Does anyone use CrowdCube? It seems to be a thing for raising funding for startups so much riskier than your standard investment
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Originally posted by ladymuck View PostDoes anyone use CrowdCube? It seems to be a thing for raising funding for startups so much riskier than your standard investment
Warmstone Heat Battery - Caldera actually looks like a half decent bet if it's delivering 90% of the electricity used back as heat that's a great deal - but I would need to see it in action first.Last edited by eek; 20 May 2021, 09:54.merely at clientco for the entertainmentComment
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Originally posted by eek View Post
I've not seen anything there that doesn't scream scam - but that may be only the IT and App ones.
Warmstone Heat Battery - Caldera actually looks like a half decent bet if it's delivering 90% of the electricity used back as heat that's a great deal - but I would need to see it in action first.
It feels a bit like an investment version of Kickstarter. I would probably only use it to back things I've heard of rather than some random company.Comment
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Originally posted by ladymuck View Post
City Mapper were using them for a funding round recently. I use the app a lot (well, I did in the before time), so I bunged them a bit of pin money to see what happened. Looking at the rest of the offerings on CrowdCube, I'm just wondering if it's a platform worth using.
It feels a bit like an investment version of Kickstarter. I would probably only use it to back things I've heard of rather than some random company.
Caldera fits that bill as if I had an oil boiler it's a better option than switching to a heatpump...merely at clientco for the entertainmentComment
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Originally posted by Fred Bloggs View PostAfraid I don't think you have any other options if you want to be fully invested. Don't forget, investments in your trading account that pay dividends will count against your annual tax free dividend allowance. Bed and ISA with II saves you one of the buy/sell fees, the buy fee is waived on a bed and ISA transaction. And paying more into your II account won't incur any more fees. Time it correctly to use your free trade allowance.
Now re-reading this cos the funds are coming ......and dont think I said Thank you ... so thank you !
My son is very much into vanguard and low cost funds ... given years doing contracting I would quite like to dabble in a small business venture with a friend who runs some commercial property .... my son is like ... dad ffs ... stick it in the fund and stop trying to be del boy and end up with all your free time being spent fannying about with the other venture !Comment
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Originally posted by CanPayButWouldRatherNot View Post
Now re-reading this cos the funds are coming ......and dont think I said Thank you ... so thank you !
My son is very much into vanguard and low cost funds ... given years doing contracting I would quite like to dabble in a small business venture with a friend who runs some commercial property .... my son is like ... dad ffs ... stick it in the fund and stop trying to be del boy and end up with all your free time being spent fannying about with the other venture !Public Service Posting by the BBC - Bloggs Bulls**t Corp.
Officially CUK certified - Thick as f**k.Comment
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Originally posted by Fred Bloggs View Post
Thank you and good luck with your future investments. Always happy to help if I can, as are many others here too.
Been doing a bit of checking on our current stack to look at dividend returns (in a retirement scenario that is what we would look to live on)
Now we have mainly have this All world vanguard etf (VWRL)
My sipp was reinvesting the dividend but the ISA wasnt (which was bad) ....but it HAS given me a glimpse at the dividend return for the last year (appreciate it was a funny year last year)
In the ISA this etf (currently valued at ~£85) returned £1.13 annually per etf ... ~1% which has me a bit worried.
I am more comforted by the returns listed here
https://www.morningstar.co.uk/uk/etf...?id=0P0000WAHE
5 year annualised returns = 15.43
But that is driven by the actual price of the etf and not the dividend ...right ?
Last edited by CanPayButWouldRatherNot; 23 June 2021, 07:58.Comment
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Originally posted by CanPayButWouldRatherNot View Post
Well I have one question ....
Been doing a bit of checking on our current stack to look at dividend returns (in a retirement scenario that is what we would look to live on)
Now we have mainly have this All world vanguard etf (VWRL)
My sipp was reinvesting the dividend but the ISA wasnt (which was bad) ....but it HAS given me a glimpse at the dividend return for the last year (appreciate it was a funny year last year)
In the ISA this etf (currently valued at ~£85) returned £1.13 annually per etf ... ~1% which has me a bit worried.
I am more comforted by the returns listed here
https://www.morningstar.co.uk/uk/etf...?id=0P0000WAHE
5 year annualised returns = 15.43
But that is driven by the actual price of the etf and not the dividend ...right ?
To understand the pricing of the ETF (or an OEIC) and it's performance over time you need to check you are comparing apples with apples. Sometimes performance figures are quoted with dividends reinvested and sometimes without. Sometimes there are "accumulation" units/shares which reinvest the income generated automatically and don't actually distribute a dividend. Then there's a version of the same fund that does pay the income out rather than reinvest in automatically. Surprise surprise, "income" units.
I think you need to ensure you are comparing like with like when comparing performance over time with funds or shares that have dividends as part of their total return. HTH.
(In this respect income investment trusts are probably easier to understand since they don't have a class of shares that automatically reinvests income. But if you compare performance at places like Hargreaves Lansdown etc.... make certain you are comparing total return for actual return over time).Public Service Posting by the BBC - Bloggs Bulls**t Corp.
Officially CUK certified - Thick as f**k.Comment
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Who's a believer in cyclical investment funds? Any suggestions on specific funds (sector or country based) to consider?‘His body, his mind and his soul are his capital, and his task in life is to invest it favourably to make a profit of himself.’ (Erich Fromm, ‘The Sane Society’, Routledge, 1991, p.138)Comment
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How many other people here have been invited to apply for shares and a bonus from (Transfer)Wise when they start trading their shares on the market?Public Service Posting by the BBC - Bloggs Bulls**t Corp.
Officially CUK certified - Thick as f**k.Comment
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