Umbrella Co mortgages - any personal recommendations?

[willendure]

There used to be a company called Contractor Mortgages/Contractor Financials. I used them way back in the day. They were good with me on a few occasions.
I'm not sure if they still exist. Surely if they did still exist, they would understand the umbrella setup and one assumes they would be able to assist you.

I think they are still going, might have had a bit of a name change *checks emails* - CMME Mortgages now.

hey sorted out the last few mortgages I had, and renewals. They were also very on the ball when interest rates went up and got in touch well in advance and got everything arranged so I got a very good deal on the last renewal. Recommended.

[Croesus]

I used Freelancer Financials for an umbrella mortgage renewal last year. Got a better deal than most of the normal ones. Freelancer have done all my BTL, outside IR35 and umbrella mortgages over the last decade and never an issue with my situation vs getting a good deal.

Andrew Saunders at FF always used to sort me out. Couldn't recommend more.

[Martin@AS Financial]

Yeah there was a fella on called Martin, can't remember if he was one of those you mention or something like ASFinancials

Hi Gables

Thank you for the recommendation as that is really kind of you.

[vwdan]

In that case. AYCOTBAC?

Surely you should be paying cash.

I can make more by investing my cash, then mortgaging my property

[vwdan]

I used Freelancer Financials for an umbrella mortgage renewal last year. Got a better deal than most of the normal ones. Freelancer have done all my BTL, outside IR35 and umbrella mortgages over the last decade and never an issue with my situation vs getting a good deal.

That's what I wanted to hear, had a quick chat with them and they sound pretty spot on

[eek]

You fool, a contractor only builds generational wealth by leveraging other people’s money.

You have such a poor persons mentality.

Looks at the internal advice at current clientco.

Don't leverage borrowing on a depreciating asset and London prices are still falling and have some way left to go..

[ladymuck]

You fool, a contractor only builds generational wealth by leveraging other people’s money.

You have such a poor persons mentality.

Rumbled.

[SimonMac]

In that case. AYCOTBAC?

Surely you should be paying cash.

You fool, a contractor only builds generational wealth by leveraging other people’s money.

You have such a poor persons mentality.

[ladymuck]

I realise this is in general. Whatev.

In that case. AYCOTBAC?

Surely you should be paying cash.

[northernladuk]

I used Freelancer Financials for an umbrella mortgage renewal last year. Got a better deal than most of the normal ones. Freelancer have done all my BTL, outside IR35 and umbrella mortgages over the last decade and never an issue with my situation vs getting a good deal.

[gables]

There used to be a company called Contractor Mortgages/Contractor Financials. I used them way back in the day. They were good with me on a few occasions.
I'm not sure if they still exist. Surely if they did still exist, they would understand the umbrella setup and one assumes they would be able to assist you.

Yeah there was a fella on called Martin, can't remember if he was one of those you mention or something like ASFinancials

[courtg9000]

There used to be a company called Contractor Mortgages/Contractor Financials. I used them way back in the day. They were good with me on a few occasions.
I'm not sure if they still exist. Surely if they did still exist, they would understand the umbrella setup and one assumes they would be able to assist you.

[vwdan]

I realise this is in general. Whatev.

[vwdan]

Having just found out the hard way that mortgage companies do not understand umbrella companies, has anybody got any personal recommendations of companies to look at, that will take into account umbrella earnings.

I've got years of consistent earnings, then my Ltd Co before that, I just need somebody who understands it!