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redredwine
Nervous Newbie
Last Activity: Yesterday, 15:38
Joined: 27 April 2026
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  • redredwine
    replied to West 28th Street Limited
    Mine has been declined to with the exact same wording …

    We are aware that this request has been made in the context of a claim made against you by West 28th Street. We also have evidence that suggests that your request is part of a wider co-ordinated social media campaign advocating the...
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  • redredwine
    replied to West 28th Street Limited
    I was with Winchester … and the only document I am missing is the sales brochure .. I don’t suppose you can provide a copy of yours to me so I have a complete document set if I ever need it …...
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  • redredwine
    replied to West 28th Street Limited
    Great - could you share it as an attachment on here ?...
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  • redredwine
    replied to West 28th Street Limited
    Afternoon all,
    just putting paperwork in order but seem to be missing the Winchester tax planning sales brochure, I don’t suppose any one has one has one to hand they can provide on here. If I recall it was a PDF document. Must have lost it in various moves / house flood at some point. It’s...
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  • redredwine
    replied to West 28th Street Limited
    if all depends if they could argue a legal basis of any of the following:
    consent (I am assuming no in your case)
    performance of contract
    legal obligation
    legitimate interest
    vital interests
    public task

    but I guess Winchester didn’t care and they...
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  • redredwine
    replied to West 28th Street Limited
    I had the exact same - interested to know which organisation shared my details with them, hoping the SAR response will show that !!

    if everyone submits requests then not sure they will meet the 30 day response period…

    did you send one to West28 as well ?...
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  • redredwine
    replied to West 28th Street Limited
    Thanks for that - will call them in the morning.

    that is my thinking if I send and it arrives before they issue a demand then effectively it looks bad that they have demanded when there is both a dispute and unanswered questions.

    I plan to send mine via signed for next day,...
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  • redredwine
    replied to West 28th Street Limited
    That’s great - do you have a contact name, number or email for who you spoke to or the team etc. as I will do the same....
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  • redredwine
    replied to West 28th Street Limited
    You statement is correct based on my research - but for some the lawyers trying to convert or state this is an LOAN under the CCA may assist in that rather than 12 years for a speciality debt it is only 6 as long as you made no payment or acknowledged the debt.

    I am taking the approach...
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  • redredwine
    replied to West 28th Street Limited
    Feel free to copy, change and amend as you require. All I ask is that you then share the additions back to the group so that others can use these as templates.

    Also if it was a Specilaity/deed are in fact 12 years, however in this case they are now claiming they are Consumer Loans. If they...
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    Last edited by redredwine; 18 May 2026, 16:12.

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  • redredwine
    replied to West 28th Street Limited
    Spent a lot of time at weekend on it. Some was kindly provided by others on this thread to assist in my content.

    I am just sick of this merry go round. If a letter creates substantial work for their lawyers and they get billed for it then great, maybe they will back off as at some point...
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  • redredwine
    replied to West 28th Street Limited
    2 of 2


    Monthly loan requests / automatic structure
    If your client alleges that 15 separate loans were made, please provide evidence of the signed and dated individual request, approval and acceptance of each alleged loan.

    If instead your client alleges that advances...
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  • redredwine
    replied to West 28th Street Limited
    1 of 2
    I plan to send this in the next day .. any thoughts on additions, missions, ideas etc welcome.



    Dear Sirs,



    I write further to your recent correspondence.

    For the avoidance of doubt, liability is denied in full. No debt...
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  • redredwine
    replied to West 28th Street Limited
    Thinking about the post above and Martin Lewis, does anyone have any contacts in the press… I am sure Threthownas wouldn’t be happy about bad publicity in the press (not sure West28) would care, but of Trethowans were painted in a bad light for letters that state conversion to FCA, loans that are...
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  • redredwine
    replied to West 28th Street Limited
    So SAR sent to Trethowans yesterday next day signed for. Today a response requesting proof of ID
    clock now counting on 30 days.

    next stop letter to SRA and FCA, just wondering if anyone has sent these already and has a template they wish to share …

    decided to give...
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