Originally posted by oliverson
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State of the Market
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I can totally see how something like this can happen. I love time off to do stuff I enjoy - but too much of it and I go a bit barmy. To come up with a plan for what to do with yourself for possibly 40-50 years much be really hard. Long time until i'll need one anyway... -
I'm not a control freak but retirement normally should be a planned process, both: financially (asset amounts, liquidity structure/risks, perhaps worth considering a will, insurances and so on..) and psychologically, if not then transition often tends to be an unpleasant process. I mean nothing is perfect and hardly goes in accordance to plan but having an action-plan bluebook at least for peace of mind helps a lot. If someone is lucky enough for this to happen naturally without much of an effort then congrats.Originally posted by Ketto View Post
I can totally see how something like this can happen. I love time off to do stuff I enjoy - but too much of it and I go a bit barmy. To come up with a plan for what to do with yourself for possibly 40-50 years much be really hard. Long time until i'll need one anyway...
Apologies for off-topic..Last edited by Yuri F; 6 March 2025, 17:22.Comment
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I'm at least 11 years away (perhaps 15 years even) and the financial side of things is ticking away and looking good. It's more the WTF would I do to occupy my time bit that must be really hard to plan for, particularly if you enjoy your work.Comment
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I have plenty of hobbies to keep me busy if and when I retire from the rat race.Originally posted by Ketto View PostI'm at least 11 years away (perhaps 15 years even) and the financial side of things is ticking away and looking good. It's more the WTF would I do to occupy my time bit that must be really hard to plan for, particularly if you enjoy your work.
Although I do fancy opening a coffee shop
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Are you still anti-Inside roles? I remember you previously saying you'd never take one.Originally posted by PerfectStorm View PostI'm between gigs at the moment. Which is my own fault - I was being grouchy in the previous one and got let go. Lesson learnt.
At the moment I'm terrified though, I'm getting calls about £300 inside gigs and a whole lot of silence.Comment
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I may have to adjust my standards!Originally posted by ensignia View Post
Are you still anti-Inside roles? I remember you previously saying you'd never take one.
⭐️ Gold Star ContractorComment
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My last two clients moved all contractors from outside to inside mid-contract.Originally posted by PerfectStorm View Post
I may have to adjust my standards!
The first time it happened I gave notice before it kicked in, and walked into another contract the next day.
Then the second client did the same thing! At least the second client raised the rate somewhat to help compensate..
I stuck it out there for a while.
Inside is not so bad if you can afford to max out your SIPP via salary sacrifice. I think many on this forum do that.
It creates a minor hassle for tax and income planning, but I've stopped turning up my nose to inside contracts if the rate makes some kind of sense.
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Would be nice to be positions of choice, however it's not that kind of market for the foreseeable future.Originally posted by PerfectStorm View Post
I may have to adjust my standards!
I have had no problems with taking an inside rate previously.
Although UK Resources, Ajay Shah did try and screw me out of my last month salary. A call to the managing director at Cap Gemini sorted him straight out.
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Just checked and it seems like Ajay Shah is no longer doing recruitment services. Sign of the times when the crocks are moving out.Originally posted by SchumiStars View Post
Would be nice to be positions of choice, however it's not that kind of market for the foreseeable future.
I have had no problems with taking an inside rate previously.
Although UK Resources, Ajay Shah did try and screw me out of my last month salary. A call to the managing director at Cap Gemini sorted him straight out.
Have we reached the bottom, no idea tbh, but it does seem recovery will be slow at the very least.Comment
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