Things about to get very serious and much more real? / Felicitas Letters

[rajguru]

The co. Is not FCA registered, it cannot chase any type of Loan thru the courts. You should only respond without acknowledging the loan.

[GoneSurfing]

That's why there was an indemnity in my agreement, written by a specialist lawyer - So no, I wouldn't be paying anyone else

Surely that agreement will be with Felicitas so 'anyone else' but Feliticas won't be bound by any indemnity in your agreement.

[DealorNoDeal]

Anyone receive the latest Letter from Felicitas ? ref Feliciats win in Court

Hopefully someone can find out more details about this court case.

I am really looking forward to hearing what Felicitas are calling a "win". (I could do with a good laugh)

[eek]

Covering the last few posts here

if it is in Newcastle County Court it will be a different case but it's going to be hard to find the details without ringing the court as I suspect it's another bankruptcy petition where Felicitas are merely a referenced party - they won't be taking people to court as that costs money.

Now the last win was an expense claim for turning up to a bankruptcy hearing in which they are listed as a creditor - so I suspect this one will be the same which means the poor people at Newcastle court are going to have to hunt through the bankruptcy petitions.

However rajguru FCA registration doesn't matter as these loans (as I've stated on numerous occasions) are not subject to consumer loan legislation - heck they shouldn't even be going near an English court.

[MrO666]

I've been shown the letter that has been sent and it's very unclear as to whether Felicitas have started the action against the alleged individual due to not responding to a SD, or whether they were merely part of another action (which has already been mentioned).

There's section in the letter that says "The background was that in 2013, the debtor had borrowed money from IQ Consultants Limited, having signed a loan deed in which he promised to repay the money". Promisesd......what sort of legal argument is that ?

Would be good to understand what the court says about this.

[Paralytic]

Again though it's all bulltulip. There's section in the letter that says "The background was that in 2013, the debtor had borrowed money from IQ Consultants Limited, having signed a loan deed in which he promised to repay the money". Promisesd......what sort of legal argument is that ?

Would be good to understand what the court says about this.

Maybe it was a pinky-promise

[eek]

I've been shown the letter that has been sent and it's very unclear as to whether Felicitas have started the action against the alleged individual due to not responding to a SD, or whether they were merely part of another action (which has already been mentioned).

Again though it's all bulltulip. There's section in the letter that says "The background was that in 2013, the debtor had borrowed money from IQ Consultants Limited, having signed a loan deed in which he promised to repay the money". Promisesd......what sort of legal argument is that ?

Would be good to understand what the court says about this.

I don't think the word promise matters here.

The important word is repay as that means it was a "loan".

Either way this isn't anything Felicitas has initiated for that requires spending actual money and Felicitas have form for not actually spending money.

[MrO666]

I don't think the word promise matters here.

The important word is repay as that means it was a "loan".

Either way this isn't anything Felicitas has initiated for that requires spending actual money and Felicitas have form for not actually spending money.

All fair points.

Can it be confirmed that this isn't a process that Felicitas have initiated - genuine question ?

[eek]

All fair points.

Can it be confirmed that this isn't a process that Felicitas have initiated - genuine question ?

If Felicitas had initiated the case I suspect they would have announced that fact front and centre.

Hence why I suspect it's another bankruptcy case where Felicitas are just a part of it.

[Fred Bloggs]

All fair points.

Can it be confirmed that this isn't a process that Felicitas have initiated - genuine question ?

I suspect the clerk's department at the court is going to be tired of the number of phone calls they get in the morning asking exactly that.