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mattster replied to How will the rumoured pension allowance changes change your approach to contracting?in GeneralThis is absolutely the right approach. If you are in IR35 then pension contributions are almost doubled immediately - far better to live on savings and contribute 100% of earnings if poss. I also haven't maximised recently, so potentially could put in £130k+ this year if I was earning enough....
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mattster replied to How will the rumoured pension allowance changes change your approach to contracting?in GeneralI'm slightly nervous that the fact that they seem to be tinkering with pensions means they might go after the top tax rate(s) deductions, as there have often been rumours of in the past. Hopefully not. My plan in general as long as I am caught by IR35 is to put as much as possible into the pension so...
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2 February 2023
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