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Things about to get very serious and much more real? / Felicitas Letters

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  • Thunderpants
    replied
    Originally posted by MrO666 View Post

    I would contact West 28th and make it clear that you firmly dispute that any legitimate debt exists, and also ask them to send you details of all correspondence sent to you in relation to this.

    Have you moved over the years, as it's possible that W28 will say they attempted to contact you at a previous address etc etc.

    However, if that is the case, remember that the creditor needs to make all reasonable efforts and attempts to contact an alleged debtor. The fact that a debt agency is phoning and emailing you means that W28 must have been in possession of alternate contact details other than an address, and have chosen not to use either and have potentially just progressed straight to "debt" collection. I would make this scenario very clear to W28, as if you went to court you could argue that despite having a method to contact you, they didn't, which wouldn't do W28 any favours at all.

    Nobody has ever successfully been taken to court by any of these joke outfits as far as I'm aware, however I would very quickly get any debt collection shut down by either getting a solicitor involved, or by contacting one of the specialists on these forums (WTT etc etc). Whatever you do, DO NOT ignore it.
    Thanks, I have been in touch with a solicitor and they are going to write to West 28 hopefully that will put them off.
    I haven't moved address and got a letter from them last year so they know my details think they just put a debt collector on commission to save them the bother or think they can frighten people who don't know the system
    Last edited by Thunderpants; 28 April 2023, 13:00.

    Leave a comment:


  • MrO666
    replied
    Originally posted by Thunderpants View Post
    Hi All I have had several emails and phone calls from a debt collector on behalf of West 28th street.
    Has anyone ever been taken to court over these false loans? Or will they back off. Am seeking legal advice
    I thought the company you are supposed to owe money to has to tell you if they are getting a debt collector involved.. Sorry if the questions have been asked previously
    I would contact West 28th and make it clear that you firmly dispute that any legitimate debt exists, and also ask them to send you details of all correspondence sent to you in relation to this.

    Have you moved over the years, as it's possible that W28 will say they attempted to contact you at a previous address etc etc.

    However, if that is the case, remember that the creditor needs to make all reasonable efforts and attempts to contact an alleged debtor. The fact that a debt agency is phoning and emailing you means that W28 must have been in possession of alternate contact details other than an address, and have chosen not to use either and have potentially just progressed straight to "debt" collection. I would make this scenario very clear to W28, as if you went to court you could argue that despite having a method to contact you, they didn't, which wouldn't do W28 any favours at all.

    Nobody has ever successfully been taken to court by any of these joke outfits as far as I'm aware, however I would very quickly get any debt collection shut down by either getting a solicitor involved, or by contacting one of the specialists on these forums (WTT etc etc). Whatever you do, DO NOT ignore it.

    Leave a comment:


  • Thunderpants
    replied
    Hi All I have had several emails and phone calls from a debt collector on behalf of West 28th street.
    Has anyone ever been taken to court over these false loans? Or will they back off. Am seeking legal advice
    I thought the company you are supposed to owe money to has to tell you if they are getting a debt collector involved.. Sorry if the questions have been asked previously

    Leave a comment:


  • Tucksey
    replied
    I am speaking to a solicitor tomorrow before I respond but will do..Thanks

    Originally posted by looperevil View Post
    Dispute the debt. There is a standard template available and ask them to prove the debt exists. They will not even respond back

    Leave a comment:


  • looperevil
    replied
    Originally posted by Tucksey View Post

    I got a letter from a company called Workcap then an email and yesterday they phoned me, never answered and I have arranged a called with a solicitor before any contact is made
    Dispute the debt. There is a standard template available and ask them to prove the debt exists. They will not even respond back

    Leave a comment:


  • GregRickshaw
    replied
    Ironically at the very start of this when the first letters came from Felicitas they at the very least appeared professional and credible and had everyone looking for answers, it sparked a proper debate, some of the high profile Tax specialists were involved and it was taken somewhat seriously.

    Now though when I look at the images of these uniformed thugs and the amateur tactics, dreadful letters, PO box offices.

    It all now appears to be an utter farce, scam and way more ignorable.

    This now also stinks also of desperation.

    Leave a comment:


  • Fred Bloggs
    replied
    Originally posted by H20 View Post

    Correspondence address of The Working Capital group, same as Town & Country legal Services ( smell anything ?)...
    Along with everything else to do with this sorry saga, it stinks to high heaven.

    Leave a comment:


  • H20
    replied
    Originally posted by Fred Bloggs View Post

    Indeed, Workcap, another debt collector.
    Correspondence address of The Working Capital group, same as Town & Country legal Services ( smell anything ?)...

    Leave a comment:


  • Fred Bloggs
    replied
    Originally posted by cojak View Post
    Bloody hell! More of the feckers?

    To newcomers I advise reading the first 10 pages of this thread to see how this works.
    Indeed, Workcap, another debt collector.

    Leave a comment:


  • cojak
    replied
    Bloody hell! More of the feckers?

    To newcomers I advise reading the first 10 pages of this thread to see how this works.

    Leave a comment:

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