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Smartie
More time posting than coding
Last Activity: Today, 06:34
Joined: 24 July 2013
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  • Smartie
    replied to De-boomed!
    A client I picked up freelance, but due to IR35 worries was eventually transferred to a consultancy perm contract working at the same client and at the same rates.

    With all the complaints about the state of the market, I was entirely happy to let it run its course....
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  • Smartie
    started a topic De-boomed!

    De-boomed!

    Today is the last day of my almost 6 year permanent contract!
    Couldn't give it up, but quite excited about it finishing and getting some time off to chill over summer.
    The 'state of the market' post is now closed though - how am I to ponder/bemoan any lack of results in applying for new...
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  • Also a recent change to cash in a stocks & shares ISA to come in 2027.
    22% tax on interest on cash in these https://www.gov.uk/government/public...ules-factsheet

    Cash can form an important part of a diversified...
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  • Smartie
    replied to retirement age
    It's clear that many will need to retire before 67 (or later) - heavy manual work, deprived low life expectancy areas etc.
    As it's possible to defer the state pension to any age above 67 to get higher payments (5.8% per year delay), then logically it should be possible to take the pension early...
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