Reply to: HSBC rates

[hungry_hog]

I was at HSBC many years back in the Wharf.

Whilst there on site a colleague sat behind me was not the phone to HSBC business banking complaining, I think he ended up asking for their PSID. Despite the fact they were on the same network (I think they were even able to Sametime each other) they couldn't help him...

[eek]

Metro Bank - no fees. App is good too.

Decent CRM system at the backend as well..

[Wobblyheed]

Metro Bank - no fees. App is good too.

[northernladuk]

I was with Santander in 2009 and then switched when I found that had really lax security.

I had to call them once on the phone, went through the usual security questions and was asked what's the xth and zth letter of your password.. to which the response came back, no the zth is incorrect, you've given me z+1, I asked for zth, do you want to try again...

So instead of inputting the blind response and waiting for the computer to say Y or N, the operator could see my password, letter by letter in plain text...

I left straight away...

No idea how their systems are now but thought at the time it was awful..

I'm sure it's the same 13 years later, no. But cool story bro.

[ContractorBanking]

7.50 for santander but it's been pretty faultess in the 12 odd years I've been with them so won't be swapping to save that. Not even 7.50 out of my pocket either so even better.

I was with Santander in 2009 and then switched when I found that had really lax security.

I had to call them once on the phone, went through the usual security questions and was asked what's the xth and zth letter of your password.. to which the response came back, no the zth is incorrect, you've given me z+1, I asked for zth, do you want to try again...

So instead of inputting the blind response and waiting for the computer to say Y or N, the operator could see my password, letter by letter in plain text...

I left straight away...

No idea how their systems are now but thought at the time it was awful..

[quackhandle]

After three years free banking Coop are now fleecing me dry*


However RBS gave me £4k to move to Coop so for now I can't be arsed switching.


* I may be exaggerating.

qh

[ensignia]

Jailbroken phones. What a blast from the past...

[d000hg]

Didn't even know I needed to jail-break my android phone.

I would violate my client's IT policy by doing so.

[rocktronAMP]

Unfortunately Starling doesn't work with jailbroken phones - a must for technology professionals.

Other free banks from the old guard: Clydesdale, Yorkshire, TSB, Co-Operative

You can usually get one of those and set a diary entry to swap out in 2 years time or so.

Cydia?!

What stupid iphone hack developer hacked the os.name to be smart / clever?

Essentially

// pseudo
String delegate getOsName() {
return the_proper_bad_boy.getOsName() + " JAIL BROKEN"
}

LOL

[TheDude]

Unfortunately Starling doesn't work with jailbroken phones - a must for technology professionals.

Um - why is this essential for technology professionals?

[eek]

Unfortunately Starling doesn't work with jailbroken phones - a must for technology professionals.

Other free banks from the old guard: Clydesdale, Yorkshire, TSB, Co-Operative

You can usually get one of those and set a diary entry to swap out in 2 years time or so.

I'm quite glad they don't work on jailbroken phones.

[PerfectStorm]

Unfortunately Starling doesn't work with jailbroken phones - a must for technology professionals.

Other free banks from the old guard: Clydesdale, Yorkshire, TSB, Co-Operative

You can usually get one of those and set a diary entry to swap out in 2 years time or so.

[jamesbrown]

Starling are better and seem to be the most professional of the challenger banks.

Agree.

[agentzero]

Maybe it's time to look again then. I previously worked with overseas clients and hired my own subs so HSBC were great for USD accounts, wiring money to Romania, etc, but I feel that phase of life might be over; a nascent business that dried up.

Moved from HSBC to Starling and Santander. Starling are better and seem to be the most professional of the challenger banks. One issue that is rare was sorted quickly. You can log on to their website too if you need to generate custom PDF/CSV bank statements for your records. For most use cases I think they will work just fine. They push to Xero and Freeagent too and it works well.

Mettle are owned by RBS, under both the Natwest and RBS brands. It isn't as slick and has bugs. If you want free Freeagent, just get a mettle account, transfer money to and from it infrequently and use Starling as your main business current account. I wouldn't trust mettle to use day to day, given how buggy their app is. Starling rates the highest and regularly receives awards for features and customer service.

[d000hg]

That's interesting, I didn't know anyone offered per-transaction. Taking a quick look that's quite neat.