Income Protection / IPSE Tax Cover - what's most worthwhile?

[BigLadFromBeeston666]

As others have said, your network is your greatest asset for new contracts. A polite message can open a lot of doors....

[BigLadFromBeeston666]

If one becomes terminally ill, or has prognosis of that nature, then a SIPP is accessible early. As is Relevant Life Insurance.

However, if one is injured or otherwise simply unable to work, the above doesn't apply. In this instance having Executive Income Protection would help.
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[BigLadFromBeeston666]

Thanks all. Given me a new perspective. Going to:

• Keep Relevant Life Insurance
• Sack off Income Protection; have a warchest and fat SIPP instead
• Get IPSE Plus

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[BigLadFromBeeston666]

Thanks everyone. I may give IPSE a punt. There's talking about reclaiming the cost back via perks / vouchers? The IPSE website is quite vague and says "exclusive offers". Got any insight into how this translates into covering the cost of the membership fee?

[BigLadFromBeeston666]

+1 for Gorilla Accounting. Recommended by a lad here. Lauren has been absolutely top notch. Everything is on FreeAgent too, so you can chop and change in the future more easily if things do go downhill.

I was DIY accounts for a bit after a poor accountant experience.

A good...

[BigLadFromBeeston666]

I have Relevant Life Insurance at the moment, helped set up by a broker (Drewberry Insurance), which seems sensible enough. However, now I'm debating whether Executive Income Protection might be worthwhile too.

Also after searching through the threads here, I saw that PerfectStorm and a...