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[Wtaf]

I haven't received mine yet, but they still have time. I've saw on here others have had a reply from Lawfront but it doesn't seem W28th have replied at all...

[Wtaf]

Just looked at the latest financials for West 28th Street Limited (Company No: 13231491) for the year ended 31 March 2026.

A couple of facts that stand out from the notes:

• West 28th paid £459,992 to Limelight Solutions Limited in 'expenses' this year (up from just £83 the previous year).
• Note

...

[Wtaf]

Yeah same. I'll update if and when anything arrives....

[Wtaf]

Has anyone received their SAR from Trethowans or West28th? In fact has anyone had any reply from W28th?...

[Wtaf]

I find it interesting that Validoom stated West 28th has made significant amounts of money from this but how is that possible since they aren't FCA registered? Are they collecting money illegally? Or are they admitting it isn't a CCA loan?...

[Wtaf]

Did West 28th have enough liquid assets to purchase this book in 2022? No
Have they declared this asset since? No
Have they proven the date of assignment? No
Are they FCA registered? No

[Wtaf]

I disagree, disputing it is a good idea because if it got to a court, then they'd ask why you didn't do so. Also disputing it means they have to prove every single part of it from the administration, terms, etc otherwise continued activity will then lead into unlawful conduct.

Another...

[Wtaf]

We all appreciate what Dan has done and to help him you can email him your story. Explain how this has impacted you and made you feel,

dan@taxpolicy.org.uk

[Wtaf]

Yes they are nonsense and purported loans but still best to err on the side of caution until this is finally put to bed....

[Wtaf]

dan@taxpolicy.org.uk That's Dan's email address, you can also look him up here: https://taxpolicy.org.uk/

Any payment could restart the clock if you're not statue barred. Why haven't they answered that question yet?

How long and how much have people paid for legal guidance...

[Wtaf]

Thank you for doing this and if Dan is reading this, thank you!

Has anyone had an acknowledgement or response from a SAR sent to West 28th?...

[Wtaf]

If Trethowans are trying to get these changed so that they were a regulated loan instead of disguised remuneration then HMRC would have a lot of money to repay. HMRC would be the first to stamp that out. Estoppel comes into this too because it even stated in your contract that these loans were not...

[Wtaf]

I haven't sent an email to it, but i verified it by pinging it and it is a live/safe email address....

[Wtaf]

Felicitas had my email address and phone number, so they probably sold that on too...

[Wtaf]

(2 of 2)

Please state whether your client disputes that the circumstances engage sections 140A–140C of the Consumer Credit Act 1974, including matters relating to the presentation of the arrangements, alleged pressure/inducement, the overall structure/purpose, the absence of individual...

[Wtaf]

This is the template modified for IQ/Infinity (1 of 2)

[Your Name]

[Your Address]

[Date]

[Name of Debt Company / Law Firm, e.g., Felicitas / Gladstones]

[Their Address]

By Post / Email: [Their Email Address]

RE:...

[Wtaf]

This was the number I called:
the FCA Consumer Helpline at 0800 111 6768

I went through the automated menu till it connected me with an advisor. He then emailed me and from there i was able to send him through my letter. It didn't take too long.

Thanks for the template...

[Wtaf]

He spent a lot of money on that website...'Leaders in innovative solu'

[Wtaf]

If Martin Lewis's teams mailbox is filled up with the same type of complaints on Monday, i'm sure that'll catch their attention faster than one complaint will. Plus use social media to your benefit. You can tweet any company and tag in a news source....

[Wtaf]

Since Trethowans are trying to re-write history in changing loans from an EBT to a CCA, i'm hopeful Martin Lewis (Money Saving Expert) a consumer rights advocate would like to be made aware of this. So i emailed my letter to martinlewis@itv.com