Awaiting Mortgage offer for over 10 days

[ChimpMaster]

Thanks for you response. Can anybody else please recommend some mortgage adviser who can secure a mortgage on daily rate basis for an IT contractor as I recently started contracting and don't have 2/3 years of accounts.

Sorry to OP for hijacking the thread

I've used a some of the brokers here and from personal experience so far I would recommend Freelancer Financials.

PM me and I'll give you a direct contact there, if you like.

[northernladuk]

I'd suggest a search of the site for 'contractor mortgage' and read through the threads.

Bleeding Nora even the mortgage guys are nicking my line now!

[d000hg]

Thanks for you response. Can anybody else please recommend some mortgage adviser who can secure a mortgage on daily rate basis for an IT contractor as I recently started contracting and don't have 2/3 years of accounts.

Sorry to OP for hijacking the thread

"Look I earned £500 yesterday betting on the tennis. That means I earn £500/day, please can I borrow £500,000?"

[kevpuk]

"Look I earned £500 yesterday betting on the tennis. That means I earn £500/day, please can I borrow £500,000?"

Yes, that is my understanding

[computerguru]

"Look I earned £500 yesterday betting on the tennis. That means I earn £500/day, please can I borrow £500,000?"

If you don't have anything nice to say, don't say anything at all.

[smatty]

4 months with Halifax?!? Blimey - what had changed as a result of MMR for your application?

Was mine taking 4 months with Accord. May be due to me having a slightly complicated situation but I think it's largely the broker and lender being a bit useless. Its now held up while their solicitor waits for a reply from the land registry.

[Mark McBurney@CMME]

Was mine taking 4 months with Accord. May be due to me having a slightly complicated situation but I think it's largely the broker and lender being a bit useless. Its now held up while their solicitor waits for a reply from the land registry.

To be fair Accord are pretty poor for service, so I wouldn't knock your broker too much, it may well be them.

[Sausage Surprise]

Accord kept me hanging on for over 4 months then offered me 75% of what I was asking (which of course was no good at all). They also charged me £130 for the privilege. Absolute time wasters. Really....get out now while you still have your sanity (-£130).

[Martin@AS Financial]

Common sense at a number of lenders has gone out of the window recently. One of the advisers here has placed a mortgage with a bank who have asked the clients son to sign a waiver to say that he will not have any right to the property should it need to be repossessed.


The clients son is 5 years old.

[ContrataxLtd]

Common sense at a number of lenders has gone out of the window recently. One of the advisers here has placed a mortgage with a bank who have asked the clients son to sign a waiver to say that he will not have any right to the property should it need to be repossessed.


The clients son is 5 years old.

I don't know what it is with banks these days but the following are two gems I've had lately:

1. Bank refused to open a children's savings account for a new born because the new born baby wasn't present at the time of application;
2. Bank wanted a signature for the account form a 4 year old because they lived at the same address as the mother!

Talk about crazy form filling and complete lack of common sense!

Martin
Contratax Ltd