Originally posted by TheCyclingProgrammer
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Good time to fix IMO. Have been pondering a mortgage (equity release) since late 2016 and have seen rates trickle upwards since then.
We were going for a 2 year fixed rate but now looking at a 5 year fixed offset mortgage. Longer term security but with more flexibility. Stick all the savings/income in there and actually have your cash balance work for you.
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