November Budget - Stop Public sector IR35 rules coming into the Private sector

[tarbera]

well done

Well Done Everyone and god bless IPSE !!!!

[northernladuk]

No.

MoO = does the client have to offer work, and do you have to accept it.

This is further work when the current piece of work you are obliged to complete has come to an end.

Having a day off or the client furlough etc is not the same.

[poorautojobber]

Well Done Everyone and god bless IPSE !!!!

Not sure about god but they've certainly been doing work on this recently.

[MrMarkyMark]

Not sure about god but they've certainly been doing work on this recently.

Indeed they have, definitely credit where credits due and I have been critical in the past

The press attention they attracted was definitely beneficial IMO.

[hugebrain]

An extra 90,000 tax when I buy a house - so maybe I'll have to do another contract after all.

( Workings - 5000 stamp duty, 95 percent mortgage means prices up 100,000 tax at 50 percent, so now pay 100,000 minus 10,000 = 90,000 extra)

[eek]

An extra 90,000 tax when I buy a house - so maybe I'll have to do another contract after all.

( Workings - 5000 stamp duty, 95 percent mortgage means prices up 100,000 tax at 50 percent, so now pay 100,000 minus 10,000 = 90,000 extra)

House prices are determined by how much you can borrow - this stamp duty change isn’t going to result in a £95,000 increase in house prices.

[hugebrain]

House prices are determined by how much you can borrow - this stamp duty change isn’t going to result in a £95,000 increase in house prices.

Can't you still get a 95 percent mortgage?

That's how I got from a 5000 stamp duty decrease to a 100,000 price increase.

[TheCyclingProgrammer]

Can't you still get a 95 percent mortgage?

That's how I got from a 5000 stamp duty decrease to a 100,000 price increase.

Being able to put another £5k towards a deposit doesn't mean you can afford to borrow another £95k though does it?

[eek]

Can't you still get a 95 percent mortgage?

That's how I got from a 5000 stamp duty decrease to a 100,000 price increase.

Mortgages are based on your income and ability to repay and have nothing to do with any deposit you have.

Mortgage rates are then based on risk and the more equity you put into the property the lower the risk and the lower the interest rate

[TydnA]

An extra 90,000 tax when I buy a house - so maybe I'll have to do another contract after all.

( Workings - 5000 stamp duty, 95 percent mortgage means prices up 100,000 tax at 50 percent, so now pay 100,000 minus 10,000 = 90,000 extra)

Have you been drinking??