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Reply to: IR35 Insurance
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Previously on "IR35 Insurance"
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Which ever you go for look at the fine print carefully, the limitations on IPSE "insurance" is well known, but I'd double check with QDOS as well
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Originally posted by eek View PostNot if IPSE is more than QDOS and those benefits aren't worth the difference in price...
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Originally posted by Lance View Postmy point was that you're providing a load of irrelevant waffle (again).
IPSE and QDOS are both forms of insurance. The fact that IPSE provides more is a bonus not a problem and refusing to use IPSE for insurance because you don't like their goals/views/cut-of-their-jib is not good business, nor does it answer the question.
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Originally posted by Lance View Postmy point was that you're providing a load of irrelevant waffle (again).
IPSE and QDOS are both forms of insurance. The fact that IPSE provides more is a bonus not a problem and refusing to use IPSE for insurance because you don't like their goals/views/cut-of-their-jib is not good business, nor does it answer the question.
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Originally posted by JohntheBike View Post*wibble*
IPSE and QDOS are both forms of insurance. The fact that IPSE provides more is a bonus not a problem and refusing to use IPSE for insurance because you don't like their goals/views/cut-of-their-jib is not good business, nor does it answer the question.
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Originally posted by Lance View PostHe only wants insurance.
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Originally posted by JohntheBike View Posteach individual would have to determine which if any of the peripheral benefits might be advantageous to them before they could make a decision. Such decisions are clearly not clear cut as some ex IPSE members on here would testify to. Additionally, if you join an organisation, you would have to be comfortable with that organisation's goals and policy, which again, some ex IPSE members on here wouldn't agree with.
All insurance is expensive - until you need it. If you're happy that you don't need IPSE's agency default insurance and jury service cover, for example, both of which have been used by their members, then QDOS is certainly cheaper.
Ignore the rubbish about "goals and policy", it's about protecting your business.
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Originally posted by northernladuk View PostIpse gives a number of other benefits such as jury cover, crit illness and business interruption to name a few. Can make the money back on the perkbox if you work it hard so can't use a side by side cost comparison like thst.
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Originally posted by MHPPM View PostThanks, why no brainer? IPSE is £300 a year, QDOS is £100?
Also what is PEI?
PEI is what you're asking about, cover for the expenses of an investigation and expert assistance
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Originally posted by MHPPM View PostThanks, why no brainer? IPSE is £300 a year, QDOS is £100?
Also what is PEI?
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In that case, IPSE is a no-brainer, commercially. Very little to choose between them in terms of PEI success rates.
IMVHO...
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IR35 Insurance
Hi All
IPSE or QDOS? - I am only talking about investigation cover.
Thanks
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