Originally posted by Destiny2
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If someone states they are insured but there is an issue with that certificate, such as it explicitly disallowing other people to drive it insured, negating the other certificate clause on your certificate, then you don't don't have insurance. The insurance may also have expired, or car have no MOT or road excise duty, in which case the police will stop the car after it's flagged during random checks or by ANPR road cameras. Such cameras are now everywhere and so lots of people will be caught out, particularly after not using their car much last year.
It hasn't happened to me, but you need to ask for a copy of the insurance certificate from the person you're who apparently insures the car you want to drive. Trust no one when it comes to this, as a no insurance strike on your driving license is difficult to have reversed by a court and makes future insurance really expensive.
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