Cashback credit cards

[kevpuk]

For overseas use, the SuperCard is excellent. No problems at all recently using it in Oz and Singapore. Very good exchange rates too.

Another vote for the Supercard here - works pretty well, although I have had the odd issue where not authorising first time, needing to run through a second, on occasion.....still, adds up to some decent savings and great for Amazon.de et al

[NickNick]

I go with Tescos myself. Not cashback as such, but vouchers for the stores and all sorts of days out for the family.

[jaffab]

Can I give a shout out for the Sainsburys Nectar c/card? It is amex which as others have said, can be tricky but... we use it to buy all our household stuff every year (food, household stuff, etc) and never really had a problem of anybody accepting it, you get nectar points back with no limit on spending/points. We then go on two spending points twice a year - in the summer for burgers and beers for the BBQs, and then at Christmas. Our normaly spending for the year (paid off automatically by d'/debit every month) makes our summer BBQs and our Christmases essentially free.

Of course this does mean buying your food at sainsburys - don't think anybody else takes nectar points.

[Fred Bloggs]

If you switch from Sainsbury's to Aldi, you'll automatically get about 30% cashback!

[psychocandy]

Think I need a combo amex/other one.

Right PITA that I need another for places that dont take amex. Be a lot easier with just one statement too.

Amex online statements are great. Santander mastercard (my other) is crap. (Although Im keeping this - no foreign transaction loading at all - amex is 2.75% even if its dollars!)

Saying that amex customer service (admitedly its platinum card which most will have) is FAR superior to santander (its not platinum card). Any issues = sorted by amex. Santander dont give a monkeys.

[eek]

I find it very interesting how many people haven't read the thread so don't understand the purpose of the curve card that acts as a wrapper to your Amex cash back card I've recommended earlier

[FrontEnder]

MBNAs airline cards come in both Visa and Amex form, so you can get more points with the AMEX, but still get some for using Visa when it's not accepted.

https://www.mbna.co.uk/compare-credi...-credit-cards/

I've no idea if the airmiles are worth it though, I'd guess you'd rack up a few points with the amount your putting through though.

[dx4100]

Santander Credit is pretty good for raw cashback...

I am switching over to Tesco to boost my points though. Going to pay for my Merlin passes for the family next year

[Fred Bloggs]

I find it very interesting how many people haven't read the thread so don't understand the purpose of the curve card that acts as a wrapper to your Amex cash back card I've recommended earlier

I did and I have. It looks a great way to max out the points on your Amex card.

[psychocandy]

I did and I have. It looks a great way to max out the points on your Amex card.

Like the idea of Curve. Not so sure about their website - it doesn't really give the full info to be honest. Also, I note its still 1% fees for international use.

Also whats the difference between blue and black cards? Apart from £35/£75? (gotta to have a posh looking credit card- I like my amex plat)

Also, how does it work? Do you set it up to, by default, use, say your amex card? So you use the curve card no worries since its mastercard but what shows up on your amex statement?

Also, I guess you still need to use your standard cashpoint to withdraw cash rather than curve? Or can you set it up to ATM to default to your bank card? After all I dont want to withdraw atm cash with my amex....

Sounds good though. I generally spend £800-£1000 on my santander mastercard just because places dont take amex. (so thats £8-£10 a month lost in cashback). Also, its annoying to go into a shop, say do you take amex, not sure never seen one before, try it, doesnt work, get out mastercard etc.