 Go to last post
  6. So have I got this right

    For my earnings from March Im going to be pinged the new 19% tax rate on dividends? If so...then that truely sucks as Im being taxed on money I earned BEFORE the ****en law was introduced! GRR! thinking happy thoughts...thinking happy thoughts...thinking happy thoughts :) Mailman

    Started by mailman, 30th March 2004 07:54
    2 Pages
    1 2
    • Replies: 12
    • Views: 1,549
    ASB
    31st March 2004 11:16 Go to last post
  7. How Long To Close Ltd Co?

    Hi, Roughly, how long should it take to close down a ltd company? I asked my accountant to close it down last September. They brought the end of year accounts etc up to date and all is paid up as regards tax, PAYE. I emailed them a few weeks ago for a progress report and got: I gave it...

    Started by CraigRider, 29th March 2004 15:06
    • Replies: 3
    • Views: 3,354
    30th March 2004 17:50 Go to last post
  8. Advice needed - contract terminated

    Greetings All, First time poster, so please be gentle ;-) I had my contract with a large retailer terminated recently. My agency said they (the retailer) would honour the 1 months notice. A few hours later I am told the retailer is 'investigating' my past 5 months work and is refusing...

    Started by unclealbert, 30th March 2004 10:04
    • Replies: 1
    • Views: 973
    30th March 2004 11:54 Go to last post
  9. Pension contributions

    Does anyone know what the rules are governing how much you (or your company) can pay into an Executive Pension Plan in a year? I believe it might be a combination of age, salary, length of service, shoe size etc. So maybe you could give me a link to an incomprehensible IR manual? Thanks.

    Started by planetit, 29th March 2004 15:52
    • Replies: 1
    • Views: 990
    29th March 2004 18:10 Go to last post
  10. Buying Equipment

    Got a question about buying computer equipment through a LTD company. I understand that the allowance is now set at 50% for first year. The question is I'm going to do a CCIE this year, this is gonna cost a bucketload in hardware for a homelab (5000+ quid I'm guesstimating). If I buy it new...

    Started by snaw, 25th March 2004 15:04
    • Replies: 6
    • Views: 1,746
    28th March 2004 19:22 Go to last post
  11. Mobile Phone Calls

    2)I am currently in a contract away from home, I will make personal calls to home on my business mobile. Can these be seen as business expenses, i.e subsiitence? 2) What about other non subsitence personal calls. These calls will be on the business mbile bill which comes out of the business bank...

    Started by satish98, 24th March 2004 11:13
    • Replies: 2
    • Views: 1,241
    27th March 2004 11:41 Go to last post
  12. EBTs

    I'm not a PCG member, so I can't call their team and find out what they think of them, hence I'd like an opinion of EBTs here. I can't see what the problem is with these if you're just an employee and it's you're company's responsibility to pay you net of deductions. However, I have been naive...

    Started by BigBoyBigTime, 17th March 2004 19:04
    3 Pages
    1 2 3
    • Replies: 29
    • Views: 3,410
    26th March 2004 09:51 Go to last post
  13. Contract Termination - PROBLEM!!

    I have a question that someone may be able to help answer.... Until very recently I was in contract that was to be renewed. I did a piece of work as set, but when I submitted it apparently it was "not good enough" and not what was required.... To my understanding it was exactly what was...

    Started by tronlc, 25th March 2004 11:08
    • Replies: 4
    • Views: 1,245
    25th March 2004 21:45 Go to last post
  14. The old 'dividend vs salary' question

    Yes, that old chesnut, It appears a nominal salary (say, 4615 per year) is usually paid to company directors to keep them in good with state pension (meeting the minimum NI requirements). If I have no need to want a state pension, then it seems going the 100% dividend route is most...

    Started by thinkofaname, 24th March 2004 21:33
    2 Pages
    1 2
    • Replies: 10
    • Views: 14,201
    25th March 2004 16:59 Go to last post
  15. Contract in Finland

    Hi, Anyone knows an umbrella company dealling with contracts in the eurozone (Finland in this case)? A registered UK company should be ok or should be registered in the specific country? Regards

    Started by rguiu, 22nd March 2004 14:58
    • Replies: 4
    • Views: 1,845
    25th March 2004 14:38 Go to last post
  16. Limited Company Closure Duration

    Hi, After one bad experience after another trading through my own limited company I have decided to close it down. My accountants inform me that it will take anywhere between 6 - 12 months to close the company and that my final set of accounts may not be ready until the end of June (due to...

    Started by kiwisi, 24th March 2004 18:55
    • Replies: 5
    • Views: 5,908
    25th March 2004 10:20 Go to last post
  17. Going direct for the 1st time - advice needed

    I've been approached by a past employer with the offer of direct work. Over the past couple of years I've always gone through agencies and umbrella cos. What's the procedure when going direct? * are there any sample contracts anywhere on here that I can adapt to the specific role * how much...

    Started by TommyFlockton, 24th March 2004 19:57
    • Replies: 0
    • Views: 1,032
    24th March 2004 19:57 Go to last post
  18. forming a contractor partnership

    Usual problem here, our agency is taking too large a slice of the pie. The agency has "won" these contracts due to our technical skills/contacts. We want to create an umbrella partnership/Ltd Co to bid for this managed service work and/or force a better deal with the agency. At the moment, we...

    Started by ossetc, 24th March 2004 00:34
    • Replies: 0
    • Views: 1,275
    24th March 2004 00:34 Go to last post
  19. Anyone here using Payscheme+

    I'm due to start a contract next week and have been looking at umbrella co's. One that seemed interesting is Payscheme+. Is there anyone here that has used them or is currently using them? www.payschemeplus.com/index.php?loc=Home&x=x.home A search here didn't bring back any results. ...

    Started by shahsy, 12th March 2004 15:40
    • Replies: 5
    • Views: 1,363
    22nd March 2004 10:59 Go to last post
  20. No Notice Contracts

    Hi, Just wondered if anyone had come accross "No Notice Contracts" before? My situation is as follows, I had a 60 day contract which I did not sign which stipulated that the Client had a 1 week notice period which he could use to terminate my employment but under the supplier (me) notice period...

    Started by fanzantan, 17th March 2004 11:12
    3 Pages
    1 2 3
    • Replies: 20
    • Views: 3,492
    22nd March 2004 08:55 Go to last post

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