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Reply to: Contract or Perm?
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Previously on "Contract or Perm?"
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Originally posted by JasonP View Post
If I'm so difficult to deal with, why are both my career, financial and domestic positions better than yours?
My suggestion to you is the same one I posted earlier.
Take the role that best fits what is most important to you, because where your value is, there your heart will be.
If it's money, then speak to your accountant and your tax advisers. No one knows the true details apart from you.
No one on here can help someone who doesn't want helped.
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Originally posted by sadkingbilly View Post
I could, but i can't be bothered with your attitude.
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Originally posted by JasonP View Post
Now, could someone please answer the question I keep asking? If you can't, no need to reply.
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Originally posted by eek View Postyou salary sacrifice calculations are wrong but your arrogance means I have zero interest in correcting them.
Originally posted by eek View PostOh and you're now added to my not worth talking to ignore list.
Originally posted by WTFH View Post
Jason, you should read what you have just written. Read it out loud while looking at yourself in the mirror.
As others have said, your arrogance makes you a very difficult person to deal with.
I will leave it to one of the other mods (or "CUK director") to deal with you again.
Originally posted by WTFH View PostBut when you were asked earlier about that, you gave your family 7 words (4 of which were numbers) and the rest of that missive were dedicated to talking about how financially wealthy and important you think you are. You can't buy your children's youth. If they grow up to be like you and you wonder where you went wrong, it will be too late.
So, choose the job that best fits the things that are most important to you.
Then go off and learn about truth and integrity, learn about how to ask for and accept help. Learn how to say thank you. The kind of important life skills that children learn from their parents, if their parents have those skills themselves, or can be bothered to spend time with their children.
All you do is bully people online, and cause virtually every topic on CUK to degrade into something to satisfy your ego that results in you banning them when everyone disagrees with you because you hold the ban hammer. It's not healthy, and only serves to corroborate what I said in my posts last week about why this forum is barely used anymore.
If I'm so difficult to deal with, why are both my career, financial and domestic positions better than yours? Who really is the problem here? I asked you to leave me alone, yet you just can't let it go, and have to have the last word.
Now, could someone please answer the question I keep asking? If you can't, no need to reply.Last edited by Guest222; 5 October 2022, 11:27.
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Originally posted by JasonP View PostIn short, if you can't be nice to people, please don't interact with them. And that includes me. You're not helping with my question, you're belittling, and condescending, the very things I was pointing out in the posts that you banned me for. So, it kind of makes sense now - you didn't like those posts because they hit home, and were against the very behaviour that you like to conduct on this forum. Please just leave me alone. You caused the current situation which is now being handled by CUK director. Please stop making it worse for yourself.
As others have said, your arrogance makes you a very difficult person to deal with.
I will leave it to one of the other mods (or "CUK director") to deal with you again.
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you salary sacrifice calculations are wrong but your arrogance means I have zero interest in correcting them.
Oh and you're now added to my not worth talking to ignore list.
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Originally posted by eek View Post
http://Payslipbuddy.co.uk can do those calculations for you but you can only salary sacrifice so much into a pension...
Beyond that meh, what you've written is for too long and you seem utterly unable to think things through and make a decision...
There's only one thing I'm asking on this topic, and it's the one thing no one has yet seem to have been able to answer. And that is not how to calculate my net income based on salary sacrifice. As is clear in my posts, I have already done this calculation (hence why I used the word 'net' everywhere).
My question is, whether the net uplift I gave #1 because of the salary sacrifice is fair, or if that is that really an artificial way of comparing. In other words, should I compare #1 and #2 on the basis of a similar percentage going to a pension, or is the way I'm comparing them OK? To reiterate the numbers:- #1 is £760/day contract inside which nets to £8750 pcm via umbrella, but could net to £13,300 pcm if I salary sacrifice £8700 to a personal pension.
- #2 is £106k perm + 10% pension + 15-20% bonus which nets to £7300 pcm.
So, to be clear, this is not a question about calculating net (I already did this). It's a question about whether it's artificial or fair to make the comparison in this way, or if it makes more sense to do the calculation based on identical pension contributions percentage-wise. If anyone doesn't understand what I mean, that's fine. No need to answer it. But I would invite anyone who has made such a comparison before, and/or knows what I'm asking here to help out. I would really appreciate that
Thank you.
Originally posted by GregRickshaw View Post
I'm never sure with you which is bigger your list of job offers, your day rate, your ego or your head.
PS: No need for anymore sarcastic or condescending comments. They don't make me rethink my life choices as if you made better ones. You're just wasting your typing time. But if it brings richness to your life to belittle people on the Internet, please go to Reddit or somewhere similar.Last edited by Guest222; 5 October 2022, 10:48.
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Originally posted by JasonP View PostI have 3 job offers:- £760/day contract inside
- £106k perm + 10% pension + 15-20% possible bonus
- £122k perm + 3% pension + 15-20% possible bonus
#1 net is £8750 pcm. #2 net is £7300 pcm.
So, #1 (contract) is about £1400 more net if I get max bonus on #2, but obviously there's a lot of other benefits with a perm job that is probably worth a lot of this difference.
So, at this point, I'm sold on #2.
However, what makes #1 more interesting is if I sacrifice a lot of salary to a personal pension. If I sacrificed around half to a pension - that's £8700 pcm - I could net about £13,300 pcm in total. This now starts to make #1 seem much more interesting!
Is this the wrong way to look at things though?
WWYD?
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Originally posted by JasonP View PostA lot of word salad I really can't be arsed to read.
Beyond that meh, what you've written is for too long and you seem utterly unable to think things through and make a decision...
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Originally posted by cojak View PostI’m not sure I’d hire anyone who couldn’t make this decision on their own. It shows a lack of judgement, so I do hope that JasonP isn’t your real name.
This might help: https://www.quora.com/What-does-a-se...judgement-mean
But thanks for your reply.
Originally posted by WTFH View Post
You're not banned.
Originally posted by WTFH View PostAnyway, if it was me and I had 10 job offers for a job that was starting 3 days ago, I would choose the one that best fitted my requirements and lifestyle. The one that best allowed me to do what was most important to me. So maybe you need to choose one that gives you the time to work out who you are, not who you think you are, or who you dream to be.
Your financial position, skin colour or gender ( https://forums.contractoruk.com/busi...ml#post1507118 ) might be important to you.
Others will value time. Time spent with those you love. Time spent with children as they grow up. Time to teach them values such as honesty and integrity.
But when you were asked earlier about that, you gave your family 7 words (4 of which were numbers) and the rest of that missive were dedicated to talking about how financially wealthy and important you think you are. You can't buy your children's youth. If they grow up to be like you and you wonder where you went wrong, it will be too late.
So, choose the job that best fits the things that are most important to you.
Then go off and learn about truth and integrity, learn about how to ask for and accept help. Learn how to say thank you. The kind of important life skills that children learn from their parents, if their parents have those skills themselves, or can be bothered to spend time with their children.
If I will be teaching my children about wondering where it all went wrong, I will be referring them to you for making disrespectful comments like "If they grow up to be like you and you wonder where you went wrong". I've no idea how you became a mod, but you really shouldn't talk to people like that, especially when you only have a microscopic view of their life. You probably feel quite protected behind the anonymity of your computer screen. You have no idea about me or my life. Judging from my financial position and family life, I think you should be asking yourself where you went wrong that you feel you have to bully and ban people on a dying forum to make yourself feel better about your life. It's notable in the ban topic that you are pretty much the only one banning anyone around here, probably causing the forum to become largely unused.
In short, if you can't be nice to people, please don't interact with them. And that includes me. You're not helping with my question, you're belittling, and condescending, the very things I was pointing out in the posts that you banned me for. So, it kind of makes sense now - you didn't like those posts because they hit home, and were against the very behaviour that you like to conduct on this forum. Please just leave me alone. You caused the current situation which is now being handled by CUK director. Please stop making it worse for yourself.
Originally posted by northernladuk View Post
Got to admit that struck me as well but the thing I took away from that is that you (the OP) are very wealthy and top of list when it comes to security so you shouldn't be spending so much time worrying about it. I know it's hard to do, I'm the same. I'm very comfortable but can't let go and slow down. But never forget you are in the top few % of people as comfortable as you so try (if you can) take your eye off that ball and spend time on the bits you can't buy. You are your kids future is more than secure so try not to focus on that as much for the next phase in your life.
The only issue here is that everyone is answering questions I haven't asked. I know everyone wants to give their opinions on the choices I have even though those same people keep saying that they don't know enough about my situation and personal preferences to make a judgment (ironic, right?). But the only question I have (the one no one seems to have been able to answer yet) is this:
Is the net uplift I gave #1 because of the salary sacrifice fair, or is that really an artificial way of comparing. In other words, should I compare #1 and #2 on the basis of a similar percentage going to a pension, or is the way I'm comparing them OK? To reiterate the numbers:- #1 is £760/day contract inside which nets to £8750 pcm via umbrella, but could net to £13,300 pcm if I salary sacrifice £8700 to a personal pension.
- #2 is £106k perm + 10% pension + 15-20% bonus which nets to £7300 pcm.
Thank you.
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Originally posted by WTFH View PostBut when you were asked earlier about that, you gave your family 7 words (4 of which were numbers) and the rest of that missive were dedicated to talking about how financially wealthy and important you think you are.
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Anyway, if it was me and I had 10 job offers for a job that was starting 3 days ago, I would choose the one that best fitted my requirements and lifestyle. The one that best allowed me to do what was most important to me. So maybe you need to choose one that gives you the time to work out who you are, not who you think you are, or who you dream to be.
Your financial position, skin colour or gender ( https://forums.contractoruk.com/busi...ml#post1507118 ) might be important to you.
Others will value time. Time spent with those you love. Time spent with children as they grow up. Time to teach them values such as honesty and integrity.
But when you were asked earlier about that, you gave your family 7 words (4 of which were numbers) and the rest of that missive were dedicated to talking about how financially wealthy and important you think you are. You can't buy your children's youth. If they grow up to be like you and you wonder where you went wrong, it will be too late.
So, choose the job that best fits the things that are most important to you.
Then go off and learn about truth and integrity, learn about how to ask for and accept help. Learn how to say thank you. The kind of important life skills that children learn from their parents, if their parents have those skills themselves, or can be bothered to spend time with their children.
Leave a comment:
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Originally posted by JasonP
You have to fulfil the request before you get the reward.
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