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[redredwine]

Mine has been declined to with the exact same wording …

We are aware that this request has been made in the context of a claim made against you by West 28^th Street. We also have evidence that suggests that your request is part of a wider co-ordinated social media campaign advocating the...

[redredwine]

I was with Winchester … and the only document I am missing is the sales brochure .. I don’t suppose you can provide a copy of yours to me so I have a complete document set if I ever need it …...

[redredwine]

Great - could you share it as an attachment on here ?...

[redredwine]

Afternoon all,
just putting paperwork in order but seem to be missing the Winchester tax planning sales brochure, I don’t suppose any one has one has one to hand they can provide on here. If I recall it was a PDF document. Must have lost it in various moves / house flood at some point. It’s...

[redredwine]

if all depends if they could argue a legal basis of any of the following:
consent (I am assuming no in your case)
performance of contract
legal obligation
legitimate interest
vital interests
public task

but I guess Winchester didn’t care and they...

[redredwine]

I had the exact same - interested to know which organisation shared my details with them, hoping the SAR response will show that !!

if everyone submits requests then not sure they will meet the 30 day response period…

did you send one to West28 as well ?...

[redredwine]

Thanks for that - will call them in the morning.

that is my thinking if I send and it arrives before they issue a demand then effectively it looks bad that they have demanded when there is both a dispute and unanswered questions.

I plan to send mine via signed for next day,...

[redredwine]

That’s great - do you have a contact name, number or email for who you spoke to or the team etc. as I will do the same....

[redredwine]

You statement is correct based on my research - but for some the lawyers trying to convert or state this is an LOAN under the CCA may assist in that rather than 12 years for a speciality debt it is only 6 as long as you made no payment or acknowledged the debt.

I am taking the approach...

[redredwine]

Feel free to copy, change and amend as you require. All I ask is that you then share the additions back to the group so that others can use these as templates.

Also if it was a Specilaity/deed are in fact 12 years, however in this case they are now claiming they are Consumer Loans. If they...

[redredwine]

Spent a lot of time at weekend on it. Some was kindly provided by others on this thread to assist in my content.

I am just sick of this merry go round. If a letter creates substantial work for their lawyers and they get billed for it then great, maybe they will back off as at some point...

[redredwine]

2 of 2


Monthly loan requests / automatic structure
If your client alleges that 15 separate loans were made, please provide evidence of the signed and dated individual request, approval and acceptance of each alleged loan.

If instead your client alleges that advances...

[redredwine]

1 of 2
I plan to send this in the next day .. any thoughts on additions, missions, ideas etc welcome.



Dear Sirs,



I write further to your recent correspondence.

For the avoidance of doubt, liability is denied in full. No debt...