- Visitors can check out the Forum FAQ by clicking this link. You have to register before you can post: click the REGISTER link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. View our Forum Privacy Policy.
Collapse
You are not logged in or you do not have permission to access this page. This could be due to one of several reasons:
- You are not logged in. If you are already registered, fill in the form below to log in, or follow the "Sign Up" link to register a new account.
- You may not have sufficient privileges to access this page. Are you trying to edit someone else's post, access administrative features or some other privileged system?
- If you are trying to post, the administrator may have disabled your account, or it may be awaiting activation.
Logging in...
Previously on "Things about to get very serious and much more real? / Felicitas Letters"
Collapse
-
If someone could send me his (Sacco) current address, I can ensure payment is made.
-
Originally posted by Guy Incognito View PostMakes me want to start a scheme.
Leave a comment:
-
Rearrange these words into an appropriate statement. Off Free Scott Got
Leave a comment:
-
But Sacco can just carry on if he wishes by using a sock puppet for his directorships. Really, this type of practice that results in nothing substantive in the way of punishment is effectively a green light for others to carry on. It's very sad.
Leave a comment:
-
Originally posted by Monkeypower View PostThere is a little justice in the world, be it a lenient, but still a little
https://www.contractoruk.com/news/00...&utm_source=NL
It just doesn't seem to be that high or fair when you are this close to it.
Leave a comment:
-
There is a little justice in the world, be it a lenient, but still a little
https://www.contractoruk.com/news/00...&utm_source=NL
Leave a comment:
-
Originally posted by eek View Post
Loans made to you by your employer are one of those statutory exemptions.
We covered this in the first few pages.
Leave a comment:
-
Originally posted by DavidD View PostI just came across the following on HMRC's website:
Unless subject to certain statutory exemptions, the lender and any third party seeking to recover the debt must:- be authorised by the FCA
- hold the appropriate FCA lending permission
The loan will be unenforceable if the original lender was not authorised with the appropriate FCA lending permission. Any third party the original lender has transferred the loan to that is seeking to recover the debt from you without the appropriate FCA lending permission or exemption would be acting unlawfully. You can check a firm’s authorisation status and regulatory permissions using the Financial Services Register: register.fca.org.uk. If the lender has not complied with the CCA, it is up to the courts (not the government or the FCA), to decide whether to allow enforcement of the loan.
FS CAPITAL LIMITED do not seem to be listed.... I may well be wrong and as stated I will never pay anyway but if this is correct they have no right to attempt to reclaim the "loan" anyway.
We covered this in the first few pages.
Leave a comment:
-
I just came across the following on HMRC's website:
Unless subject to certain statutory exemptions, the lender and any third party seeking to recover the debt must:- be authorised by the FCA
- hold the appropriate FCA lending permission
The loan will be unenforceable if the original lender was not authorised with the appropriate FCA lending permission. Any third party the original lender has transferred the loan to that is seeking to recover the debt from you without the appropriate FCA lending permission or exemption would be acting unlawfully. You can check a firm’s authorisation status and regulatory permissions using the Financial Services Register: register.fca.org.uk. If the lender has not complied with the CCA, it is up to the courts (not the government or the FCA), to decide whether to allow enforcement of the loan.
FS CAPITAL LIMITED do not seem to be listed.... I may well be wrong and as stated I will never pay anyway but if this is correct they have no right to attempt to reclaim the "loan" anyway.
Leave a comment:
-
Hi, if you search the forum for K2 / FS Capital you'll find a thread on FS Capital - I received the same letters about a year ago - I downloaded the same letter you mentioned - FS capital responded on a selective basis sending the info that suited them and demanding the 'loan'. At this point I stopped wasting my time with them and have heard nothing for the last 12 months (I know several people who were on K2 and none have paid FS Capital). I understand they are just fishing for a settlement of some sort ~1-5% of the loan. They will never receive a penny from me under any circumstance and unlike others on here I don't believe they have a hope in hell of claiming any money legitimately.
Leave a comment:
-
Originally posted by stickytoffee View PostHello everyone, I am new to this site so please be nice to me. Last week I received a letter from FS Capital asking for money. This is in regard of a scheme with K2. While searching on the web, I found a template letter from Andy Wood, I have downloaded that letter and sent to FS Capital. I haven't received any response yet. I have also called Andy Wood company and I was told that they are not involved anymore with any disputes in regards to this matter. Would anyone be able to advise me what to do please? I have absolutely no intention to part with any money but I wonder if FS Capital is actually in a position to make these kind of requests? Thanks in advance.
Leave a comment:
-
Originally posted by GregRickshaw View PostMy mistake K2 are not mentioned anywhere in the Felicitas cases. Perhaps that is why another company has picked up the remaining 'loans'
Sorry to hear you have to go through the stuff we had to. Sad times.
Leave a comment:
-
Originally posted by GregRickshaw View Post
I will dig out the cases for you but I think... only think K2 and Sanzar were the schemes Felicitas could not (and did not go after) but I could be wrong.
Leave a comment:
- Home
- News & Features
- First Timers
- IR35 / S660 / BN66
- Employee Benefit Trusts
- Agency Workers Regulations
- MSC Legislation
- Limited Companies
- Dividends
- Umbrella Company
- VAT / Flat Rate VAT
- Job News & Guides
- Money News & Guides
- Guide to Contracts
- Successful Contracting
- Contracting Overseas
- Contractor Calculators
- MVL
- Contractor Expenses
Advertisers
Contractor Services
CUK News
- Growth in IT contractor demand cools to its lowest level in 18 months Today 17:30
- Securing work after RTW goes digital on October 1st will be quite a job without an in-date passport Today 17:00
- Growth in IT contractor demand cools to its lowest level in 18 months Yesterday 17:30
- Growth in IT contractor demands cools to its lowest level in 18 months Yesterday 17:30
- Growth in IT contractor demands cools to its lowest level in 17 months Yesterday 17:30
- Securing work after RTW goes digital on October 1st will be quite a job without an in-date passport Yesterday 17:00
- Whoever leads it next, the government needs to stop the IR35 and employment status merry-go-round Aug 4 23:01
- Contractors' Questions: Where do I pay tax if I live and work both abroad and in the UK? Aug 4 07:59
- How to know whether to hire a contractor or permanent employee Aug 4 07:51
- How contractors can spot and avoid a non-compliant umbrella company Aug 3 08:07
Leave a comment: