User Profile

[looperevil]

Elysium are a waste of space. This has become a massive cash cow for them. The sums they are making are eye watering. Greenwoods "sound" good, but my issue is:

1. How they managed to make it onto the letters for Trethowans as a point of contact when they hadn't even worked on...

[looperevil]

It's two seperate things. The SAR is an information request i.e. what information do you hold for me.

Depending on what they likely don't have, you will then be able to use that to dispute the debt should it ever go to court which seems extremely unlikely....

[looperevil]

This concern is absolutely valid....

[looperevil]

You can ask for it but it has to be worded in the correct away I think. For example:

Citizen advice bureau or FCA (can't rememeber which) sent me a template disputing a debt and using the statute barred clause which doesn't actually ackowldge the loan....

[looperevil]

Having dealt with them, it isn't that easy. The milestones and strategy kept changing. The way solicitors work is new strategy = new instruction. New instruction = new costs. You go from paying one "fixed fee" to then having to pay 3 times what you initally paid due to the "new instruction"...

[looperevil]

It also applies for non-CCA loans.

I dind't read your previous post. Which lawyers avoided answering the question? Elysium avoided the question when I asked them regarding the loans being statute barred. They are disingenuous and are over complicating things in order to generate more ...

[looperevil]

That's exactly who it is....

[looperevil]

Yes I do. But it's relevant to the scheme I was on. The QC was...wait for it...Robert Venables ...

[looperevil]

No chance. They spent several years "fighing" this and got nowhere....

[looperevil]

If they fall under CCA regs (which they don't), then they are statute barred if you haven't made a payment 6 years or ackowldged the debt....

[looperevil]

Same boat as you - I have not had anything yet...

[looperevil]

They used a "bailiff" company to issue demands for payment - it was Town and Country. West 28th issued letters directly themselves...

[looperevil]

There is no problem to be honest. The biggest own goal they scored was trying to regularising these "loans" under the CCA. And they are going to look like plebs if they u turn that idea too. It's a sign of desperation and they are trying everything to get this to stick...

[looperevil]

I can provide you the contact details of the chap I spoke to who knows the idiot running West 28th. Happy to PM you it if you want it - I won't post it on here.

He has said the solicitors working on this believe they have a case. What odds they have calculated, I'm not too sure.
...

[looperevil]

You don't need to. I have mentioned it before anyway - it was sheer (bad) luck how I came across this chap....

[looperevil]

I spoke to someone who knows the idiot who is running. West 28. He said it's the solicitors who are pushing this. They believe they have a case. So the no win no fee theory probably stacks up.

They have a loan book of close to a billion - well it's names on a spreadsheet with no evidence...

[looperevil]

The irony. You need to prove to them who you are, but they don't need to prove to you that you are the so called "debt" holder. Taken from the ICO site:


Provide proof identification (if asked)


ID checks are sometimes needed to check you are the person...