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Things about to get very serious and much more real? / Felicitas Letters

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  • Kblack101
    replied
    As it's been recommended to dispute the debt which I absolutely do as I settled this as income with HMRC does anyone have or is going to prepare a template for such a letter please?

    Leave a comment:


  • Fred Bloggs
    replied
    Originally posted by Kblack101 View Post
    Hi I have also received this pair of letters for a short spell contracting. is there anyone that can recommend appropriate legal advice as i cannot possibly afford to pay and also don't believe this debt is genuine as i earned this money and settled with HMRC anyway as HMRC believed it was not a loan. any hints or tips gratefully appreciated.
    Refer to eek's link to a LinkedIn article by Graham Webber of WTT. Have a read of that and decide whether to approach WTT for support. I have no idea if they still do, but they used to offer a free no obligation phone conversation prior to any chargeable work. I have no connection WTT, other sources of assistance may be available etc...

    Leave a comment:


  • happychap
    replied
    Originally posted by eek View Post
    WTT posted this on LinkedIn https://www.linkedin.com/posts/graha...3302603778-BdQ

    he says you need to reject the demand so I would suggest doing just that rather than ignoring it
    Hello eek,

    Any advise on a response to reject the demand. I think we may have done this a few years ago too?

    thanks in advance

    Leave a comment:


  • eek
    replied
    Try this link

    https://www.linkedin.com/posts/graha...ium=member_ios

    Leave a comment:


  • rikpward
    replied
    I received the same two letters from West 28th, asking to settle 50%, and the Notice of Assignment. I have chosen to ignore these letters in the past with the exception of the very first time they started 2 years ago. I opted to pay back the deeds of the loan at £6000, which was supposed to be the end of it - my mistake I know. The letters keep on coming. If it gets serious, can I argue that the deeds of the loan are no longer relevant? I genuinely do not know. I suspect that I just gave a criminal outfit £6000. I get the impression West 28th are chancers and should not be chasing anyone for anything.

    In the meantime, I am paying the HMRC back at £205.11 per month for 5 years (mostly paid off now), which I understand to be the critical issue - keeping the HMRC happy.

    If anyone has more thoughts or insight into managing West 28th, I'd love to hear it.

    Leave a comment:


  • Kblack101
    replied
    Hi I have also received this pair of letters for a short spell contracting. is there anyone that can recommend appropriate legal advice as i cannot possibly afford to pay and also don't believe this debt is genuine as i earned this money and settled with HMRC anyway as HMRC believed it was not a loan. any hints or tips gratefully appreciated.

    Leave a comment:


  • Monkeypower
    replied
    Originally posted by eek View Post
    WTT posted this on LinkedIn https://www.linkedin.com/posts/graha...3302603778-BdQ

    he says you need to reject the demand so I would suggest doing just that rather than ignoring it

    Hi EEK, Link doesn't seem to working

    Leave a comment:


  • eek
    replied
    WTT posted this on LinkedIn https://www.linkedin.com/posts/graha...3302603778-BdQ

    he says you need to reject the demand so I would suggest doing just that rather than ignoring it

    Leave a comment:


  • GregRickshaw
    replied
    Originally posted by DanJackiels View Post

    two letters...

    one is notice of assignment:
    Felicitas solutions ltd have entered into deed of assignment with West 28th street ltd, under which Felicitas have beneficially and legally assigned all actions, claims, rights and demands against me. this notice and and any non contractual activity in relation to this notice are governed by english law.

    other letter is then outlaying what i originally 'borrowed' and i should email no later than Dec 1st with my payment details. if i'm willing to repay 50% of original amount in monthly payments over 5 years..if a satisfactory response is not received you should expect to hear from our solicitors and all further correspondence will be with said solicitors.
    Ok thanks. So yes exactly the same as before.

    It depends on you how you go from here really. The fact they keep coming back shows they were successful last time in their raid, sadly I think I amongst others have funded this next raid. However again it depends on you and your personality and situation how you deal with this.

    FWIW the debt collectors look as classy as the previous incumbents one look at their website will tell you all you need to know. Then have a look a debt collectors like Cabot, Advantis, LCS (HMRC approved debt collectors) and you realise then this is another 'cheaply funded as possible' raid.

    Speculative possibly, genuine possibly. Up to you from here on in, the fact they are going for 50% now shows either a level of desperation or confidence.

    I settled, others wiped their backsides with the demands, others sought legal advice all of those outcomes provided relief for those individuals. There are no cases of F winning anything in court, they don't need to they win by frightening and playing on emotions.

    Leave a comment:


  • DanJackiels
    replied
    Originally posted by GregRickshaw View Post
    Can you share what the demand looks like?

    F employed debt collectors early on so no surprises if this company has done the same.

    The debt collectors themselves may be just doing their job in all of this.
    two letters...

    one is notice of assignment:
    Felicitas solutions ltd have entered into deed of assignment with West 28th street ltd, under which Felicitas have beneficially and legally assigned all actions, claims, rights and demands against me. this notice and and any non contractual activity in relation to this notice are governed by english law.

    other letter is then outlaying what i originally 'borrowed' and i should email no later than Dec 1st with my payment details. if i'm willing to repay 50% of original amount in monthly payments over 5 years..if a satisfactory response is not received you should expect to hear from our solicitors and all further correspondence will be with said solicitors.

    Leave a comment:

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