Share Investment, Discussion & Tips

[Fred Bloggs]

How many other people here have been invited to apply for shares and a bonus from (Transfer)Wise when they start trading their shares on the market?

Just me then. Apparently, there's another 59,999 too.

[lecyclist]

MSTR provides exposure to approximately .95 BTC per 100 shares and is purchasable via your SIPP (once you have completed a W-8BEN form on your SIPP platform). Currently trading at $550.05 per share, with analyst price targets as low as $360 from Citigroup yesterday, it could be considered a future buy if you are bullish on the prospects for crypto, and are comfortable mixing business value and BTC value.

Here is a nice chart from the Reddit thread, that suggests valuations based on varying BTC prices. Note that currently BTC is $31000, which aligns with the current negative analyst consensus.

[cojak]

A quick question. Do people have accounts with different companies? I have my S&S ISA with Vanguard but am considering using iWeb for general use as I want to access Fidelity as well as Vanguard funds (I would use iWeb for Vanguard as well).

Just doing my research but it feels a bit of a 101 question.

[Fred Bloggs]

A quick question. Do people have accounts with different companies? I have my S&S ISA with Vanguard but am considering using iWeb for general use as I want to access Fidelity as well as Vanguard funds (I would use iWeb for Vanguard as well).

Just doing my research but it feels a bit of a 101 question.

Not me, no. Nor the portfolios I run for family. The investments you hold, if in a retail investment platform, are segregated from the assets of the company that manages the platform. In the case of a SIPP, the assets are held in trust anyway so there's another layer of segregation. It is quite obvious that should a malevolent employee choose to dip his fingers into the till, no doubt he/she will do so irrespective of safeguards. My take, therefore, is that barring major fraud, my investment is pretty safe at one of the mainstream retail investment platforms. Others take a different view, but I think there is value for me having everything in one place. HTH.

[Fred Bloggs]

What a shame. Aberdeen (abrdn as they comically call themselves now) are buying the retail investment platform Interactive Investor. Abrdn are a train wreck since the merger with Standard Life, whilst Interactive Investor has become a terrific low cost retail platform for those who like a fixed fee platform for their ISA and/or SIPPs. I hope II is left alone to do what it does. Though I doubt that will happen and abrdn will apply likely their reverse Midas touch to the business. Perhaps.

[ladymuck]

What a shame. Aberdeen (abrdn as they comically call themselves now) are buying the retail investment platform Interactive Investor. Abrdn are a train wreck since the merger with Standard Life, whilst Interactive Investor has become a terrific low cost retail platform for those who like a fixed fee platform for their ISA and/or SIPPs. I hope II is left alone to do what it does. Though I doubt that will happen and abrdn will apply likely their reverse Midas touch to the business. Perhaps.

I received that email today too. I haven't used my ii account in a long time (I thought I'd closed it!) so not really affected fortunately.

The email read like they were going to remain separate, with their own FSCS registration, which should be reassuring. However, give it a couple of years and Richard Wilson will be out and then things will change.

[Paralytic]

However, give it a couple of years and Richard Wilson will be out and then things will change.

I don't believe it.

[CanPayButWouldRatherNot]

Regarding ISA payments ... now I am a bit bearish at the moment but with april on the horizon ... worried that I havent put in my full allowance ... just wondered if folks have put in a lump sum as cash to ensure that years allowance isnt lost ... but then sat on the cash in the account (with interactive investor)

[Fred Bloggs]

Regarding ISA payments ... now I am a bit bearish at the moment but with april on the horizon ... worried that I havent put in my full allowance ... just wondered if folks have put in a lump sum as cash to ensure that years allowance isnt lost ... but then sat on the cash in the account (with interactive investor)

If you are asking can you do that? The answer is, yes you can. The cash will be in a stocks and shares ISA pending investment decisions. And that's just fine. Better to pay up the year's ISA allowance if you can.

[CanPayButWouldRatherNot]

My plan was to cash out the post covid rally winnings and take those funds out and offset the mortgage for a bit ....and then by end march top up this years allowance and leave it as cash ...