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Two cuts are currently priced in before the EOY, but Feb if not Dec for the second. Heading in the right direction for improved business investment, but there are so many other factors, as you say....
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Feck off gricer, you still don’t have the marginal talent or intellect to create a sockie that isn’t insufferable.
Bring back Old Greg, all is forgiven.
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Also, I appreciate that there are (at least, notionally) important differences in liabilities etc. (maybe, perhaps, probably) between Chapter 8 and Chapter 10, but the underlying principles of what constitutes an employment-like relationship are identical, which is why I am not making that distinction...
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TBH, agile methodology is not a great place to start w/r to IR35, when strictly adopted, because it's quite opinionated about various relationships and the cadence of interactions and how they proceed. Others may argue differently, but I don't personally see how you can very clearly distinguish between...
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Sure. It's also the everyday stuff, evidence that you are indeed operating as a supplier and not akin to a temp resource. For example, e-mails that evidence the customer behaving like a customer and you behaving like a supplier and not the customer behaving like your employer, asking you personally...
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I refuse to work under Chapter 10, only Chapter 8, which practically means overseas clients only. As I've said earlier, the best you can do is to remain vigilant and retain evidence, as well as insure yourself against risks (i.e., legal expenses).
Contracting in the UK, as we've known it...
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Tax loss insurance: generally worthless (or its worth is very hard to predict because, on the one hand, some providers might welcome the opportunity to prove its value but, on the other, they have tremendous latitude to not pay out).
Legal expenses cover: always worthwhile, because that is an...
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There is really no argument as it has a dual purpose... unless you have a dedicated business line/contract that is separate from your personal connection and has no such dual purpose, but unlikely. Obviously, the company can pay for whatever it likes, but favourable tax treatment as a business expense...
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To be perfectly honest, D&C isn’t a slam dunk with specialist skills either. It is true that the gap is narrowing and you really do need to be vigilant. That said, it’s good to have complete control over where, when and how you do the work, notwithstanding the need for mutually agreed client...
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I do my own accounts with FA, not to save money but because I trust myself more than most accountants. Personally, I’d had enough of chasing and fixing mistakes. If you have an excellent accountant that you trust completely and who rarely makes mistakes, I’d stick with them. Otherwise, I’d consider...
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The contract that matters is the hypothetical one between you personally and the end client, the one that doesn't exist but is constructed to establish the nature of your actual working practices. The written contract matters only insofar as it clarifies and represents that relationship. It's a piece...
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Credit scores are a marketing tool, nothing more. There's a reason that creditors do not use the scores from credit reference agencies, they are meaningless. It's your credit report that matters. They simply keep stupid punters engaged, as they can understand a gold star or score out of 10, but can't...
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Agree with the title, but your analysis is a bit mickey mouse, tbh. There was no time element to this case. Duration remains largely irrelevant, except w/r to a change in relationship, i.e., becoming part and parcel. It did confirm HMRC's view (reflected in CEST) about MoO being present by default (of...
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