User Profile

[NowPermOutsideUK]

It is brave and courageous to have the attitude of I need to move each year or I need to be excited to go to work each day

I’ve always been at companies as long as I could and each time I moved it was because the project finished or the money finished. I was always ok to do not much...

[NowPermOutsideUK]

That is exactly my question. If the employer offers salary sacrifice but without any contribution like employer ni payment does it make a difference to the employee whether they do salary sacrifice or year end private pension contribution

does the employee also save ni on salary sacrifice...

[NowPermOutsideUK]

Not true. You can elect the amount of the additional pension contribution you make as salary sacrifice as well as elect to give up your bonus to pension. That saves them the employer ni

the alternative is to pay into a sipp and then reduce your tax via self assessment...

[NowPermOutsideUK]

Ah eek! Thank you. Yes the ni cannot be recovered which is a fair point

just a final twist to this question. If as a Uk perm employee you get given the chance to salary sacrifice or pay at the end of the year does it actually make a difference to you as an employee?!

i would...

[NowPermOutsideUK]

Can you not pay into a salary privately and then at year end self assessment recover the tax?

[NowPermOutsideUK]

If it does change there will be time for people to cash out and plan their affairs before it’s effective date...

[NowPermOutsideUK]

what age are you going to retire and what will you do all day?! Easy to say gym and coffee but reality is that gets boring quickly...

[NowPermOutsideUK]

I think this is covid and mental health and I am not joking

i am also seeing many complaints on this site about bad contracts but I am also seeing a ton of people just quitting perm work and concentrating on family or working less

ive never seen that before either
...

[NowPermOutsideUK]

Maybe the OP would like to know the dffieremce in take home between 85k perm and 550 outside so that he can decide whether a little more travel makes it worthwhile.

i would also like to see a refresher of the numbers as usual but I s be inclined to say that the outside is better by a ...

[NowPermOutsideUK]

I agree with the above- You have zero chance even if you feel it unjust especially as a contractor

Even as a perm you would struggle with constructive dismissal claims - Move on and think positice...

[NowPermOutsideUK]

Without question move. Your chance for another pay rise will be zero if you stay. And a new job brings new friends and connections

[NowPermOutsideUK]

As someone thinking of getting a tesla can you explain what shock you mean ? Are teslas really that much more expensive to insure than standard diesel cars for a 40 year male?!...

[NowPermOutsideUK]

You should be proud you decided to quit. I went through something similar recently and it took me 8 months to actually resign. It broke me and I regret not quitting sooner bu my that’s the past

my advice is protect your health. Work should be fun consistent and organised. Not Wild W...

[NowPermOutsideUK]

So the executive salary is that it job market is booming again?

can anyone comment specifically on finance and London and whether there has been a pick up in that space?

[NowPermOutsideUK]

I am aware of the Director loan approach but can you elaborate on what the alphabet approach is and whether dividend tax will have to be paid by the new ltd?

[NowPermOutsideUK]

Bear in mind that fraud took be proved to a criminal standard is not easy. It requires real evidence that there was a conspiracy and planning of fraud.

so someone who opened a shell ltd took a 50k Bbl and lied a out their income and then shut it down is fraud.

taking the...