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[willendure]

https://www.independent.co.uk/news/u...-b2861194.html

"The chancellor is said to be preparing to cap the amount of someone’s salary that can be sacrificed for extra pension contributions before national insurance contributions are incurred to £2,000 a year."

Employee...

[willendure]

Phone your credit card provider and report the card you used to book it as stolen so that it is invalidated. Car hire companies are sneaky and always try and get you to book with a credit card, because that somehow allows them to make additional charges on the card without the need for you to explicitly...

[willendure]

Once is happenstance. Twice is coincidence. Three times is enemy action... Mr Bond! (Goldfinger)...

[willendure]

No way in hell is that going to happen though - too big to fail! But I am sure the next crash will still shake out some of the dead wood even so.

I think next time a quicker bail out is more likely, as the "reaction function" is more primed since 2008....

[willendure]

Public debt probably is not the problem, so much as private debt. Households have deleveraged since 2008, but business has not. If there is no demand for new credit in the economy, then the economy is not growing. Non-public debt overall is now way higher than even just prior to the great depression...

[willendure]

The money savings of offshoring give the impression of it being a good deal. Having worked with offshore teams in my last gig, I am not convinced there is really a saving - they were bloody hopeless and workshy and the communication barrier was difficult.

Earlier we were talking about Agile...

[willendure]

Done 2 longer contracts - both 3 years, outside IR35 on an open ended rolling contract. Both were great, really interesting work, and constant billing for a long period like that is great for your personal finances too! Both fairly unique situations though, I don't really expect to find things like...

[willendure]

Growth is not the only answer - certainly it is the best answer, but where will the growth come from?

The other answer, and I think the most likely one, is that the debt will be inflated away. Negative real rates and run inflation hot for 10 years. Of course its not as simple as I am making...

[willendure]

Precisely and this is what the Laffer curve tells us. Beyond a certain point, increasing taxation will have the effect of reducing the tax base by being overly punitive and incentivising people/companies to avoid whatever tax is too high. So last tax increase is likely largely responsible for the new...

[willendure]

I think the issue is that there are less IT projects happening right now. Lots of keeping the lights on projects that can be maintained by a permanent staff, but less of a drive to create big new systems, or take big evolutionary steps forward with existing systems.

I'm ok with taking on...

[willendure]

Jesus...

[willendure]

Yup blame the kids. Dead market is nothing to whatsoever to do with the general state of the economy, or rates of investment in the UK. And if you can't pin the blame on the kids, well it must be the small boats, or the French, or the weather, or AI, or ...

Encouraging to hear that Jobserver...

[willendure]

I daresay, we can always print some more!...

[willendure]

2p on basic income tax apparently and broken election promise too.

[willendure]

I think agile can be a much better way, when done well. More often than not, it seems to be done badly.

Same with the retrospective. Usually it is a waste of time as it changes nothing. Often seen it used just as an outlet for letting people vent, they get their say, and nothing is done....

[willendure]

Can also use a freight forwarder to forward goods from a US Zip Code to the UK. Occasionally I have done this when ordering car parts from suppliers that would only send to a Zip code.

Sorry doesn't help with the bank account. Only way I can think of that a UK person can have control of...

[willendure]

Thanks, I never heard of them before but looks interesting. Certainly a lot more opportunity to hedge within a SIPP than other platforms....

[willendure]

Its so true!

I have only really had one very positive experience working in a scrum team, versus about 8 or 10 mediocre or terrible ones. And that was all down to the particular scrum master that we had who would never have accepted an answer like "still working on X". If the...

[willendure]

Teams are faster though, if they shed the dead weight. Last bunch of clowns I was working with, all off-shore, honestly I could have done the job quicker just by myself. They seemed to spend at least 80% of the time arguing with the delivery manager about why they had not completed their work. The "mythical...

[willendure]

Thanks for the recomendations - CV library turned up some stuff. Noir? it only seemed to have 1 listing on it.

I don't get put off by Jobserve website being ancient, its still a busy site with plenty stuff on it.

I get a daily email from total jobs too, main issue with that...