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[Smartie]

I found this site quite useful when moving from contract to consultant. Not the same situation, but you can see the effect of pension contributions, tax code etc. for a particular income.
https://listentotaxman.com/

[Smartie]

The changes to NI relief (salary sacrifice) are relatively tiny, compared to the advantages of saving into a pension.

Changes to inheritance tax are potentially bigger, but pensions are never intend to be a tax dodge where people spent it last to pass on money IHT free.

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