IPSE Membership - Standard vs Plus vs other insurance?

[password]

Hey guys,

i've been a little slow lately to look into advised memberships etc. It has been suggested that I join IPSE, which seems good.

So I am a little unclear as to the tangible benefits once insurance is removed.

I like the sounds of the newsletter and helplines etc, and including the tax investigation cover it's not bad for £176+VAT - I will go for that for sure.

It is pretty clear to me anyway that the Plus package is basically an insurance up-sell and with that in mind, I am curious about how it competes with other types of insurance packages.

For example, i'm wondering would I potentially be better off getting the Standard membership then getting insurance cover from somewhere else, which may be potentially better? I'm just curious to see if there are any other insurance products that may better for the £100 quid.

I suspect that IPSE could potentially be in a great to offer the best pricing and given their "union type ethos" but you never know these days..

Thanks guys

[malvolio]

it's not insurance, it's protection, advice and assistance plus lobbying effort. You won't match the membership package cost with a mix of equivalent other products, and you may well recover that membership cost with their discount purchasing offers.

HTH

[password]

it's not insurance, it's protection, advice and assistance plus lobbying effort. You won't match the membership package cost with a mix of equivalent other products, and you may well recover that membership cost with their discount purchasing offers.

HTH

Thanks, I kind of figured as much!

[ladymuck]

Get 15% off your first year via my linky below...

I'd go for the plus cover personally but do a full comparison and see if the extras are worth it - the £5k free life assurance cover is worth the membership alone.

[radish2008]

Get a 100% off with my linky below.

Have a think about where IPSE's lobbying has got contractors in the last 10 years and don't buy a package on the basis you might get your money back if you eat enough free pizza.

Having members tout for IPSE business when they are getting kick backs as well - is this in the spirit of the forums here ?

[malvolio]

Get a 100% off with my linky below.

Have a think about where IPSE's lobbying has got contractors in the last 10 years and don't buy a package on the basis you might get your money back if you eat enough free pizza.

Having members tout for IPSE business when they are getting kick backs as well - is this in the spirit of the forums here ?

Compete rubbish

For one thing, how do you prove something that hasn't happened? Because several things have not happened as a result of their efforts, such as disallowing all expenses for Ltd Co contractors for one... There are others. But sine you don't follow their work, how would you know...

Kick backs? Yeah right, all those £10 Amazon vouchers I would never use anyway. Whoop-di-f***ing-doo. FWIW I haven't ever signed up to the Member-get-Member scheme, so that argument doesn't really work either.

Perhaps save your spleen for the downright untruths and lies that HMRC are telling HMG and how many PS workers are inside IR35 and paying £100ms of undue taxes as a result of blanket decisions that, again according to HMRC, aren't happening. And for a government that prefers to believe their unelected civil servants ahead of several thousand real world examples.


HTH. BISDI

[Fred Bloggs]

Get a 100% off with my linky below.

Have a think about where IPSE's lobbying has got contractors in the last 10 years and don't buy a package on the basis you might get your money back if you eat enough free pizza.

Having members tout for IPSE business when they are getting kick backs as well - is this in the spirit of the forums here ?

Spot on. Ask yourself, whose interests come first? Yours or the "business confidential" relationships they indulge in in the name of the members but will not reveal the financial kick backs from such relationships. I'm afraid, since the PCG high point with Arctic Systems, that organisation has become nothing but a self serving gravy train. Snouts in the trough? Oh yes. (Disclosure - ex-long time member and critic).

[ladymuck]

Having members tout for IPSE business when they are getting kick backs as well - is this in the spirit of the forums here ?

By opting for the discount option, I don't get any "kick back". I'd rather someone try it for a little less than receive an Amazon gift card.

[northernladuk]

Get a 100% off with my linky below.

Have a think about where IPSE's lobbying has got contractors in the last 10 years and don't buy a package on the basis you might get your money back if you eat enough free pizza.

Having members tout for IPSE business when they are getting kick backs as well - is this in the spirit of the forums here ?

It's good advice to get it IMO so as long as the advice is sound then why not get the kick back as well?

[SueEllen]

Ignore the squabbling.

If you are looking at it from purely selfish reasons the jury cover would pay for itself if you got called up. You can search the forums whether the IR35 cover is worth it.