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[Lance]

"expenses" means more than one thing.

There is an expense that you have paid for personally and the company can reimburse you for.
And there is an expense that is something the company can pay for and it is treated in a specific way. A business expense.
These are not...

[Lance]

I am of the opinion that a personal wallet is safer than an Exchange. They do get hacked.
Keep your private key very secure is the trick. You can use a paper wallet, but they are at risk of fire damage.

In the past I have kept the wallet itself backed up to cloud services (OneDrive)...