Reply to: Best Free business account option now

[Lance]

Oh dear. Hope the money is somewhere where you can access it. Sounds like I was being too optimistic when I thought Mettle were just useless because they were new at the time I applied and gave up.

sorted now.
My wife needed to get the Mettle app and register. Once that was done, and her ID verified the account was activated again.

Annoying as this should have been done when I opened the account years ago.

[Fred Bloggs]

seems the fookers have closed the account.
Apparently they've been asking for details about my wife since she became a director last year (which is bollocks as she became a director 5 years ago, long before I opened a Mettle account).


got £50k in there.... bastards

Oh dear. Hope the money is somewhere where you can access it. Sounds like I was being too optimistic when I thought Mettle were just useless because they were new at the time I applied and gave up.

[Lance]

seems the fookers have closed the account.
Apparently they've been asking for details about my wife since she became a director last year (which is bollocks as she became a director 5 years ago, long before I opened a Mettle account).


got £50k in there.... bastards

[Fred Bloggs]

I gave up trying to open an account with Mettle. What ever documentation I sent to open an account, they kept asking for it again. Apparently whatever I sent wasn't legible to them. I gave up. Admittedly it was quite early days for them and covid was with us, if that made any difference. The other thing was that they couldn't process any foreign currencies. In the end I went with (Transfer)Wise who were excellent to deal with, really easy,

[Lance]

Mettle..... Gah.... pissing me right off...

Had an email telling me my debit card was due to expire. And to cancel and request via the app.
That failed.
Support weren't much use but did order me a replacement card on the end.

But now I cannot make any payments from Mettle. Still waiting for support.....; Don't get this sh1te with Cater Allen

[hgllgh]

Looking into the free Free Agent business account options...

Mettle vs Natwest business acc vs RBS business account

The trustpilot scores or Natwest and RBS are of course dire, but that would be down to unhappy personal banking customers.
Mettle's rating is a lot higher but they are newer and they are also getting poor reviews now (although maybe people pretending to be sole traders.. etc)

https://uk.trustpilot.com/review/mettle.co.uk?page=1

Has anyone here had problems with the Mettle business account? (Similar question or anyone with an RBS/Natwest business account?)

(Mettle also has no business savings account)

NatWest Business Banking	RBS Business Banking	Mettle Business Banking
Pros Free banking for 18 months for new businesses and startups. Easily manage your account 24/7 on the app and on the desktop. Several current accounts and savings account options are available for different business types and sizes. Low monthly account fee (even for larger businesses). Cons Problems with online banking have caused problems for customers. Reviewers are frequently frustrated with account management over the phone and on the app.	Pros 24 months’ free banking for new businesses. Range of products with different perks and features. Current account scored well for quality of mobile banking in an independent survey. Cons Extra charges for many everyday account transactions. Poor ratings across various review sites.	Pros It’s free and includes some essential features. Smart, intuitive app that’s easy to manage 24/7. Backed by a big bank, which is an important trust signal for some businesses. Cons Mettle is really new and it sounds like it could be difficult for some businesses to get approval for an account. Features are limited compared to some online banks.

[Netraider]

I'm with Starling, I don't recall having to provide all what you listed, as far as I remember the opening process was easy and quick.

Same here. I think it took 45 minutes from start to finish.

[saptastic]

I'm with Starling, I don't recall having to provide all what you listed, as far as I remember the opening process was easy and quick.

agreed should be a simple sign up which is one of the points of these 'challenger' banks

Has some more info here on starling sign up https://www.contractoruk.com/money/f...k_account.html

[chineseJohn]

Sterling need all this documents asper their website.?? So doesn't seems to be pain free start!

• Signed agreements/contracts --??
• Proof of membership to an industry body ---?
• Qualifications, registrations or licences --?
• A decision in principle/solicitor documentation --?
• Proof of property ownership/land registry documents --?
• Lease agreement --?
• Bank statements

I'm with Starling, I don't recall having to provide all what you listed, as far as I remember the opening process was easy and quick.

[PerfectStorm]

Monzo.

Tip: to get approved, get the trial of the Pro account... then cancel it before the time's up.

Otherwise, Clydesdale/Virgin/Yorkshire Bank

Avoid Co-Operative

All others place restrictions on what phones you can run them on, I find.

[northernladuk]

Starling don't need any of that.

from the website you claim to have looked at... they need:

Still a tough ask of Darren that.

[Lance]

Sterling need all this documents asper their website.?? So doesn't seems to be pain free start!

• Signed agreements/contracts --??
• Proof of membership to an industry body ---?
• Qualifications, registrations or licences --?
• A decision in principle/solicitor documentation --?
• Proof of property ownership/land registry documents --?
• Lease agreement --?
• Bank statements

Starling don't need any of that.

from the website you claim to have looked at... they need:

What you’ll need

• A smartphone (and internet connection)
• Valid photo ID, such as a passport or UK driving licence
• If you have documents which confirm the nature of your business at hand this will be easier
• About ten minutes of your time

[gixxer2021]

Am with Santander, no monthly charges or transaction costs (haven’t checked if you can still apply for this account). Interest rate is risible though, and pretty sure you’ll still need to fill in a lot of forms Heard a lot of good things about Starling too.

[northernladuk]

No respect for seniority in this forum!!

There are 815 reasons why you don't deserve any respect and sadly that's going to increase.

[Darren_Test]

No respect for seniority in this forum!!