Students Credit Card

[northernladuk]

How would you like to build credit history other than by using credit?

You missed the point.. Who is most likely to max out and be unable to pay than a student

[SueEllen]

i got a Barclaycard as a uni student - as my parents had them - and decades later still have one....

[SueEllen]

You missed the point.. Who is most likely to max out and be unable to pay than a student

They give you a crappy limit.

[northernladuk]

They give you a crappy limit.

I bet they do but it's still gonna be on your record if you don't pay it.

[ladymuck]

I bet they do but it's still gonna be on your record if you don't pay it.

That's the whole point. It's to prove you can manage credit responsibly.

[northernladuk]

That's the whole point. It's to prove you can manage credit responsibly.

And my point is students aren't renowned for that so the idea of giving a group that is renowned for badly handling debt a card to build up a good credit record is a bit counter productive.

But anyway, was a glib comment supposed to be pointing out a bit of irony/humour and it's gone totally pete tong so lets move on.

[vetran]

I bet they do but it's still gonna be on your record if you don't pay it.

hence the suggestion to get it, automate using it and don't go near the limit.

Not everyone is as foolish as you.

[northernladuk]

hence the suggestion to get it, automate using it and don't go near the limit.

Not everyone is as foolish as you.

Wow.... this went south fast. Why bring me in to it? Jesus wept.

[d000hg]

Now we see why NLUK is so reliant on his accountant for all financial matters.

[northernladuk]

Now we see why NLUK is so reliant on his accountant for all financial matters.

Good one. Anyone else?