• Visitors can check out the Forum FAQ by clicking this link. You have to register before you can post: click the REGISTER link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. View our Forum Privacy Policy.
  • Want to receive the latest contracting news and advice straight to your inbox? Sign up to the ContractorUK newsletter here. Every sign up will also be entered into a draw to WIN £100 Amazon vouchers!

test please delete

Collapse
This is a sticky topic.
X
X
  •  
  • Filter
  • Time
  • Show
Clear All
new posts

    Just been looking at the mortgage, as in theory I'll be in a position to pay it off this time next week. I'd vaguely been thinking that it would be worth waiting to the end of the fixed term at New Year, to dodge the Early Repayment Charge. But that's only 1%, and I now realise that it would be better to pay it all off straight away as I'll save a few hundred quid compared to continuing to pay the interest for the next three months

    Might buy a bottle of champagne with some of the savings

    Comment


      Originally posted by NickFitz View Post
      Just been looking at the mortgage, as in theory I'll be in a position to pay it off this time next week. I'd vaguely been thinking that it would be worth waiting to the end of the fixed term at New Year, to dodge the Early Repayment Charge. But that's only 1%, and I now realise that it would be better to pay it all off straight away as I'll save a few hundred quid compared to continuing to pay the interest for the next three months

      Might buy a bottle of champagne with some of the savings

      Comment


        Originally posted by ladymuck View Post

        Not celebrating just yet - the chickens have yet to hatch

        Looking at the various banks involved, I think I'll have to do a bit of running around, and that's assuming the sale goes through and the money is transferred to the executor account in a timely manner. The bank for that account doesn't do same-day BACS payments by phone after 1pm, so I may need to scoot down to their branch in the city centre.

        And my bank doesn't do BACS payments other than in branch, so even once I get the money to my account I'll have to go to one. If I have to go to town, it's only a short walk to my bank, so I can do them both there. If I do manage to do the first by phone, there's a branch of mine nearer me, in a mainly residential area where it's easy to park, so I'll pop up there. Either way, it's a pain; the Faster Payments system allows big enough transfers in principle, but both banks impose their own limits which are too low

        I did think about doing two BACS transfers from the executor account, one to me and one to the Halifax, but there's a charge for each transaction and on investigation, I've concluded that wouldn't be a legitimate use of the estate's funds. One bank transfer charge is OK; two for my personal convenience, not justified

        Comment


          Tea: the remainder of the pork belly slices in Jack Daniels BBQ sauce, with chips

          Comment


            TFBSZ
            …Maybe we ain’t that young anymore

            Comment


              I'd like to go to bed. In order to do that, I need to make it.

              Comment


                Tonight's viewing was a NEW! Police Interceptors :

                And at various times throughout the day, I did bits with the maze stuff which is coming along nicely

                This evening, I finished To Catch a Spy, in which Thatcher's government failed at everything it attempted to do in connection with the matter, and MI5 was finally put on a legal footing, which was the one thing Thatcher was most opposed to - but she'd been booted out by her own party by then

                I did a bedding wash today but forgot to put it on until later than was wise, so I'm now waiting for the tumble dryer aspect of the machine to decide it's satisfied with the dryness of the sheet and pillow cases. Once it is, I can go to sleep

                Goodnight all

                Comment


                  ^^^Ah, the fall of Attila the Hen. I was in the bath when I heard that had transpired. .

                  Morning.

                  Thursday judging by the racket on the road earlier.

                  Dry.

                  Sunny.

                  Blue sky.

                  Cool in here at 17.6 deg, 19 deg in the kitchen, 16.5 deg in the leanto.

                  1020.5 mBar, in Hg, Torr, psi, (down from 1021 last night), 76% RH (Lidl electric).

                  Meanwhile on the 14th of November 2019 DaveB's gardening oiks had cut down a rowan tree thusly causing the lightning and thunder, while the weather was so inclement I forewent my walk, NF was making stew, and LM was ordering gallons of plonk to take away the pain of WFH.
                  Last edited by DoctorStrangelove; 19 September 2024, 08:19.
                  When the fun stops, STOP.

                  Comment


                    Originally posted by DoctorStrangelove View Post
                    ^^^Ah, the fall of Attila the Hen aka The Great She Elephant. I was in the bath when I heard that had transpired. .

                    Morning.

                    Thursday judging by the racket on the road earlier.

                    Dry.

                    Sunny.

                    Blue sky.

                    Cool in here at 17.6 deg, 19 deg in the kitchen, 16.5 deg in the leanto.

                    1020.5 mBar, in Hg, Torr, psi, (down from 1021 last night), 76% RH (Lidl electric).

                    Meanwhile on the 14th of November 2019 DaveB's gardening oiks had cut down a rowan tree thusly causing the lightning and thunder, while the weather was so inclement I forewent my walk, NF was making stew, and LM was ordering gallons of plonk to take away the pain of WFH.
                    .

                    Walk (unabbreviated) walked in the sunshine. Not as warm as yesterday.

                    Lunch: there was.

                    Entertainment: bits of Y&Y.

                    Read more TTSS.

                    Freecell score: 95%, running average: 76%.

                    More gardening. Fecking honeysuckle.

                    Tea: chilli con carne etc.

                    Entertainment: bit of a thing about Alfred Hitchcock. <click>

                    Read book.

                    Trucking Hell S8 E19.

                    Read book.

                    Last edited by DoctorStrangelove; 19 September 2024, 21:49.
                    When the fun stops, STOP.

                    Comment


                      Ah! an other old fart free day today. Tues old fart art, old fart U3A meeting, old fart karaoke, Weds old fart group walk and very boring old fart history group talk, loony old fart lady 1 tomorrow.
                      bloggoth

                      If everything isn't black and white, I say, 'Why the hell not?'
                      John Wayne (My guru, not to be confused with my beloved prophet Jeremy Clarkson)

                      Comment

                      Working...
                      X