Things about to get very serious and much more real? / Felicitas Letters

[eek]

Thank you bud... reads with mouth wide open...

It's nothing new as it's literally why I describe these schemes as Schrodinger Money (as the money becomes different things to different people based on their viewpoint)

[GregRickshaw]

They are Back!
Just received mail today 11th August.
Below is an extract from the mail. It goes on to say that if I pay xxx which is a final settlement by end of August then they will write off the rest!

Mail extract:

As you can see, we have the right to demand repayment of the capital.

Can you indeed see this from your letter?

It would be the first time they have distributed/shown any evidence of their rights to demand payment

[MrO666]

Has anyone else received this email, or just the OP ?

[WJK]

Can you indeed see this from your letter?

It would be the first time they have distributed/shown any evidence of their rights to demand payment

I cannot see any evidence within the mail only txt that I shared.

Footnote to mail:
If you will not or cannot pay the due amount, then we would prefer to avoid your bankruptcy if at all
possible. We have reviewed your file and calculate that it would be preferable to offer to settle the matter
with you at discount. This offer is made without prejudice to our right to enforce repayment of the
outstanding balance. If you repay £xxxxx, we will accept it in full and final settlement of the loans
shown in the schedule. We will write off the remaining. £xxxxxxxxTo accept this offer, please make
payment to our agent as follows. You will automatically receive a letter, signed by a company director.

[corsair]

Received the same today. They can whistle.

[GregRickshaw]

I cannot see any evidence within the mail only txt that I shared.

Footnote to mail:
If you will not or cannot pay the due amount, then we would prefer to avoid your bankruptcy if at all
possible. We have reviewed your file and calculate that it would be preferable to offer to settle the matter
with you at discount. This offer is made without prejudice to our right to enforce repayment of the
outstanding balance. If you repay £xxxxx, we will accept it in full and final settlement of the loans
shown in the schedule. We will write off the remaining. £xxxxxxxxTo accept this offer, please make
payment to our agent as follows. You will automatically receive a letter, signed by a company director.

Good to see the words full and final in the text there. Thanks for sharing with us, I hope whichever path you take works out well for you.

[cojak]

I cannot see any evidence within the mail only txt that I shared.

Footnote to mail:
If you will not or cannot pay the due amount, then we would prefer to avoid your bankruptcy if at all
possible. We have reviewed your file and calculate that it would be preferable to offer to settle the matter
with you at discount. This offer is made without prejudice to our right to enforce repayment of the outstanding balance. If you repay £xxxxx, we will accept it in full and final settlement of the loans
shown in the schedule. We will write off the remaining. £xxxxxxxxTo accept this offer, please make
payment to our agent as follows. You will automatically receive a letter, signed by a company director.

You were quite right Lance.

[MrO666]

You would certainly want some legal wrapper around any agreement that's for sure.

[Monkeypower]

Oh Joy !, it was a nice holiday.

But as before, I will wait till a judge decides that I must pay.

[Paralytic]

You were quite right Lance.

I'm pretty sure that means the offer is made without prejudice. ie. one cannot use it as evidence that the loan amount is lower that they claim. It does not mean that, after accepting the offer, the remainder of the balance could be chased. Of course, that only works if the "letter, signed by a company director" is worded as such, and I'd not naturally trust that to be the case.