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Snooky
More time posting than coding
Last Activity: Yesterday, 18:06
Joined: 30 September 2011
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  • Surely this is something the pool boy, or at least the housekeeper or groundsman, should deal with?
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  • Snooky
    replied to State of the Market
    If I were in your position I'd either be working part time or retire completely and cope with whatever income & assets I had. Bad things can happen at any stage of life but, as we get older, they're more likely. God forbid anything should happen to either of you, but wouldn't you rather you'd shared...
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  • The most tax efficient way is likely to be as dividends, but they'll be taxed at your marginal rate - i.e. if they take you into a higher rate tax bracket or you're already in it with other income, you'll be paying the higher level of tax on the extra dividend income. But the company can pay it out...
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  • Options I know of:
    1. Pay out the remaining cash via dividend(s); you can do this as slowly or as quickly as you like, the only difference it might make is how much tax will be payable.
    2. Go for a Members Voluntary Liquidation; this is generally more tax efficient but it's a *lot* slower, and if you
    ...
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  • Snooky
    replied to "Retire" early...?
    Why not join some groups for things that interest you, or get involved in some volunteering? If you like pubs, start spending a few hours a week in the pub of your choice with the kinds of people you're comfortable around - you'll soon get chatting to the regulars.

    When/if I retire, hopefully...
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  • Snooky
    replied to Spring budget - what tax to cut?
    The thing that amazes me the most about this is that it didn't happen till 1990

    I'm certain my wife and I had both been working for several years, being taxed independently, before that? But I'm getting old and forgetful so maybe not....
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  • Snooky
    replied to State of the Market
    My suggestion - don't mention it at interview unless you're specifically asked. Wait until you have an offer and the contract comes through and you're nearly in the door, then contact your prospective client manager directly and mention the holidays and ask if it'll be a problem. Unless it's absolutely...
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  • Snooky
    replied to oh goody proper incompetence!
    Could be worse - apparently Birmingham City Council is raising Council Tax by 21%, as well as slashing services to fund their utter incompetence.
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  • Snooky
    replied to London ExCel
    A few alternatives:
    • Birmingham Moor St to Marylebone
    • Walk to Baker St (5 min)
    • Jubilee Line to Canning Town
    • 2 stops on DLR to Custom House (station for Excel)
    or
    • Birmingham New St to Paddington
    • Elizabeth Line to Custom House
    or
    • Birmingham Moor St to Marylebone
    • Bakerloo line to Paddington
    ...
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  • If you're able to calculate the VAT input boxes yourself, https://mytaxdigital.co.uk/ (previously Portico) will allow you to upload them via the HMRC MTD service. I used it from when MTD VAT was made mandatory up until I liquidated my company last year. They still seem to be offering the same free ...
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  • Snooky
    replied to Spring budget - what tax to cut?
    Spain has a flat rate tax system? That's news to me, I thought it was a progressive system. Perhaps I misunderstood what you were saying....
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  • Snooky
    replied to Facebook is down
    I still use it, it's great for getting info from & interacting with people/subjects I'm interested in, e.g. my local community, hobbies etc., and also keeping in touch with friends & family I rarely see. I'm not aware of any other widely used tool or app which offers the same....
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  • Snooky
    replied to Bitcoin on the rise again
    I assume you only started last month? ...
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  • Snooky
    replied to Spring budget - what tax to cut?
    Telegraph is the only one for me (I also don't buy the newspaper), but that's mainly because over years of doing it, I've come to recognise what they're saying in their cryptic clues. I'm sure I could also learn how to interpret the Times or Guardian clues but I can't really be bothered at my age. Perhaps...
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  • Snooky
    replied to Spring budget - what tax to cut?
    You know you can get the Guardian crossword for free online, but you choose to pay £150 a year for it? And you think I'm the thick one ...
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  • Snooky
    replied to Spring budget - what tax to cut?
    Isn't that what the NAO does? Have you looked at their fairly substantial and detailed reports?...
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  • Snooky
    replied to Bitcoin on the rise again
    I can see a use for both.

    In Financial Services, if all players agreed to use blockchain then many transaction-related processes such as settlement would become instantaneous, with no need for confirmations or T+2 settlement etc. But despite the many advantages it offers, progress has been...
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  • Snooky
    replied to Spring budget - what tax to cut?
    Spot the person with a Daily Mail subscription ...
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  • Snooky
    replied to Private care for father-in-law
    When my father ended up needing to move into a care home, we purchased one of these with some of the proceeds of his house sale. Depending on age, you can get very good rates. For example, my Dad is in his early 90s and he got a annuity of something like 32%. What that means is that if you spend £100k...
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  • Snooky
    replied to Rochdale
    All I know about Rochdale is that apparently it's hard being a cowboy there....
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