Black Swan protection for SIPP and ISA?

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Probably better not to cut, stronger pound will help with inflation....

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Think we due a cut to keep up with the Fed.

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Can't wait. Buy at the bottom!...

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Thats ridiculous that anything that happened during Covid can be used against you. I am sure the interviewer will understand if you take a moment to explain it to him without getting cross about it. It was after all a global emergency.

I have a few times been asked, so why this big gap...

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BBC News. (2025, December 16). UK unemployment rate rises to 5.1% [Web Article]. BBC. https://www.bbc.co.uk/news/articles/c98nqe0m008o



Official stats, which are never as bad as reality.

But interestingly, I look at the SOS indicator: https://www.richmondfed.o...

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Crazy. US rates are high, I would quite like to work for a US tech company, as rates for perm roles are probably at least on par with what we might get in the UK outside IR35, and after-tax I am talking about. Had an interview for one during the summer, but I blew it. Would be a good market to get a...

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Billy is raking it in!...

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You might be right. I was thinking the "non-technicals" had no clue what is needed so asked a developer top make a list of skills needed, and some complete geek just dumped this massive list of everything they have tried. Also can't see a recruiter knowing enough about AI to even come up with...

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"""
AI Prompt Engineer, Technically Sharp & Systems-Minded You'll design and optimize prompts, architect LLM-powered systems and deploy scalable GenAI workflows that connect people and intelligent systems in new, high-impact ways. THE ROLE Prompting & Reasoning Systems Design,...

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There is quite a lot of defense spending going on right now so if you can get security clearance you might actually have a better chance than most since those kind of projects often involve more than just software....

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Just send the photo, whats the big deal? Once I get an offer of work, I always deal with all the requests very promptly, don't want anything to delay the start.

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Nice consulting gig for them. Romanian programmers are probably good certainly better than Indian, so lets blame the management!...

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Its difficult and expensive to get a SIPP or ISA that lets you trade options, and probably a good thing too as I don't really have the know-how so might make expensive mistakes.

I am increasingly convinced that we are in for a 2001 or 2008 style melt down in the next 3 - 12 months. As such...

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Also moved home and opened a bank account much more recently than 20+ years ago. Its a joke. Who did they pay to write it? Fujitsu?

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Nah, this is the everything thread!...

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On the WFH debate, can't stand it myself.

I had a fully remote contract back around 2010, first infant son just born, so no way would I get anything done at home. Borrowed an empty flat from someone who was abroad and kept an eye on it for them whilst using it as my office. Then rented...

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So not just me being a numpty then. How can such a poor system be put into production and forcing people to use it? Usually uk.gov stuff is done to a decently high standard and well enough thought out, but not this one....

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I wish, but we only have brollies because rule changes around IR35 mean that our clients sometimes force them on us, so I don't think the motivations for them to exist will change.

But if one brollie provider offers tailored contracts that make pension contributions more efficient it would...

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For real? Can someone doing SalSac not switch things around and do it as an employer contribution instead? Obviously needs the employer to play along but in theory at least?...

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I tried obtaining and ID and near the end of the process is asked me some security questions... on which date did I open my bank account (did not say which bank account) was it Aug 2001, May 2002, or June 2000. Seriously? Like I can bloody remember that far back. So I failed to satisfy it of my identity....