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It's not how they do salary sacrifice into SIPPs it is how they use Salary sacrifice instead of the more typical 5% employer / 3% employee contribution and then pocket all or most of the NI savings that approach generates.

Now I can see the logic behind doing it but if you are going to...

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Parasol and Paystream are on my naughty boy steps for playing tricks with pensions and the fact they miss pensions off their KIDs to hide that fact a while longer...

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If you aren’t going for a SIPP look at the key information documents and avoid the ones who don’t list pensions as a employer deduction because there is a reason behind that - umbrellas are starting to use salary sacrifice games to pocket any employer NI savings from pensions....

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while pensions may be a personal decision - with the forthcoming salary sacrifice changes I would be throwing as much as possible into my pension pot before April 2029. After that you may as well take it as salary given the 15% tax....

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There are 2 things we currently know

1) Dan is doing something
2) everyone else has gone quiet.

One thing I do know is that no law firm such as Trethowans will want their name attached in the mind of the general public to money grabbing by failed tax avoidance schemes....

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Thinking about it overnight I was wondering if there is something incriminating within the documentation that they would need to send because an SAR really shouldn't be that difficult to deal with once you know the client. It's really just here is the paperwork we've already sent being sent again and...

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You are paying him money for a tiny amount of work done, HMRC really aren't going to care......

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£4000 whilst at university - just pay him via PAYE.

why on earth do people make things stupidly complex...

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I created a longer reply but it's basically ^^^

I would also mention that you will be passing this to the Solicitor's Regulation Authority as it would be 1 thing if MrO666 or I (neither of us are part of this) were raising frivolous SAR requests to create work but you made the request because...

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SAR will take at least a month to process - send them now as it just creates work for them to deal with...

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As I pointed out to Simon earlier that's been around in almost the same format since 9th Feb 2022.

In fact the last changes was adding "This is a rare occurrence and" removing the word recent....

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Lucy is no longer a director - she’s still working there...

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Both pocket some of the savings - I would seriously look at Giant...

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Most people don’t read the terms let alone understand them...

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the risk is the clause in the outside contract saying they can chase you to recover the tax HMRC are telling the consultancy / agency to pay.

i suspect a combination of being on a project a long time, fear of a large tax bill, no longer being able to claim expenses (regardless of the legality...

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+1 - the file meta data tells us (and the court) that you’ve created it more recently to fit your new story tells us everything action fraud will need to know.

I dont think posting much more in an open forum that is read will help....

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Except that judgment covers Channel Island law and has a few other idiosyncrasies to the extent it’s useful but not that the get out of jail card people here may wish it is....

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Thanks for that - I forgot to raise the invoice in my system for this gig this month.....

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Dan has just posted a story about Robert Venables (the QC whose opinion is at the heart of a lot of these schemes) and his tax evasion criminal case - so we may not see the other story today..

https://taxpolicy.org.uk/2026/05/29/...s-prosecution/

One thing to note is...

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If people are willing to pay money - why wouldn’t they take it - remember the police won’t call until a crime has been reported and until last week everyone was missing something very fundamental that Dan seems to have picked up.

As I’ve said continually for the past week - wait and...