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[cojak]

And I agree with Eek as well since it was me who alerted Dan to the rising stench of zombie loans....

[cojak]

I approve of this post - people are being a bit flappy-mouthed about the situation from what I can see....

Hi looperevil,

I've received a message from balton9 to pass onto you:



I realise your frustration with the situation but please be careful what you place on a public forum, not everyone reading here is on your side.

Regards,

cojak (Mo...

[cojak]

The most recent additions and updates to the list of named tax avoidance schemes, promoters, enablers and suppliers in section 3 below were published on 30 April 2026.

Addition:

• Atlas Outflows Limited (incorporated in the Cayman Islands)

This needs to be pulled out a bit.
...

[cojak]

Just a reminder: Who’s watching you? (Only not HMRC in this instance)....

[cojak]

We don’t dox anyone, but we will be looking carefully…...

[cojak]

All I can say to this is please don’t rely on AI alone. You will need professional advice to be able to respond to this.

[cojak]

Provided you know the right prompts....

[cojak]

Dan Neidle has said that he’d love to see one of these letters.

He is the soul of discretion so if you are happy to you can contact him here (and mention you’ve come via CUK to give him context)....

[cojak]

Very happy Greg, not a problem. I’m sorry to repost you but is was a very pertinent post....

[cojak]

I think that they were going to use the quantity of documents and the solicitor’s letter to make people think that there was a legitimate case against them, and to frighten them into simply paying up without getting legal advice first.

That’s it.

What they didn’t predict...

[cojak]

Ask AI about the history of this claim, it should go back to IoM schemes. If it doesn’t you may have wasted your money....

[cojak]

Yes, I did....

[cojak]

Weren’t these originally Garraway EBT schemes?

Edit: actually, more than one,...

[cojak]

Yes, we’ve said that....

[cojak]

It is VERY likely that these loans were not consumer loans - the loans were an employee benefit and not subject to any consumer credit law.

But your second point is a very good question…...

[cojak]

Agreed and done. I’ll reopen once this has passed but in the meantime time please go to the thread above....

[cojak]

Thank you Superfly , I have updated my post.

I repeat - get proper (legal) advice tomorrow morning. Don’t delay as this needs to be dealt with quickly (14 days max is my guess).

[cojak]

Read the link that QueasyRider posted....

[cojak]

Thank you QueasyRider , this is very useful.

Guys, read the link that QueasyRider posted....