Unfortunately fairness is never going to happen. There is too much HMRC mess going back over 20 years to come up with anything totally fair and equitable.
People who used schemes, which didn't involve loans, are totally excluded from these preferential settlements.
It's ironic...
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Last edited by woody1; 13 August 2026, 15:06.
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If you've entered a formal settlement payment plan, then it wouldn't surprise me if they won't refund overpayments. In fact I wouldn't have been surprised if they just held you to the plan notwithstanding the new ILCR settlement terms. HMRC are not known for their generosity.
If you've...Last edited by woody1; 13 August 2026, 13:12.
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Yes, why go to Benidorm (aka Blackpool in the sun) when you can have the real deal in the sun. OK maybe not.
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No it's not. It's still your money until you settle. You can withdraw it at any time although, if you do, you lose all the interest protection while the money was held on account....
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I'm retired so no loss of income if I break my neck.
I did look into hiring a cherry picker*, which works out about half the price for a week's hire than getting scaffolding put up, but they require very level ground which we don't have.
I'll probably end up getting a man...Last edited by woody1; 11 August 2026, 09:38.
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Ladder safety
Got some 1st floor windows that need painting but not sure I've got the bottle for it. Never been keen on ladders. Not great with heights.
I assume most accidents are caused by ladders being used incorrectly, rather than people just falling off? Eg. overreaching, too shallow an angle,...
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One of the things we like about Lanzarote, apart from the great all-year-round climate, is that there are virtually no mosquitoes. You can sit outside all evening, and leave windows open at night, without getting bitten. Probably the same on Fuerteventura which is equally arid. Don't know if this is...Last edited by woody1; 10 August 2026, 10:23.
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