Dreams of Working From a Beach Risk Turning Into a Tax Nightmare

[GigiBronz]

be pricey but your typical office worker, even a contractor, is happy with a Tesco meal deal.

if a contractor on £500-£600 pd is buying tesco ready meal that person is living life for nothing. his health will go downhill faster than a wagon with fat kids.
and btw if you add fruits to the usual tesco curry meal deal you are at about 5-6£ anyway. and still the quality is rubbish.

I'll share that 1£ per meal joke with my fellow millennials. "boomers telling us we can live on £1 per meal in London LMAO, guess no avocado for us "

1 noodle pot is 70p in most places and that is as low you can go as a human being. some fish / a steak is 4-5£ without taking into account vegetables and side.

People with kids who live in central London now tend to be very rich or very poor.

Normal folk live further out.

Your commute depends on where you live and work, so it can take anything from 30 minutes to 90 minutes with average times of about 50 minutes.

the cheapest (and tuliptiest ) place that I can think of is Basildon but even there for a two bed flat you have to fork out £1150.
if you live outside london you need: 1) a car because transport infrastructure is poor 2) fork out monthly train passes, which even for Basildon it is a few hundred pounds.

it is ok to commute, I did not argue against it, it's just that all the costs have gotten out of hand you are caught up in work to pay bills cycle. for a skilled professional life should offer more than that.

but I guess that goes against boomer prerogative and they have to put people in their place to keep a working society through their retirement. I think most of them are screwed anyway, currently inflation is at about %12-13 in US (real). they'll have a short retirement.

[Whorty]

£1400 rent (1 bed in London)
£300 bills (CT, internet, electr, tv license etc)
£800 food (you could do 400 but eating junk)
£200 travel (public transport or/and car insurance + finance would be triple that for most people)
£200 holiday budget (1 per year somewhere cheap)
£50 clothes, dry cleaning, cleaning pods etc
£200 going out / social activities
£100 miscellaneous
--------------------
£3250

costs above are conservative. and if you say London is expensive, even a dinky flat in Basildon is £1150 now.

you are at 3k before factoring other costs, children are at 1300-1500 in childcare + clothes etc. LMAO you can't afford that on 3k salary.

You want to save for a house deposit? Have a dental emergency ? tough luck. fly to Bulgaria to take care of that.

You folks are out of touch with reality. Bought for 1/4 the prices now, live in a forgotten village and like to put millennials back in their place when they point out the actual truth.

Here you go, room to rent in Beckenham @ £500 per month just saved you £1000 in one click of a button (https://www.zoopla.co.uk/to-rent/details/58093697/)

I live alone and struggle to spend even £100 per week on food, and wasn't much more when Mrs W was with me. How the hell are you spending £200 per week

Bills - I live in a 3300 sqr ft, 6 bed house. My bills are nowhere near £300 per month. You live in that house share and you'll struggle to spend £100 a month on shared bills.

Beckenham to central London is 20 mins or so by train, to any number of main stations. Perfect whether you're in the City, West End or Docklands. Better still, buy a bike, get fit, and save even more money.

These are all things I did when I first moved to London. So don't give us that cr@p that we had it easy, blah, blah, blah. You just want it all and don't want to graft.

The above would knock the best part of £2000 a month off your living costs. Do that for a few years and maybe you can pay for that flight to somewhere else so we don't have to hear your incessant whining.

[Whorty]

Or, if you don't want to share, there's this bedsit, £800 per month including bill. That will save you a good £7-800 straight away. Cut down on your food bill and you'll be well over £1000 better off each month.

It really is that easy fella.

https://www.zoopla.co.uk/to-rent/details/58930790/

[d000hg]

if a contractor on £500-£600 pd is buying tesco ready meal that person is living life for nothing. his health will go downhill faster than a wagon with fat kids.
and btw if you add fruits to the usual tesco curry meal deal you are at about 5-6£ anyway. and still the quality is rubbish.

I'll share that 1£ per meal joke with my fellow millennials. "boomers telling us we can live on £1 per meal in London LMAO, guess no avocado for us "

1 noodle pot is 70p in most places and that is as low you can go as a human being. some fish / a steak is 4-5£ without taking into account vegetables and side.

We're talking about £100k earners which you compared to 400pd contractors. Now you're talking about 500-600pd, which is a huge difference.

And no, a meal deal is a sandwich or similar, not a ready meal.

Millennials are part of the "don't eat meat" crowd and if you take meat out of (most of) your meals prices plummet. Given you can buy an avocado for £75p you and your friends can still have it smashed on some sourdough toast for £1 for your breakfast, if cornflakes aren't an option. Likewise, pasta and fresh/home-made sauce can easily be had for £1-1.50 a portion.

The problem is you want to get your breakfast and lunch from quirky independent hipster joints, and your dinner via Deliveroo each night. Sustainable if you're on £600 and quite a nice life for a single chap I suppose, but not for a family.

[GigiBronz]

Or, if you don't want to share, there's this bedsit, £800 per month including bill. That will save you a good £7-800 straight away. Cut down on your food bill and you'll be well over £1000 better off each month.

It really is that easy fella.

https://www.zoopla.co.uk/to-rent/details/58930790/

You do realise that that you are suggesting someone to go live in a 3x3m room with a shared bathroom while you live alone in a 6bed house?
You can't fit even a functional desk in that one.

I currently rent a 2bed 2 bath flat in Isle of Dogs £1675 at discount(well negociated by me during pandemic, previously the same flat was £1850 or even more), bills are £300 trust me because I do the expenses. only CT is 200, electricity 70, internet 40 and some other things tv license...
We have our own bathroom and decent size rooms (81sqm flat) but if we would bring girlfriends around here it will get a bit crowded.
We share the bills for food but we are both picky and he cooks most of the time.(occasional delivery) Nonetheless I thing we are at least £400 each monthly. Realistically around £600 each.

Have you lived in shared accommodation before? Me and this other person we respect each other but how would it be to be in a zoom call and your flatmate doing something to his girlfriend at the same time? Walls are not thick in most places and a good majority of occupants of shared houses are working class, good luck with receiving too much respect.

If you share a bathroom, how hygienic is it to share it with so many people? I got an urinary infection once from an airbnb, trust me it's no fun.

For a fully fledged professional I would expect to afford a place on it's own, shared involves too many compromises.

[SueEllen]

You do realise that that you are suggesting someone to go live in a 3x3m room with a shared bathroom while you live alone in a 6bed house?

He doesn't live in London or the SE, and recently lost his wife.

Have you lived in shared accommodation before? Me and this other person we respect each other but how would it be to be in a zoom call and your flatmate doing something to his girlfriend at the same time? Walls are not thick in most places and a good majority of occupants of shared houses are working class, good luck with receiving too much respect.

Most of us have.

When I shared I lived with graduates particularly teachers and engineers.

[Whorty]

You do realise that that you are suggesting someone to go live in a 3x3m room with a shared bathroom while you live alone in a 6bed house?

Yes, I do. Because when I first moved to London in the early 90's that is exactly what I had to do. That allowed me to save, move up the housing ladder, and get to my 6 bed house.

When Mrs W and I first moved to London together (I'd moved out 4 years earlier to Solihull, met Mrs W, or Miss V as she was then, and we were moving to the smoke together) we rented a room in a house. We stayed there during the week, travelling back home to Solihull at weekends to our house we were trying to sell. We did that for 6 months.

Fella, you're preaching to the wrong people. Everything you say can't be done by your generation because the previous generation had it harder, was done by that generation too. You have a choice, keep whining or do what needs to be done to move up the 'ladder' (whatever ladder you want to climb).

I no longer live in London - we sold our flat in Beckenham to buy this house back in 2015.

For the first year I continued to commute daily to London, 3 hours each way, every day. I was on the 5:45 train in the morning to Waterloo, and 18:00 back in the evening, walking in the house at about 20:00.

Suck it up buttercup and grow some, or bugger off.

[Paralytic]

I got an urinary infection once from an airbnb

All is clear now. This Air BnB was obviously owned by a boomer, which is why everything wrong with your life (and the world in general) is now the fault of that generation.

You need to let it go - having this boogey-man in your head, and letting it influence your every thought and viewpoint, cannot be good for your mental health.

[Whorty]

Have you lived in shared accommodation before? Me and this other person we respect each other but how would it be to be in a zoom call and your flatmate doing something to his girlfriend at the same time? Walls are not thick in most places and a good majority of occupants of shared houses are working class, good luck with receiving too much respect.

Yes, lots of times I've been in house share when starting out in my career. But then, I'm working class so maybe it doesn't bother me as much as you and I feel less entitled.

If you share a bathroom, how hygienic is it to share it with so many people? I got an urinary infection once from an airbnb, trust me it's no fun.

I shudder to think how you caught a UTI from a bathroom .... what was you doing, rubbing your cock around the rim of the bog? It must be nigh on impossible to catch a UTI from just using a bathroom ... more likely some skanky activity you got up to.

For a fully fledged professional I would expect to afford a place on it's own, shared involves too many compromises.

You don't come across as a fully fledged professional (whatever that means). You come across as someone who feels he is better than others, and so should be entitled to more without putting the graft in. Calling yourself professional whilst looking down on working class won't get you very far in the UK these days fella.

[GigiBronz]

The conversation has taken a very different path...

I do not doubt that all of you had a hard time working and saving money, what I am trying to say that costs have gone out of hand.
How much is the rent now for a flat in Beckenham ? could you still afford to rent there and commute daily to central london? How much is the monthly pass?

Would you still afford your house if you would have to buy it today with your '15 deposit?


Anyone that believe that the society works well is delusional. Every period has it's challenges, people should see it with an open mind. It is employed life so you make someone else money. But, with enough education and opportunity and ability I struggle to understand why I should work only to pay bills?

Returning to my previous claim: Yes, my mind has not changed £100k in London is dogsh*t.