Cashback credit cards

[TheFaQQer]

Like the idea of Curve. Not so sure about their website - it doesn't really give the full info to be honest. Also, I note its still 1% fees for international use.

That's what the Supercard is for - assuming the version that launches is the same or similar to the beta that has just concluded.

[eek]

That's what the Supercard is for - assuming the version that launches is the same or similar to the beta that has just concluded.

Yep curve is for uk spending
Supercard overseas and none gbp spending

[b0redom]

I like the idea of Curve/Supercard, but how do they make their money?

[Fred Bloggs]

Yep curve is for uk spending
Supercard overseas and none gbp spending

Yes, between them they are a very good option. How long before someone releases a card with the key features of both in one card?

[eek]

Like the idea of Curve. Not so sure about their website - it doesn't really give the full info to be honest. Also, I note its still 1% fees for international use.

Also whats the difference between blue and black cards? Apart from £35/£75? (gotta to have a posh looking credit card- I like my amex plat)

Also, how does it work? Do you set it up to, by default, use, say your amex card? So you use the curve card no worries since its mastercard but what shows up on your amex statement?

Also, I guess you still need to use your standard cashpoint to withdraw cash rather than curve? Or can you set it up to ATM to default to your bank card? After all I dont want to withdraw atm cash with my amex....

Sounds good though. I generally spend £800-£1000 on my santander mastercard just because places dont take amex. (so thats £8-£10 a month lost in cashback). Also, its annoying to go into a shop, say do you take amex, not sure never seen one before, try it, doesnt work, get out mastercard etc.

Yep you set up your Amex card as the default card in the app and your curve purchases are charged to that card. It also displays your purchases in the app slowing you to categorize it there and then as personal or business and what it's for (travel, food....).

I believe you can also use it to withdraw cash and it's seen as a purchase. Not tried that and will only find out once I've experimented. That is how the supercard works for cash point transactions though

[eek]

I like the idea of Curve/Supercard, but how do they make their money?

Not 100% sure. Curve has a joining fee and probably takes a very small piece of margin. The supercard was initially n experiment we will see how it works when it relaunches but I'm happy to pay a fee for it if i have to

[TheFaQQer]

I like the idea of Curve/Supercard, but how do they make their money?

Supercard will monetise from the data they collect, once they have a database - at least that's what Martin Lewis said on MSE.

I've used the Sueprcard overseas plenty - use the Tesco card in the UK, but it's awful overseas. The only time I had an issue with it was when I'd forgotten to switch it on before going away, and Kickstarter rejected it.

[psychocandy]

Yep you set up your Amex card as the default card in the app and your curve purchases are charged to that card. It also displays your purchases in the app slowing you to categorize it there and then as personal or business and what it's for (travel, food....).

I believe you can also use it to withdraw cash and it's seen as a purchase. Not tried that and will only find out once I've experimented. That is how the supercard works for cash point transactions though

Ah I see. So its a 'normal' purchase not a cash advance via amex?

So what entries go on the amex statement?

Or is it all
1/5 Curve £10
2/5 Curve £19.99
2/5 Curve £49.99 etc.

[psychocandy]

Difference between blue/black cards? £35/£75?

[TheBA]

Just a word of caution on the curve card. It breaks the direct payment relationship with the credit card provider and seller so you won't be covered by section 75 of the consumer credit act. Yes, there is chargeback but that's not a legal requirement.