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[shampoo]

None of this has been tested in court so all the posts on this forum are just people’s views! I might be stating the obvious but some people will read proving chain of assignment, statute barred, falsified documentation, can't be regulated etc ... and take it as gospel.

It's one thing...

[shampoo]

I'm not sure West28th Street have ever produced a link ... I think their generic commentary is referring to a legacy Felicitas link ... unless I've missed a pertinent comms!?

When I requested my details back in the day they just pinged it all over on email....

[shampoo]

Jog on!...

[shampoo]

If you send any form of ID just make sure you redact your signature.

Having your DOB isn’t going to make a difference to their campaign.

[shampoo]

I'm going to reply to Greenwoods later today with all my analysis and some of my documentation ... the documents highlight a number of defects that should be of interest... hopefully the defects I've found can assist the wider group....

[shampoo]

The FCA are utterly useless ... they can't give me a binary answer to the following question.

Do Ethica Resolve hold the correct permissions to collect a debt on behalf of another company who claims the alleged debt is CCA regulated ... yes or no?

FCA answer: Give Ethica a...

[shampoo]

If you’ve nothing constructive to say that is of tangible benefit don’t bother posting.

your thoughts and theories are irrelevant and somebody else has said the same thing multiple times over the last x number of years.

fact check your bollocks … some people are naive...

[shampoo]

Nice one ... I'll do the same....

[shampoo]

Did you complain?...

[shampoo]

The problem with Elysium's approach is that they're trying to find silver bullet for 650+ people ... there will be people in the mix whose cases are far simpler to resolve than others i.e. missing documentation that can't be cured and is critical for successful litigation....

[shampoo]

The best way to manage Elysium is to ask what is the strategy, what are the milestones, and what is the cost ... simple....

[shampoo]

Exactly, a notice but no deed … couple that with in or around 22 September and the without prejudice statement regarding the notice, it’s not exactly a sign of a claimant who is confident with their sold as seen (alleged) loan book....

[shampoo]

I’ll ask again … Has anyone received a deed of assignment between Felicitas and West28th?

I haven’t seen one.

[shampoo]

A word of caution ... don't believe anything the free version of Google Gemini tells you ... it's wrong most of the time!

Specifically when it comes to the topic of IoM and UK credit law etc.

[shampoo]

Interesting ... this is exactly what my post from yesterday was eluding to.

Worth a look for anyone who's had one of the September demands.

Compare what the Trethowans letter says about Ethica's role — servicer, servicing agreement, acting on behalf of West 28th — with...

[shampoo]

The FCA website says otherwise....

[shampoo]

Who is not regulated?...

[shampoo]

Worth a look for anyone who's had one of the September demands.

Compare what the Trethowans letter says about Ethica's role — servicer, servicing agreement, acting on behalf of West 28th — with what Ethica say about themselves on ethicaresolve.co.uk. Their terms, their FAQ and their...

[shampoo]

**West 28th Street's litigation history — 8 claims since 2022, none of them a loan claim**

There's a long-standing view on here that West 28th never actually go to court. Having spent some time in the public court records this week, I don't think that's right — and the truth is more...

[shampoo]

To be precise … its the jurisdiction of the regulated lender and the alleged borrower. It all comes back to a proven chain of assingment....