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[DealorNoDeal]

From the FAQs on their website:

"Assuming we are able to fit your claim into a group of similar claims, we will seek to recover any monies that your agency should have deducted pursuant to s44 Income Tax Earnings and Pensions Act 2003."

Also:

"Agencies...

[DealorNoDeal]

Can you imagine the cost of pursuing individual claims against loads of different agencies and/or clients.

Also, aren't they missing something?

It's over 10 years since I did any contracting but even back then agencies wouldn't do business with an IoM outfit. So I'm guessing...

[DealorNoDeal]

I'm not saying it couldn't happen but I've never heard of scammers sending fake HMRC letters in the post.

HMRC letters usually contain your UTR and/or NI number. Also, there should be an address and phone number, which you could check to see if they're genuine....

[DealorNoDeal]

Do the payslips include the "second component"? If not, you should include the amounts in your covering letter....

[DealorNoDeal]

Probably this^^^.

There are 3 possible outcomes if you ask HMRC for a Closure Notice:

1) they decline to issue one, saying they are still investigating and need more time (you could then apply to the tribunal to direct HMRC to issue one)
2) they issue one with no additional...

[DealorNoDeal]

If you do this, then you have to be prepared that HMRC could issue a closure notice saying you owe the tax. You would then either have to pay the tax or appeal your case to a tribunal. You could represent yourself at tribunal (probably not a good idea), or you'd have to get legal representation (expensive)....

[DealorNoDeal]

If the recruitment agency really did recommend this so-called "umbrella", then they want slapping down. Even if they weren't aware it was a tax scam, they shouldn't be recommending anything that they aren't 100% certain is a fully compliant PAYE brolly....

[DealorNoDeal]

I would just tell HMRC you worked with them for a month and then got out when you realised it wasn't fully PAYE.

Because it was only one month, any underpaid tax & nics will be modest. Interest will be negligible and I doubt they'll impose a penalty and, even if they do, it won't be...

[DealorNoDeal]

I imagine it would be hard to make Bitcoin mining profitable, in this country, if you had to pay for the electricity.

It would probably take a very long time just to recoup the cost of the hardware.

Not that I would know, you understand, but growing cannabis is probably economically...

[DealorNoDeal]

Presumably, they didn't claim it was available/in stock when you ordered it?

5 months is a long time even if it was made to order. Perhaps they only cut a tree down when you place an order. ...

[DealorNoDeal]

We had a Vet out last week to treat one of our animals. He absolutely freaked out when we got within a few metres of him, and this was outside in the fresh air. He started backing away across the lawn. Had a few similar experiences, also outside, of people behaving OTT.

It might take...

[DealorNoDeal]

It arrived yesterday aok. "Only" 3 weeks after placing the order but hey ho....

[DealorNoDeal]

Central banks should start putting interest rates up soon to keep a lid on it.

Oh, but wait a minute, they can't because (a) mortgage borrowers will be stuffed, (b) economies will tank and (c) the interest payments on all the Government debt would be crippling.

Oh well, never...

[DealorNoDeal]

Reddit crowd at it again.

It's a bit ironic that they claim to be on the side of the average Joe, against Wall St and the hedge funds, because it will probably be average Joes who end up getting burned speculating on basket case stocks like AMC and GME....

[DealorNoDeal]

It's too late to criticise the Government for last year. The successful vaccine roll-out has made that old news.

With lockdown being lifted, all most people care about now is going down the pub, getting their hair and nails done and a fortnight in the sun.

[DealorNoDeal]

There's no time limit for when HMRC have to conclude an open enquiry or assessment.

As eek says, interest is clocking up* so they can happily sit on it for years (or decades!). There's no incentive for them to have any sense of urgency.

Will they just let it fall by the wayside?...

[DealorNoDeal]

Has he got squirrel STDs in his medical history too?...

[DealorNoDeal]

Except crypto isn't regulated, which is presumably why it was the Advertising Standards Authority (not the FSA) which intervened....

[DealorNoDeal]

I don't know why they're just singling out Bitcoin and crypto.

There's a whole host of complex, volatile financial instruments out there that you can lose money on. IMO, the ads for stock brokers, pushing US tech stocks, are just as irresponsible.

And BTW, if anything needs...

[DealorNoDeal]

Oh, and BTW, it's not just mortgage borrowers who would suffer if interest rates went.

Governments have borrowed quite a bit too.