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[hugebrain]

I’ll be putting £180,000 instead of £160,000 into my SIPP this year.

With £20,000 in the ISA it barely leaves enough to live on. Must check if I qualify for any benefits.

[hugebrain]

Just double the hourly rate to get the equivalent salary.

Unless you are in Switzerland where you can triple it cos of all the free holidays.

[hugebrain]

Basically inside IR35 you pay less tax, but it’s all jam tomorrow.

For the first year you can pop 160,000 into your pension (more now?) so it’s not too bad, but then minimum wage just pays for your ISA and leaves you with nothing to live on. But the second year it starts to get crazy....